--- title: "Indiana State University Credit Union Rates (Nov 2026): CDs to 3.05%" description: "Indiana State University Credit Union rates today: savings & CDs up to 3.05% APY. Every rate verified daily from the official website — no pay-to-rank. See who can join Indiana State University Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/indiana/indiana-state-university" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Indiana State University Credit Union Rates (Nov 2026): CDs to 3.05% ### Mortgage rates 4 offers | Product | Published | Rate | Term / condition | Status | | **30-yr. Fixed** 30 year fixed | — APR | 7.625% | — | Standard | | **15-yr. Fixed** 15 year fixed | — APR | 6.750% | — | Standard | | **10-yr. Fixed** 10 year fixed | — APR | 6.750% | — | Standard | | **20-yr. Fixed** 20 year fixed | — APR | 6.875% | — | Standard | Indiana State University Credit Union mortgage rates as of November 12, 2026 ### Auto & vehicle rates 4 offers | Product | Published | Rate | Term / condition | Status | | **New & Used 2026 - 2024** auto_any | — APR | 5.500% | any | Standard | | **Used Auto Loan (2021–2023)** auto_used | — APR | 6.450% | used | Standard | | **Used Auto Loan (2018–2020)** auto_used | — APR | 6.950% | used | Standard | | **Used Auto Loan (2015–2017)** auto_used | — APR | 7.700% | used | Standard | Indiana State University Credit Union auto & vehicle rates as of November 12, 2026 ### HELOC rates 2 offers | Product | Published | Rate | Term / condition | Status | | **Fixed Rate Equity Loan** No Closing Costs** heloc_fixed | — APR | 6.500% | — | Standard | | **HELOC Loan** No Closing Costs (^Variable APR)** heloc_variable | — APR | 7.000% | — | Standard | Indiana State University Credit Union heloc rates as of November 12, 2026 ### Personal loan rates 3 offers | Product | Published | Rate | Term / condition | Status | | **Miscellaneous Collateral** personal_secured | — APR | 9.750% | — | Standard | | **Unsecured Personal Loan** personal_unsecured | — APR | 10.000% | — | Standard | | **LOC (Overdraft option)** personal | — APR | 10.990% | — | Standard | Indiana State University Credit Union personal loan rates as of November 12, 2026 ### Savings & CD rates 15 offers | Product | Published | Rate | Term / condition | Status | | **Savings** savings | — APY | 0.05% | — | Standard | | **Christmas Club Account** savings | — APY | 0.15% | — | Specialty offer | | **IRA** ira | — APY | 0.25% | — | Standard | | **Money Market Account ($2,500 - $9,999.99)** money_market | — APY | 1.24% | — | Standard | | **Money Market Account ($10,000 - $24,999.99)** money_market | — APY | 1.49% | — | Standard | | **6-Month IRA Certificate** ira_cd_6mo | 1.55% APY | 1.54% | 6 mo | Standard | | **Money Market Account ($25,000 - $74,999.99)** money_market | — APY | 1.98% | — | Standard | | **12-Month IRA Certificate** ira_cd_12mo | 2.00% APY | 1.98% | 12 mo | Standard | | **Money Market ($75,000+)** money_market | — APY | 2.23% | — | Standard | | **$0.00 - $10,000*** savings | — APY | 2.37% | — | Standard | | **18-Month IRA Certificate** ira_cd_18mo | 2.40% APY | 2.38% | 18 mo | Standard | | **24-Month IRA Certificate** ira_cd_24mo | 2.50% APY | 2.48% | 24 mo | Standard | | **36-Month IRA Certificate** ira_cd_36mo | 2.65% APY | 2.62% | 36 mo | Standard | | **48-Month IRA Certificate** ira_cd_48mo | 2.75% APY | 2.72% | 48 mo | Standard | | **60-Month IRA Certificate** ira_cd_60mo | 3.05% APY | 3.02% | 60 mo | Standard | Indiana State University Credit Union savings & cd rates as of November 12, 2026 Savings and certificate yields up to 3.05% APY. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/indiana/indiana-state-university) , verified from [Indiana State University Credit Union's official website](https://isucreditunion.com/) Loading branch locator… ## About Indiana State University Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 10.1K Assets $138.6M Founded 1960 Locations reported 3 NCUA charter 13616 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Electronic statements - Mobile check deposit - Mobile payments - Financial education - First-time homebuyer program - Student scholarships Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Crane** Crane Credit Union - Terre Haute Br · Terre Haute · IN · 47807 About 0.6 miles away](https://rateapi.dev/credit-unions/indiana/crane) [**Vigo County** Vigo County Federal Credit Union · Terre Haute · IN · 47807-3407 About 0.8 miles away](https://rateapi.dev/credit-unions/indiana/vigo-county) [**Advantageplus of Indiana** Main Branch · Terre Haute · IN · 47804 About 2.6 miles away](https://rateapi.dev/credit-unions/indiana/advantageplus-of-indiana) [**Decatur Earthmover** Paris · Paris · IL · 61944-2817 About 17.8 miles away](https://rateapi.dev/credit-unions/illinois/decatur-earthmover) [**Everwise** Greencastle 16 · Greencastle · IN · 46135 About 32.9 miles away](https://rateapi.dev/credit-unions/indiana/everwise) [**Baxter** Spencer · Spencer · IN · 47460 About 36.8 miles away](https://rateapi.dev/credit-unions/illinois/baxter) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Indiana State University Credit Union Membership eligibility from Indiana State University Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership via employers (Indiana State University) - Location Vigo, Vermillion, Parke, Clay, Sullivan, Edgar, Clark - Employer Indiana State University **Cost to join:** About $5. Verified from [Indiana State University Credit Union's membership page](https://isucreditunion.com/eligibility) . Final membership determination is always made by the credit union. ## Work at Indiana State University Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Indiana State University Credit Union ranks against Indiana peers. - See which AI assistants fetched Indiana State University Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Indiana - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=indiana-state-university&state=indiana&code=IN&name=Indiana%20State%20University%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Indiana State University Credit Union offer? Indiana State University Credit Union currently offers mortgage, Auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Indiana State University Credit Union rates updated? RateAPI verifies Indiana State University Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Indiana State University Credit Union's rate data? Rate data is collected directly from Indiana State University Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What is Indiana State University Credit Union's best CD rate? As of November 12, 2026, Indiana State University Credit Union offers savings and certificate (CD) yields up to 3.05% APY. ### Who can join Indiana State University Credit Union? Membership via employers (Indiana State University) ## Related Rate Data Compare Indiana State University Credit Union's rates against national credit-union benchmarks. [More Indiana credit unions](https://rateapi.dev/credit-unions/indiana) [Indiana mortgage rate leaders](https://rateapi.dev/mortgage-rates/indiana) [Indiana auto loan rate leaders](https://rateapi.dev/auto-loan-rates/indiana) [Indiana HELOC rate leaders](https://rateapi.dev/heloc-rates/indiana) [Indiana personal loan leaders](https://rateapi.dev/personal-loan-rates/indiana) [Mortgage rate benchmark](https://rateapi.dev/mortgage-rate-benchmark) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://isucreditunion.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Indiana State University Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Indiana credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Indiana State University Credit Union curl "https://api.rateapi.dev/credit-unions/indiana /indiana-state-university " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Indiana State University Credit Union locations Search, filter, and browse all 3 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/indiana/indiana-state-university Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp