--- title: "Members Source Credit Union Rates (Nov 2026): CDs to 2.53%" description: "Members Source Credit Union rates today: savings & CDs up to 2.53% APY. Every rate verified daily from the official website — no pay-to-rank. See who can join Members Source Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/indiana/members-source" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Members Source Credit Union Rates (Nov 2026): CDs to 2.53% ### Auto & vehicle rates 12 offers | Product | Published | Rate | Term / condition | Status | | **36-Month Auto Loan (2016 and Newer)** auto_any_36mo | — APR | 3.990% | 36 mo | Standard | | **Auto Loan** auto | — APR | 3.990% | — | Standard | | **48-Month Auto Loan (2016 and Newer)** auto_any_48mo | — APR | 5.000% | 48 mo | Standard | | **60-Month Auto Loan (2020 and Newer)** auto_any_60mo | — APR | 5.250% | 60 mo | Standard | | **72-Month Auto Loan (2020 and Newer)** auto_any_72mo | — APR | 5.490% | 72 mo | Standard | | **84-Month Auto Loan (2025 and Newer)** auto_any_84mo | — APR | 6.000% | 84 mo | Standard | | **Boat/Motorcycle/RV Rates (2016 & Newer)** boat_any_36mo | — APR | 6.490% | 36 mo | Standard | | **Boat/Motorcycle/RV Rates (2016 & Newer)** boat_any_48mo | — APR | 7.500% | 48 mo | Standard | | **Boat/Motorcycle/RV Rates (2020 & Newer)** boat_any_60mo | — APR | 7.750% | 60 mo | Standard | | **Boat/Motorcycle/RV Rates (2020 & Newer)** boat_any_72mo | — APR | 7.990% | 72 mo | Standard | | **Boat/Motorcycle/RV Rates (2025 & Newer)** boat_any_84mo | — APR | 8.500% | 84 mo | Standard | | **Auto Loan** auto | — APR | 12.250% | — | Standard | Members Source Credit Union auto & vehicle rates as of November 12, 2026 ### Personal loan rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Unsecured Personal Loan** personal_unsecured | — APR | 12.250% | — | Standard | Members Source Credit Union personal loan rates as of November 12, 2026 ### Credit card rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Credit Card** credit_card | — APR | 12.750% | — | Standard | Members Source Credit Union credit card rates as of November 12, 2026 ### Savings & CD rates 34 offers | Product | Published | Rate | Term / condition | Status | | **Checking ($2,500.01+)** checking | — APY | 0.01% | — | Standard | | **IRA** ira | — APY | 0.10% | — | Standard | | **Share/Savings Rates (Savings Clubs)** savings | — APY | 0.10% | — | Standard | | **Money Market** money_market | — APY | 0.10% | — | Standard | | **Money Market** money_market | 0.10% APY | 0.10% | — | Standard | | **6 Month (Dividend Rate*)** cd_6mo | — APY | 0.80% | 6 mo | Standard | | **6-Month Certificate** share_certificate_6mo | — APY | 0.80% | 6 mo | Standard | | **12-Month Certificate** share_certificate_12mo | — APY | 1.35% | 12 mo | Standard | | **12-Month Certificate** share_certificate_12mo | 1.36% APY | 1.35% | 12 mo | Standard | | **12-Month Certificate** share_certificate_12mo | — APY | 1.36% | 12 mo | Standard | | **18-Month Certificate** share_certificate_18mo | — APY | 1.55% | 18 mo | Standard | | **18-Month Certificate** share_certificate_18mo | 1.56% APY | 1.55% | 18 mo | Standard | | **18-Month Certificate** share_certificate_18mo | — APY | 1.56% | 18 mo | Standard | | **24-Month Certificate** share_certificate_24mo | — APY | 1.75% | 24 mo | Standard | | **24-Month Certificate** share_certificate_24mo | — APY | 1.76% | 24 mo | Standard | | **24-Month Certificate** share_certificate_24mo | 1.76% APY | 1.75% | 24 mo | Standard | | **36-Month Certificate** share_certificate_36mo | — APY | 1.85% | 36 mo | Standard | | **36-Month Certificate** share_certificate_36mo | — APY | 1.87% | 36 mo | Standard | | **36-Month Certificate** share_certificate_36mo | 1.87% APY | 1.85% | 36 mo | Standard | | **48-Month Certificate** share_certificate_48mo | — APY | 2.25% | 48 mo | Standard | | **48-Month Certificate** share_certificate_48mo | — APY | 2.27% | 48 mo | Standard | | **48-Month Certificate** share_certificate_48mo | 2.27% APY | 2.25% | 48 mo | Standard | | **60-Month Certificate** share_certificate_60mo | — APY | 2.50% | 60 mo | Standard | | **60-Month Certificate** share_certificate_60mo | — APY | 2.53% | 60 mo | Standard | | **60-Month Certificate** share_certificate_60mo | 2.53% APY | 2.50% | 60 mo | Standard | | **Checking - Balances $0.00 to $2,500.00**** checking | — APY | 2.96% | — | Standard | | **22-Month Special (Dividend Rate*)** cd_22mo | — APY | 3.93% | 22 mo | Standard | | **22-Month Certificate** cd_22mo | — APY | 4.00% | 22 mo | Standard | | **11-Month Special (Dividend Rate*)** cd_11mo | — APY | 4.41% | 11 mo | Standard | | **11-Month Certificate** cd_11mo | — APY | 4.50% | 11 mo | Standard | | **15-Month IRA Special (Dividend Rate*)** ira | — APY | 4.55% | 15 mo | Standard | | **15 Month Special (Dividend Rate*)** cd_15mo | — APY | 4.55% | 15 mo | Standard | | **15-Month IRA** ira | — APY | 4.65% | 15 mo | Standard | | **15-Month Certificate** cd_15mo | — APY | 4.65% | 15 mo | Standard | Members Source Credit Union savings & cd rates as of November 12, 2026 ### Other rates 3 offers | Product | Published | Rate | Term / condition | Status | | **2016 & Newer | 36 Months (APR as low as*)** other | — % | 3.990% | — | Standard | | **APR as low as*** other | — % | 3.990% | — | Standard | | **Contact Credit Union** other | — % | 4.000% | — | Standard | Members Source Credit Union other rates as of November 12, 2026 Savings and certificate yields up to 2.53% APY. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/indiana/members-source) , verified from [Members Source Credit Union's official website](https://www.ms-cu.com/) Loading branch locator… ## About Members Source Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 6K Assets $93.5M Founded 1935 Locations reported 3 NCUA charter 68562 Charter type Federally insured state-chartered credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**National Police** Indiana Office · Merrillville · IN · 46410 Branch in the same ZIP](https://rateapi.dev/credit-unions/illinois/national-police) [**Chiphone** MERRILLVILLE · MERRILLVILLE · IN · 46410 About 0.3 miles away](https://rateapi.dev/credit-unions/indiana/chiphone) [**U S #1364** Corporate office · Merrillville · IN · 46410 About 0.6 miles away](https://rateapi.dev/credit-unions/indiana/u-s-1364) [**Local 697** Local 697 FCU Office · MERRILLVILLE · IN · 46410 About 1.0 miles away](https://rateapi.dev/credit-unions/indiana/local-697) [**Profinance** Profinance FCU · Merrillville · IN · 46410 About 1.2 miles away](https://rateapi.dev/credit-unions/indiana/profinance) [**Tech** Grant Street Branch · Merrillville · IN · 46410-8529 About 1.2 miles away](https://rateapi.dev/credit-unions/indiana/tech) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Members Source Credit Union Membership eligibility from Members Source Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Members Source Credit Union's website. Check the membership page below to confirm whether you qualify. - Location lake, porter, jasper, laporte — IN Verified from [Members Source Credit Union's membership page](https://ms-cu.com/about/about-mscu/) . Final membership determination is always made by the credit union. ## Membership rules for Members Source Credit Union Geography 4 counties · Family 9 published paths to membership, last verified August 27, 2026, quoted from Members Source Credit Union’s own published criteria. ### Geography 4 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Jasper County, IN - Lake County, IN - Laporte County, IN - Porter County, IN “If you live or work in Lake, Porter, Jasper, or LaPorte County, you’re welcome here.” > [source ↗](https://ms-cu.com/about/about-mscu/) ### Family 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Family of a member immediate family “You can also join if an immediate family member already has an account with us.” > [source ↗](https://ms-cu.com/about/about-mscu/) - Family member (immediate family) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Members Source Credit Union? Yes No ## Work at Members Source Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Members Source Credit Union ranks against Indiana peers. - See which AI assistants fetched Members Source Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Indiana - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=members-source&state=indiana&code=IN&name=Members%20Source%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Members Source Credit Union offer? Members Source Credit Union currently offers vehicle loan, personal loan, and credit card rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Members Source Credit Union rates updated? RateAPI verifies Members Source Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Members Source Credit Union's rate data? Rate data is collected directly from Members Source Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What is Members Source Credit Union's best CD rate? As of November 12, 2026, Members Source Credit Union offers savings and certificate (CD) yields up to 2.53% APY. ### Who can join Members Source Credit Union? Members Source Credit Union publishes its membership criteria on its own website. RateAPI tracks 9 published membership paths covering 4 counties for Members Source Credit Union, each quoted from Members Source Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Members Source Credit Union's rates against national credit-union benchmarks. [More Indiana credit unions](https://rateapi.dev/credit-unions/indiana) [Indiana auto loan rate leaders](https://rateapi.dev/auto-loan-rates/indiana) [Indiana personal loan leaders](https://rateapi.dev/personal-loan-rates/indiana) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.ms-cu.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Members Source Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Indiana credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Members Source Credit Union curl "https://api.rateapi.dev/credit-unions/indiana /members-source " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Members Source Credit Union locations Search, filter, and browse all 3 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/indiana/members-source Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp