--- title: "Profinance Credit Union Rates (Nov 2026): Mortgage 7.51%" description: "Profinance Credit Union rates today: 30 year fixed mortgage 7.51% APR. Every rate verified daily from the official website — no pay-to-rank. See who can join Profinance Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/indiana/profinance" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Profinance Credit Union Rates (Nov 2026): Mortgage 7.51% ### Mortgage rates 8 offers | Product | Published | Rate | Term / condition | Status | | **FHA 30-Year Fixed** 30 year fixed | 7.509% APR | 6.875% | — | Standard | | **30-Year Fixed** 30 year fixed | 7.607% APR | 7.500% | — | Standard | | **15-Year Fixed** 15 year fixed | 6.791% APR | 6.625% | — | Standard | | **15-Year Fixed** 15 year fixed | 7.043% APR | 6.875% | — | Standard | | **FHA 15-Year Fixed** 15 year fixed | 7.204% APR | 6.625% | — | Standard | | **10-Year Fixed** 10 year fixed | 7.109% APR | 6.875% | — | Standard | | **20-Year Fixed** 20 year fixed | 7.261% APR | 7.125% | — | Standard | | **20-Year Fixed** 20 year fixed | 7.513% APR | 7.375% | — | Standard | Profinance Credit Union mortgage rates as of November 12, 2026 As of November 12, 2026, Profinance Credit Union offers a 30-year fixed mortgage at 7.509% APR. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/indiana/profinance) , verified from [Profinance Credit Union's official website](https://www.profinancefcu.com/) Best product position **Better than the Indiana median** 15-year fixed mortgage Gap to state best **178 bp** 178 bp from state best Vs. state median **36 bp better than median** 15-year fixed mortgage Products ranked **2** across tracked Indiana markets | Product | Published APR | Position | Vs. state best | Vs. state median | | 30-year fixed mortgage | 7.51% | Around the Indiana median | 155 bp from state best | Matches state median | | 15-year fixed mortgage | 6.79% | Better than the Indiana median | 178 bp from state best | 36 bp better than median | Published rate position by product as of November 12, 2026 This is the public snapshot. Claim Profinance Credit Union's profile to see the full product-by-product breakdown, how the gap to the state best has moved over time, and the near-misses where a small change would move you up. [See the full breakdown →](https://rateapi.dev/for-credit-unions/claim?cu=profinance&state=indiana&code=IN&name=Profinance%20Credit%20Union) Loading branch locator… ## About Profinance Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 1.4K Assets $14.8M Founded 1938 Locations reported 1 NCUA charter 2711 Charter type Federal credit union ### Services and member support - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - First-time homebuyer program Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**National Police** Indiana Office · Merrillville · IN · 46410 Branch in the same ZIP](https://rateapi.dev/credit-unions/illinois/national-police) [**Chiphone** MERRILLVILLE · MERRILLVILLE · IN · 46410 About 0.3 miles away](https://rateapi.dev/credit-unions/indiana/chiphone) [**U S #1364** Corporate office · Merrillville · IN · 46410 About 0.6 miles away](https://rateapi.dev/credit-unions/indiana/u-s-1364) [**Local 697** Local 697 FCU Office · MERRILLVILLE · IN · 46410 About 1.0 miles away](https://rateapi.dev/credit-unions/indiana/local-697) [**Tech** Grant Street Branch · Merrillville · IN · 46410-8529 About 1.2 miles away](https://rateapi.dev/credit-unions/indiana/tech) [**Members Source** Merrillville · Merrillville · IN · 46410 About 1.4 miles away](https://rateapi.dev/credit-unions/indiana/members-source) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Profinance Credit Union Membership eligibility from Profinance Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Profinance Credit Union's website. Check the membership page below to confirm whether you qualify. - Employer 504 Redevelopment LLC, Lakeside Collision II, Law Office of Joanne Baitup, Northwest Ambulance, Osterman Jewelers, Fossey Company, Region Insurance Group, Heraeus Electro-Nite Co, Shear Designs, Sterling House of Portage IN, The Country Store, J & H Tire, US Steel, J & J's Pizza Shack, Vanco Machine & Engineering Co - Association American Legion, Hobart Girls Softball, Hobart Little League Baseball Verified from [Profinance Credit Union's membership page](https://www.profinancefcu.com/About-PFFCU/Field-of-Membership) . Final membership determination is always made by the credit union. ## Membership rules for Profinance Credit Union Employers 15 · Associations 3 18 published paths to membership, last verified August 21, 2026, quoted from Profinance Credit Union’s own published criteria. ### Employers 15 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Employee of 504 Redevelopment LLC “*Current or Former employees of these businesses are eligible for membership in our credit union.” > [source ↗](https://www.profinancefcu.com/About-PFFCU/Field-of-Membership) - Employee of 504 Redevelopment LLC - Employee of Lakeside Collision II “*Current or Former employees of these businesses are eligible for membership in our credit union.” > [source ↗](https://www.profinancefcu.com/About-PFFCU/Field-of-Membership) - Employee of Lakeside Collision II - Employee of Law Office of Joanne Baitup “*Current or Former employees of these businesses are eligible for membership in our credit union.” > [source ↗](https://www.profinancefcu.com/About-PFFCU/Field-of-Membership) - Employee of Law Office of Joanne Baitup - Employee of Northwest Ambulance “*Current or Former employees of these businesses are eligible for membership in our credit union.” > [source ↗](https://www.profinancefcu.com/About-PFFCU/Field-of-Membership) - Employee of Northwest Ambulance - Employee of Osterman Jewelers “*Current or Former employees of these businesses are eligible for membership in our credit union.” > [source ↗](https://www.profinancefcu.com/About-PFFCU/Field-of-Membership) - Employee of Osterman Jewelers - Employee of Fossey Company “*Current or Former employees of these businesses are eligible for membership in our credit union.” > [source ↗](https://www.profinancefcu.com/About-PFFCU/Field-of-Membership) - Employee of Fossey Company - Employee of Region Insurance Group “*Current or Former employees of these businesses are eligible for membership in our credit union.” > [source ↗](https://www.profinancefcu.com/About-PFFCU/Field-of-Membership) - Employee of Region Insurance Group - Employee of Heraeus Electro-Nite Co “*Current or Former employees of these businesses are eligible for membership in our credit union.” > [source ↗](https://www.profinancefcu.com/About-PFFCU/Field-of-Membership) - Employee of Heraeus Electro-Nite Co - Employee of Shear Designs “*Current or Former employees of these businesses are eligible for membership in our credit union.” > [source ↗](https://www.profinancefcu.com/About-PFFCU/Field-of-Membership) - Employee of Shear Designs - Employee of Sterling House of Portage IN “*Current or Former employees of these businesses are eligible for membership in our credit union.” > [source ↗](https://www.profinancefcu.com/About-PFFCU/Field-of-Membership) - Employee of Sterling House of Portage IN - Employee of The Country Store “*Current or Former employees of these businesses are eligible for membership in our credit union.” > [source ↗](https://www.profinancefcu.com/About-PFFCU/Field-of-Membership) - Employee of The Country Store - Employee of J & H Tire “*Current or Former employees of these businesses are eligible for membership in our credit union.” > [source ↗](https://www.profinancefcu.com/About-PFFCU/Field-of-Membership) - Employee of J & H Tire - Employee of US Steel “*Current or Former employees of these businesses are eligible for membership in our credit union.” > [source ↗](https://www.profinancefcu.com/About-PFFCU/Field-of-Membership) - Employee of US Steel - Employee of J & J's Pizza Shack “*Current or Former employees of these businesses are eligible for membership in our credit union.” > [source ↗](https://www.profinancefcu.com/About-PFFCU/Field-of-Membership) - Employee of J & J's Pizza Shack - Employee of Vanco Machine & Engineering Co “*Current or Former employees of these businesses are eligible for membership in our credit union.” > [source ↗](https://www.profinancefcu.com/About-PFFCU/Field-of-Membership) - Employee of Vanco Machine & Engineering Co ### Associations 3 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Member of American Legion (as written on the source page) “*Current or Former employees of these businesses are eligible for membership in our credit union.” > [source ↗](https://www.profinancefcu.com/About-PFFCU/Field-of-Membership) - Member of American Legion - Member of Hobart Girls Softball (as written on the source page) “*Current or Former employees of these businesses are eligible for membership in our credit union.” > [source ↗](https://www.profinancefcu.com/About-PFFCU/Field-of-Membership) - Member of Hobart Girls Softball - Member of Hobart Little League Baseball (as written on the source page) “*Current or Former employees of these businesses are eligible for membership in our credit union.” > [source ↗](https://www.profinancefcu.com/About-PFFCU/Field-of-Membership) - Member of Hobart Little League Baseball Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Profinance Credit Union? Yes No ## Work at Profinance Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Profinance Credit Union ranks against Indiana peers. - See which AI assistants fetched Profinance Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Indiana - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=profinance&state=indiana&code=IN&name=Profinance%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Profinance Credit Union offer? Profinance Credit Union currently offers mortgage rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Profinance Credit Union rates updated? RateAPI verifies Profinance Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Profinance Credit Union's rate data? Rate data is collected directly from Profinance Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What is Profinance Credit Union's mortgage rate? As of November 12, 2026, Profinance Credit Union offers a 30-year fixed mortgage at 7.509% APR. ### Who can join Profinance Credit Union? Profinance Credit Union publishes its membership criteria on its own website. RateAPI tracks 18 published membership paths covering 15 employers and 3 associations for Profinance Credit Union, each quoted from Profinance Credit Union's own published membership criteria. ## Related Rate Data Compare Profinance Credit Union's rates against national credit-union benchmarks. [More Indiana credit unions](https://rateapi.dev/credit-unions/indiana) [Indiana mortgage rate leaders](https://rateapi.dev/mortgage-rates/indiana) [Mortgage rate benchmark](https://rateapi.dev/mortgage-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.profinancefcu.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Profinance Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Indiana credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Profinance Credit Union curl "https://api.rateapi.dev/credit-unions/indiana /profinance " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Profinance Credit Union locations Search, filter, and browse all 1 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/indiana/profinance Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp