--- title: "Madison County Credit Union Rates - Indiana" description: "Current heloc rates from Madison County Credit Union in Indiana. Updated daily with source verification. See who can join Madison County Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/indiana/madison-county" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Madison County Credit Union Rates - Indiana ### HELOC rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Fixed Second Home Equity** heloc_fixed | — APR | 7.990% | — | Standard | Madison County Credit Union heloc rates as of November 12, 2026 Madison County Credit Union is a credit union in Indiana. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/indiana/madison-county) , verified from [Madison County Credit Union's official website](https://www.madcofcu.org/) Loading branch locator… ## About Madison County Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 9.1K Assets $117.1M Founded 1935 Locations reported 7 NCUA charter 306 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial education - First-time homebuyer program Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Independent** Main Office · Anderson · IN · 46013 About 5.0 miles away](https://rateapi.dev/credit-unions/indiana/independent) [**Lampco** South Branch · Anderson · IN · 46013 About 6.1 miles away](https://rateapi.dev/credit-unions/indiana/lampco) [**Three Rivers** Muncie · Muncie · IN · 47304-9413 About 10.0 miles away](https://rateapi.dev/credit-unions/indiana/three-rivers) [**Thrive** Main Office · Muncie · IN · 47302-9405 About 10.7 miles away](https://rateapi.dev/credit-unions/indiana/thrive) [**Primetrust Financial** PrimeTrust Financial FCU · Muncie · IN · 47304 About 11.4 miles away](https://rateapi.dev/credit-unions/indiana/primetrust-financial) [**Indiana Members** Muncie Branch · Muncie · IN · 47303-3428 About 11.6 miles away](https://rateapi.dev/credit-unions/indiana/indiana-members) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Madison County Credit Union Membership eligibility from Madison County Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Madison County Credit Union's website. Check the membership page below to confirm whether you qualify. - Location madison — IN Verified from [Madison County Credit Union's membership page](https://www.madcofcu.org/membership-eligibility/) . Final membership determination is always made by the credit union. ## Membership rules for Madison County Credit Union Geography 1 county 5 published paths to membership, last verified August 27, 2026, quoted from Madison County Credit Union’s own published criteria. ### Geography 1 Auto-verified against the source page from the credit union’s published criteria and NCUA charter records · last verified August 27, 2026 - Madison County, IN “NCUA call report 2026-03-31: TOM_CODE=00 (community charter); branch footprint: Madison County, IN; Kent County, MI” > [source ↗](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Madison County Credit Union? Yes No ## Work at Madison County Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Madison County Credit Union ranks against Indiana peers. - See which AI assistants fetched Madison County Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Indiana - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=madison-county&state=indiana&code=IN&name=Madison%20County%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Madison County Credit Union offer? Madison County Credit Union currently offers HELOC rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Madison County Credit Union rates updated? RateAPI verifies Madison County Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Madison County Credit Union's rate data? Rate data is collected directly from Madison County Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Madison County Credit Union? Madison County Credit Union publishes its membership criteria on its own website. RateAPI tracks 5 published membership paths covering 1 county for Madison County Credit Union, each quoted from Madison County Credit Union's own published membership criteria. ## Related Rate Data Compare Madison County Credit Union's rates against national credit-union benchmarks. [More Indiana credit unions](https://rateapi.dev/credit-unions/indiana) [Indiana HELOC rate leaders](https://rateapi.dev/heloc-rates/indiana) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.madcofcu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Madison County Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Indiana credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Madison County Credit Union curl "https://api.rateapi.dev/credit-unions/indiana /madison-county " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Madison County Credit Union locations Search, filter, and browse all 7 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/indiana/madison-county Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp