--- title: "Members Advantage Credit Union Rates - Indiana" description: "Current vehicle loan, heloc, personal loan, and savings & cd rates from Members Advantage Credit Union in Indiana. Updated daily with source verification. See who can join Members Advantage Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/indiana/members-advantage" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Members Advantage Credit Union Rates - Indiana ### Auto & vehicle rates 6 offers | Product | Published | Rate | Term / condition | Status | | **Excellent** auto | — APR | 5.250% | — | Standard | | **Very Good** auto | — APR | 5.350% | — | Standard | | **Secured - New & Used Autos** auto_any | — APR | 5.990% | any | Standard | | **Above Average** auto | — APR | 6.250% | — | Standard | | **Fair** auto | — APR | 6.750% | — | Standard | | **RVs, Boats, and Motorcycles** rv | — APR | 9.250% | — | Standard | Members Advantage Credit Union auto & vehicle rates as of November 12, 2026 ### HELOC rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Home Equity Loan (Fixed)** heloc_fixed | — APR | 8.500% | — | Standard | Members Advantage Credit Union heloc rates as of November 12, 2026 ### Personal loan rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Signature Loan** personal_unsecured | — APR | 12.990% | — | Standard | Members Advantage Credit Union personal loan rates as of November 12, 2026 ### Savings & CD rates 18 offers | Product | Published | Rate | Term / condition | Status | | **Checking with Interest** checking | — APY | 0.05% | — | Standard | | **Regular Savings** savings | — APY | 0.07% | — | Standard | | **IRA** ira | — APY | 0.07% | — | Standard | | **Advantage Checking** checking | — APY | 2.39% | — | Standard | | **Advantage Savings** savings | — APY | 2.41% | — | Standard | | **Max Money Market** money_market | — APY | 2.68% | — | Standard | | **3 Mo. Certificate** cd_3mo | — APY | 3.51% | 3 mo | Standard | | **8 Mo. Certificate** cd_8mo | — APY | 3.92% | 8 mo | Standard | | **12 Mo. Certificate** cd_12mo | — APY | 3.92% | 12 mo | Standard | | **6 Mo. Certificate** cd_6mo | — APY | 3.92% | 6 mo | Standard | | **18 Mo. Certificate** cd_18mo | — APY | 4.08% | 18 mo | Standard | | **24 Mo. Certificate** cd_24mo | — APY | 4.13% | 24 mo | Standard | | **36 Mo. Certificate** cd_36mo | — APY | 4.18% | 36 mo | Standard | | **48 Mo. Certificate** cd_48mo | — APY | 4.24% | 48 mo | Standard | | **60 Mo. Certificate** cd_60mo | — APY | 4.29% | 60 mo | Standard | | **14 Mo. Certificate** cd_14mo | — APY | 4.50% | 14 mo | Standard | | **84 Mo. Certificate** cd_84mo | — APY | 4.55% | 84 mo | Standard | | **72 Mo. Certificate** cd_72mo | — APY | 4.55% | 72 mo | Standard | Members Advantage Credit Union savings & cd rates as of November 12, 2026 ### Other rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Advantage Loan** other | — % | 11.990% | — | Standard | Members Advantage Credit Union other rates as of November 12, 2026 Members Advantage Credit Union is a credit union in Indiana. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/indiana/members-advantage) , verified from [Members Advantage Credit Union's official website](http://www.macuonline.org) Loading branch locator… ## About Members Advantage Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 7.8K Assets $134.7M Founded 1962 Locations reported 3 NCUA charter 68242 Charter type Federally insured state-chartered credit union ### Services and member support - Online membership application - Online loan application - Electronic statements - Mobile payments - Financial counseling - Financial education - First-time homebuyer program - Credit-builder products Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Allegius** Allegius Credit Union - Michigan City Office · Michigan City · IN · 46360 Branch in the same ZIP](https://rateapi.dev/credit-unions/indiana/allegius) [**Inova** Michigan City · Michigan City · IN · 46360 About 0.6 miles away](https://rateapi.dev/credit-unions/indiana/inova) [**Grand Heritage** Laporte Community Federal Credit Union · Michigan City · IN · 46360 About 2.3 miles away](https://rateapi.dev/credit-unions/indiana/grand-heritage) [**La Porte Community** Michigan City Office · Michigan City · IN · 46360 About 2.3 miles away](https://rateapi.dev/credit-unions/indiana/la-porte-community) [**First Trust** First Trust Federal Credit · Michigan City · IN · 46360-7470 About 2.5 miles away](https://rateapi.dev/credit-unions/indiana/first-trust) [**Generations** GENERATIONS FEDERAL CREDIT UNION · LA PORTE · IN · 46350 About 9.3 miles away](https://rateapi.dev/credit-unions/indiana/generations) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Members Advantage Credit Union Membership eligibility from Members Advantage Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Members Advantage Credit Union's website. Check the membership page below to confirm whether you qualify. - Location IN Verified from [Members Advantage Credit Union's membership page](https://www.macuonline.org/) . Final membership determination is always made by the credit union. ## Membership rules for Members Advantage Credit Union Geography 1 1 published path to membership, last verified August 21, 2026, quoted from Members Advantage Credit Union’s own published criteria. ### Geography 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Northwest Indiana, IN “Members Advantage Credit Union is a locally managed, not-for-profit, full-service credit union serving Northwest Indiana and surrounding cities.” > [source ↗](https://www.macuonline.org/) Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Members Advantage Credit Union? Yes No ## Work at Members Advantage Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Members Advantage Credit Union ranks against Indiana peers. - See which AI assistants fetched Members Advantage Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Indiana - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=members-advantage&state=indiana&code=IN&name=Members%20Advantage%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Members Advantage Credit Union offer? Members Advantage Credit Union currently offers vehicle loan, HELOC, and personal loan rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Members Advantage Credit Union rates updated? RateAPI verifies Members Advantage Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Members Advantage Credit Union's rate data? Rate data is collected directly from Members Advantage Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Members Advantage Credit Union? Members Advantage Credit Union publishes its membership criteria on its own website. RateAPI tracks 1 published membership path covering 1 geographic area for Members Advantage Credit Union, each quoted from Members Advantage Credit Union's own published membership criteria. ## Related Rate Data Compare Members Advantage Credit Union's rates against national credit-union benchmarks. [More Indiana credit unions](https://rateapi.dev/credit-unions/indiana) [Indiana auto loan rate leaders](https://rateapi.dev/auto-loan-rates/indiana) [Indiana HELOC rate leaders](https://rateapi.dev/heloc-rates/indiana) [Indiana personal loan leaders](https://rateapi.dev/personal-loan-rates/indiana) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](http://www.macuonline.org) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Members Advantage Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Indiana credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Members Advantage Credit Union curl "https://api.rateapi.dev/credit-unions/indiana /members-advantage " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Members Advantage Credit Union locations Search, filter, and browse all 3 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/indiana/members-advantage Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp