--- title: "Midwest America Credit Union Rates (Nov 2026): Mortgage 7.56%" description: "Midwest America Credit Union rates today: 30 year fixed mortgage 7.56% APR. Every rate verified daily from the official website — no pay-to-rank. See who can join Midwest America Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/indiana/midwest-america" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Midwest America Credit Union Rates (Nov 2026): Mortgage 7.56% ### Mortgage rates 9 offers | Product | Published | Rate | Term / condition | Status | | **30-Year Fixed** 30 year fixed | 7.564% APR | 7.500% | — | Standard | | **USDA 30-Year Fixed** 30 year fixed | 7.605% APR | 6.990% | — | Standard | | **15-Year Fixed, Land** 15 year fixed | 6.846% APR | 6.750% | — | Standard | | **15-Year Fixed** 15 year fixed | 6.850% APR | 6.750% | — | Standard | | **10-Year Fixed, Land** 10 year fixed | 6.383% APR | 6.250% | — | Standard | | **7/7 ARM** 7 7 arm | 7.265% APR | 6.500% | — | Standard | | **5/5 ARM** 5 5 arm | 7.269% APR | 6.250% | — | Standard | | **20-Year Fixed** 20 year fixed | 7.345% APR | 7.250% | — | Standard | | **20-Year Fixed** 20 year fixed | 7.583% APR | 7.500% | — | Standard | Midwest America Credit Union mortgage rates as of November 12, 2026 As of November 12, 2026, Midwest America Credit Union offers a 30-year fixed mortgage at 7.564% APR. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/indiana/midwest-america) , verified from [Midwest America Credit Union's official website](https://www.mwafcu.org/) Best product position **Better than the Indiana median** 15-year fixed mortgage Gap to state best **184 bp** 184 bp from state best Vs. state median **30 bp better than median** 15-year fixed mortgage Products ranked **2** across tracked Indiana markets | Product | Published APR | Position | Vs. state best | Vs. state median | | 30-year fixed mortgage | 7.56% | Room to improve vs. the Indiana median | 161 bp from state best | 5 bp behind median | | 15-year fixed mortgage | 6.85% | Better than the Indiana median | 184 bp from state best | 30 bp better than median | Published rate position by product as of November 12, 2026 This is the public snapshot. Claim Midwest America Credit Union's profile to see the full product-by-product breakdown, how the gap to the state best has moved over time, and the near-misses where a small change would move you up. [See the full breakdown →](https://rateapi.dev/for-credit-unions/claim?cu=midwest-america&state=indiana&code=IN&name=Midwest%20America%20Credit%20Union) Loading branch locator… ## About Midwest America Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 51.7K Assets $995M Founded 1936 Locations reported 19 NCUA charter 1427 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - First-time homebuyer program - Bilingual services - Student scholarships - Credit-builder products Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Three Rivers** Northland East · Fort Wayne · IN · 46825 About 1.8 miles away](https://rateapi.dev/credit-unions/indiana/three-rivers) [**Fort Financial** Fort Financial Credit Union · Fort Wayne · IN · 46818-1856 About 2.0 miles away](https://rateapi.dev/credit-unions/indiana/fort-financial) [**Partners 1st** Partners 1st FCU, Br. 77 · Fort Wayne · IN · 46825 About 2.2 miles away](https://rateapi.dev/credit-unions/indiana/partners-1st) [**Profed** Dupont Branch · Fort Wayne · IN · 46825 About 2.3 miles away](https://rateapi.dev/credit-unions/indiana/profed) [**Fire Police City County** Lima Road · Fort Wayne · IN · 46818 About 2.3 miles away](https://rateapi.dev/credit-unions/indiana/fire-police-city-county) [**Power One** Power One Federal Credit Union · Fort Wayne · IN · 46805-4031 About 4.8 miles away](https://rateapi.dev/credit-unions/indiana/power-one) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Midwest America Credit Union Membership eligibility from Midwest America Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Midwest America Credit Union's website. Check the membership page below to confirm whether you qualify. Verified from [Midwest America Credit Union's membership page](https://www.mwafcu.org/) . Final membership determination is always made by the credit union. ## Work at Midwest America Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Midwest America Credit Union ranks against Indiana peers. - See which AI assistants fetched Midwest America Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Indiana - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=midwest-america&state=indiana&code=IN&name=Midwest%20America%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Midwest America Credit Union offer? Midwest America Credit Union currently offers mortgage rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Midwest America Credit Union rates updated? RateAPI verifies Midwest America Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Midwest America Credit Union's rate data? Rate data is collected directly from Midwest America Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What is Midwest America Credit Union's mortgage rate? As of November 12, 2026, Midwest America Credit Union offers a 30-year fixed mortgage at 7.564% APR. ### Who can join Midwest America Credit Union? Midwest America Credit Union publishes its membership criteria on its own website. ## Related Rate Data Compare Midwest America Credit Union's rates against national credit-union benchmarks. [More Indiana credit unions](https://rateapi.dev/credit-unions/indiana) [Indiana mortgage rate leaders](https://rateapi.dev/mortgage-rates/indiana) [Mortgage rate benchmark](https://rateapi.dev/mortgage-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.mwafcu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Midwest America Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Indiana credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Midwest America Credit Union curl "https://api.rateapi.dev/credit-unions/indiana /midwest-america " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Midwest America Credit Union locations Search, filter, and browse all 19 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/indiana/midwest-america Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp