--- title: "Local 697 Credit Union Rates - Indiana" description: "Current auto loan, and personal loan rates from Local 697 Credit Union in Indiana. Updated daily with source verification. See who can join Local 697 Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/indiana/local-697" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Local 697 Credit Union Rates - Indiana ### Auto & vehicle rates 8 offers | Product | Published | Rate | Term / condition | Status | | **36 Months & 48 Months** auto_any_36mo | — APR | 4.490% | 36 mo | Standard | | **84 months (New Only)** auto_new_84mo | — APR | 5.590% | 84 mo · new | Standard | | **36-Month New Auto Loan (2025–2026)** auto_new_36mo | — APR | 6.100% | 36 mo · new | Standard | | **60-Month New Auto Loan (2025–2026)** auto_new_60mo | — APR | 6.900% | 60 mo · new | Standard | | **36-Month Used Auto Loan (2022–2024)** auto_used_36mo | — APR | 7.000% | 36 mo · used | Standard | | **72-Month New Auto Loan (2025–2026)** auto_new_72mo | — APR | 7.000% | 72 mo · new | Standard | | **60-Month Used Auto Loan (2022–2024)** auto_used_60mo | — APR | 7.250% | 60 mo · used | Standard | | **72-Month Used Auto Loan (2022–2024)** auto_used_72mo | — APR | 7.750% | 72 mo · used | Standard | Local 697 Credit Union auto & vehicle rates as of November 12, 2026 ### Personal loan rates 4 offers | Product | Published | Rate | Term / condition | Status | | **50/50 Loan (1/2 SIG 1/2 Shares)** personal | — APR | 9.000% | — | Standard | | **Home Improvement** personal_unsecured_120mo | — APR | 10.000% | 120 mo | Standard | | **Consolidation** personal_unsecured_60mo | — APR | 13.000% | 60 mo | Standard | | **Personal Loan** personal | — APR | 13.000% | — | Standard | Local 697 Credit Union personal loan rates as of November 12, 2026 ### Other rates 7 offers | Product | Published | Rate | Term / condition | Status | | **APR* as low as (60 months)** other | — % | 8.000% | — | Standard | | **APR* as low as (36 months)** other | — % | 8.000% | — | Standard | | **APR* as low as (48 months)** other | — % | 8.250% | — | Standard | | **APR* as low as (72 months)** other | — % | 8.750% | — | Standard | | **APR* as low as (84 months)** other | — % | 9.250% | — | Standard | | **APR* as low as (120 months (Minimum $30,000))** other | — % | 11.000% | — | Standard | | **APR* as low as (96 months)** other | — % | 11.500% | — | Standard | Local 697 Credit Union other rates as of November 12, 2026 Local 697 Credit Union is a credit union in Indiana. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/indiana/local-697) , verified from [Local 697 Credit Union's official website](https://www.local697fcu.org/) Loading branch locator… ## About Local 697 Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 3.3K Assets $47.5M Founded 1958 Locations reported 1 NCUA charter 12745 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Electronic statements - Mobile payments Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**National Police** Indiana Office · Merrillville · IN · 46410 Branch in the same ZIP](https://rateapi.dev/credit-unions/illinois/national-police) [**Chiphone** MERRILLVILLE · MERRILLVILLE · IN · 46410 About 0.3 miles away](https://rateapi.dev/credit-unions/indiana/chiphone) [**U S #1364** Corporate office · Merrillville · IN · 46410 About 0.6 miles away](https://rateapi.dev/credit-unions/indiana/u-s-1364) [**Profinance** Profinance FCU · Merrillville · IN · 46410 About 1.2 miles away](https://rateapi.dev/credit-unions/indiana/profinance) [**Tech** Grant Street Branch · Merrillville · IN · 46410-8529 About 1.2 miles away](https://rateapi.dev/credit-unions/indiana/tech) [**Members Source** Merrillville · Merrillville · IN · 46410 About 1.4 miles away](https://rateapi.dev/credit-unions/indiana/members-source) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Local 697 Credit Union Membership eligibility from Local 697 Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Local 697 Credit Union's website. Check the membership page below to confirm whether you qualify. - Employer Local 697 Apprenticeship and Training School, The Local 697 Pension Fund, NECA-IBEW Local 697 Health and Welfare Plan, Northern Indiana Chapter of the National Electrical Contractors Association, Inc - Association International Brotherhood of Electrical Workers Local 697, Northern Indiana Chapter of the National Electrical Contractors Association, Inc Verified from [Local 697 Credit Union's membership page](https://www.local697fcu.org/membership) . Final membership determination is always made by the credit union. ## Membership rules for Local 697 Credit Union Employers 4 · Associations 2 · Family 7 published paths to membership, last verified August 21, 2026, quoted from Local 697 Credit Union’s own published criteria. ### Employers 4 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Employee of Local 697 Apprenticeship and Training School “Employees of the Local 697 Apprenticeship and Training School” > [source ↗](https://www.local697fcu.org/membership) - Employee of Local 697 Apprenticeship and Training School - Employee of The Local 697 Pension Fund “The Local 697 Pension Fund” > [source ↗](https://www.local697fcu.org/membership) - Employee of The Local 697 Pension Fund - Employee of NECA-IBEW Local 697 Health and Welfare Plan “NECA-IBEW Local 697 Health and Welfare Plan” > [source ↗](https://www.local697fcu.org/membership) - Employee of NECA-IBEW Local 697 Health and Welfare Plan - Employee of contractors “Members and employees of the Northern Indiana Chapter of the National Electrical Contractors Association, Inc” > [source ↗](https://www.local697fcu.org/membership) - Employee of contractors ### Associations 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Member of International Brotherhood of Electrical Workers Local 697 “Regular and associate members of International Brotherhood of Electrical Workers Local 697” > [source ↗](https://www.local697fcu.org/membership) - Member of International Brotherhood of Electrical Workers Local 697 - Member of Northern Indiana Chapter of the National Electrical Contractors Association, Inc “Members and employees of the Northern Indiana Chapter of the National Electrical Contractors Association, Inc” > [source ↗](https://www.local697fcu.org/membership) - Member of Northern Indiana Chapter of the National Electrical Contractors Association, Inc ### Family 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Family of a member “Immediate family of credit union members are also eligible to join” > [source ↗](https://www.local697fcu.org/membership) - Family member of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Local 697 Credit Union? Yes No ## Work at Local 697 Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Local 697 Credit Union ranks against Indiana peers. - See which AI assistants fetched Local 697 Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Indiana - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=local-697&state=indiana&code=IN&name=Local%20697%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Local 697 Credit Union offer? Local 697 Credit Union currently offers Auto loan, and personal loan rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Local 697 Credit Union rates updated? RateAPI verifies Local 697 Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Local 697 Credit Union's rate data? Rate data is collected directly from Local 697 Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Local 697 Credit Union? Local 697 Credit Union publishes its membership criteria on its own website. RateAPI tracks 7 published membership paths covering 4 employers and 2 associations for Local 697 Credit Union, each quoted from Local 697 Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Local 697 Credit Union's rates against national credit-union benchmarks. [More Indiana credit unions](https://rateapi.dev/credit-unions/indiana) [Indiana auto loan rate leaders](https://rateapi.dev/auto-loan-rates/indiana) [Indiana personal loan leaders](https://rateapi.dev/personal-loan-rates/indiana) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.local697fcu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Local 697 Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Indiana credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Local 697 Credit Union curl "https://api.rateapi.dev/credit-unions/indiana /local-697 " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Local 697 Credit Union locations Search, filter, and browse all 1 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/indiana/local-697 Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp