--- title: "Indiana Members Credit Union Rates (Nov 2026): CDs to 4.50%" description: "Indiana Members Credit Union rates today: savings & CDs up to 4.50% APY. Every rate verified daily from the official website — no pay-to-rank. See who can join Indiana Members Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/indiana/indiana-members" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Indiana Members Credit Union Rates (Nov 2026): CDs to 4.50% ### Mortgage rates 1 offer | Product | Published | Rate | Term / condition | Status | | **For single-unit dwellings only.** other | — APR | 5.000% | — | Standard | Indiana Members Credit Union mortgage rates as of November 11, 2026 ### Auto & vehicle rates 3 offers | Product | Published | Rate | Term / condition | Status | | **36-Month Auto Loan (2026 and Newer)** auto_any_36mo | — APR | 3.740% | 36 mo | Standard | | **Auto Loan** auto | — APR | 3.740% | — | Standard | | **36-Month Motorcycle Loan (2026 and Newer)** motorcycle_any_36mo | — APR | 8.240% | 36 mo | Standard | Indiana Members Credit Union auto & vehicle rates as of November 11, 2026 ### HELOC rates 6 offers | Product | Published | Rate | Term / condition | Status | | **HELOC (Variable)** heloc_variable | — APR | 3.900% | — | Standard | | **Home Equity Loan — Intro Rate** heloc | — APR | 3.900% | — | Introductory offer | | **Product 3 (5 Years)** heloc | — APR | 8.250% | — | Standard | | **Product 3 (7 Years)** heloc | — APR | 8.500% | — | Standard | | **Product 3 (10 Years)** heloc | — APR | 8.750% | — | Standard | | **Product 3 (15 Years)** heloc | — APR | 8.875% | — | Standard | Indiana Members Credit Union heloc rates as of November 11, 2026 ### Personal loan rates 3 offers | Product | Published | Rate | Term / condition | Status | | **60-Month Signature Loan** personal_unsecured_60mo | — APR | 15.990% | 60 mo | Standard | | **Unsecured Line-of-Credit** personal_unsecured_60mo | — APR | 18.990% | 60 mo | Standard | | **Quick Cash** personal_unsecured_24mo | — APR | 25.000% | 24 mo | Standard | Indiana Members Credit Union personal loan rates as of November 11, 2026 ### Credit card rates 5 offers | Product | Published | Rate | Term / condition | Status | | **Visa® Platinum Jumpstart (Youth Card)** credit_card_platinum | — APR | 3.900% | — | Context only | | **Visa® Platinum Rewards Jumpstart (Youth Card)** credit_card_rewards | — APR | 3.900% | — | Context only | | **Credit Cards (Visa® Platinum Jumpstart (Youth Card))** credit_card_platinum | 4.490% APR | 3.900% | — | Context only | | **Credit Cards (Visa® Platinum Rewards Jumpstart (Youth Card))** credit_card_rewards | 5.990% APR | 3.900% | — | Context only | | **Credit Cards (Visa® Signature (Consumer Card))** credit_card_platinum | 7.490% APR | 3.900% | — | Context only | Indiana Members Credit Union credit card rates as of November 11, 2026 ### Savings & CD rates 34 offers | Product | Published | Rate | Term / condition | Status | | **Membership Savings and Christmas Club Accounts 2** savings | 0.05% APY | 0.05% | — | Specialty offer | | **Preferred Checking 1** checking | 0.25% APY | 0.25% | — | Standard | | **Health Savings Account 5** savings | 0.75% APY | 0.75% | — | Standard | | **Health Savings Accounts (Health Savings Account 5)** savings | — APY | 0.75% | — | Standard | | **Money Market Account 3** money_market | 1.21% APY | 1.20% | — | Standard | | **IRA** ira | 1.51% APY | 1.50% | — | Standard | | **84-Month Certificate** cd_84mo | — APY | 2.96% | 84 mo | Standard | | **84-Month Certificate** cd_84mo | — APY | 3.00% | 84 mo | Standard | | **84-Month HSA** cd_84mo | 3.00% APY | 2.96% | 84 mo | Standard | | **48-Month Certificate** cd_48mo | — APY | 3.20% | 48 mo | Standard | | **60-Month Certificate** cd_60mo | — APY | 3.20% | 60 mo | Standard | | **48-Month HSA** cd_48mo | 3.25% APY | 3.20% | 48 mo | Standard | | **60-Month Certificate** cd_60mo | — APY | 3.25% | 60 mo | Standard | | **48-Month Certificate** cd_48mo | — APY | 3.25% | 48 mo | Standard | | **60-Month HSA** cd_60mo | 3.25% APY | 3.20% | 60 mo | Standard | | **High Yield Money Market 4** money_market | 3.30% APY | 3.25% | — | Standard | | **24-Month Certificate** cd_24mo | — APY | 3.40% | 24 mo | Standard | | **24-Month Certificate** cd_24mo | — APY | 3.45% | 24 mo | Standard | | **24-Month HSA** cd_24mo | 3.45% APY | 3.40% | 24 mo | Standard | | **36-Month Certificate** cd_36mo | — APY | 3.64% | 36 mo | Standard | | **36-Month Certificate** cd_36mo | — APY | 3.70% | 36 mo | Standard | | **36-Month HSA** cd_36mo | 3.70% APY | 3.64% | 36 mo | Standard | | **6-Month Certificate** cd_6mo | — APY | 3.93% | 6 mo | Standard | | **12-Month Certificate** cd_12mo | — APY | 3.93% | 12 mo | Standard | | **12-Month Certificate** cd_12mo | — APY | 4.00% | 12 mo | Standard | | **12-Month HSA** cd_12mo | 4.00% APY | 3.93% | 12 mo | Standard | | **6-Month Certificate** cd_6mo | — APY | 4.00% | 6 mo | Standard | | **6-Month HSA** cd_6mo | 4.00% APY | 3.93% | 6 mo | Standard | | **70 Month 7** cd_70mo | — APY | 4.22% | 70 mo | Standard | | **70 Month 7** cd_70mo | — APY | 4.30% | 70 mo | Standard | | **HSA Certificates (70 Month 7)** cd_70mo | 4.30% APY | 4.22% | 70 mo | Standard | | **13 Month 6** cd_13mo | — APY | 4.41% | 13 mo | Standard | | **HSA Certificates (13 Month 6)** cd_13mo | 4.50% APY | 4.41% | 13 mo | Standard | | **13 Month 6** cd_13mo | — APY | 4.50% | 13 mo | Standard | Indiana Members Credit Union savings & cd rates as of November 11, 2026 ### Other rates 3 offers | Product | Published | Rate | Term / condition | Status | | **Current Rate (80% LTV and less) as low as** other | — % | 7.000% | — | Standard | | **Loans for dwellings of 1 to 4 units.** other | — % | 25.000% | — | Standard | | **For single-unit dwellings only.** other | — % | 25.000% | — | Standard | Indiana Members Credit Union other rates as of November 11, 2026 Savings and certificate yields up to 4.50% APY. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/indiana/indiana-members) , verified from [Indiana Members Credit Union's official website](https://www.imcu.com/) Loading branch locator… ## About Indiana Members Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 165.2K Assets $3.5B Founded 1956 Locations reported 34 NCUA charter 68259 Charter type Federally insured state-chartered credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - First-time homebuyer program - Student scholarships Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Financial Health** FHFCU MED TOWER BRANCH · Indianapolis · IN · 46202 About 0.3 miles away](https://rateapi.dev/credit-unions/indiana/financial-health) [**Hoosier United** Hoosier United Credit Union · Indianapolis · IN · 46202-1452 About 0.6 miles away](https://rateapi.dev/credit-unions/indiana/hoosier-united) [**Energy Plus** Citizen's Gas Branch · Indianapolis · IN · 46202 About 0.7 miles away](https://rateapi.dev/credit-unions/indiana/energy-plus) [**Everwise** Meridian 8 · Indianapolis · IN · 46208 About 1.1 miles away](https://rateapi.dev/credit-unions/indiana/everwise) [**Elements Financial** Elements_IGC · Indianapolis · IN · 46204 About 1.2 miles away](https://rateapi.dev/credit-unions/indiana/elements-financial) [**Financial Center First** Downtown Indy Post Office · Indianapolis · IN · 46206 About 1.6 miles away](https://rateapi.dev/credit-unions/indiana/financial-center-first) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Indiana Members Credit Union Membership eligibility from Indiana Members Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Indiana Members Credit Union's website. Check the membership page below to confirm whether you qualify. - Location bartholomew, blackford, boone, brown, clark, clay, clinton, crawford, daviess, decatur, delaware, dubois, floyd, fountain, gibson, grant, greene, hamilton, hancock, harrison, hendricks, henry, howard, huntington, jackson, jay, jefferson, jennings, johnson, knox, lawrence, madison, marion, miami, monroe, montgomery, morgan, owen, parke, perry, posey, putnam, randolph, ripley, rush, scott, shelby, spencer, tippecanoe, tipton, vanderburgh, vigo, warrick, washington, wayne, breckinridge, bullitt, grayson, hardin, henderson, larue, mclean, meade, nelson, ohio, oldham, trimble, union, webster — IN, KY Verified from [Indiana Members Credit Union's membership page](https://www.imcu.com/connect/about-us) . Final membership determination is always made by the credit union. ## Membership rules for Indiana Members Credit Union Geography 77 counties · Family 78 published paths to membership, last verified August 22, 2026, quoted from Indiana Members Credit Union’s own published criteria. ### Geography 77 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 22, 2026 - Bartholomew County, IN - Blackford County, IN - Boone County, IN - Breckinridge County, KY - Brown County, IN - Bullitt County, KY - Clark County, IN - Clay County, IN - Clinton County, IN - Crawford County, IN - Daviess County, IN - Daviess County, KY - Decatur County, IN - Delaware County, IN - Dubois County, IN - Floyd County, IN - Fountain County, IN - Gibson County, IN - Grant County, IN - Grayson County, KY - Greene County, IN - Hamilton County, IN - Hancock County, IN - Hancock County, KY - Hardin County, KY - Harrison County, IN - Henderson County, KY - Hendricks County, IN - Henry County, IN - Henry County, KY - Howard County, IN - Huntington County, IN - Jackson County, IN - Jay County, IN - Jefferson County, IN - Jefferson County, KY - Jennings County, IN - Johnson County, IN - Knox County, IN - Larue County, KY - Lawrence County, IN - Madison County, IN - Marion County, IN - Marion County, KY - Mclean County, KY - Meade County, KY - Miami County, IN - Monroe County, IN - Montgomery County, IN - Morgan County, IN - Nelson County, KY - Ohio County, KY - Oldham County, KY - Owen County, IN - Parke County, IN - Perry County, IN - Posey County, IN - Putnam County, IN - Randolph County, IN - Ripley County, IN - Rush County, IN - Scott County, IN - Shelby County, IN - Shelby County, KY - Spencer County, IN - Spencer County, KY - Tippecanoe County, IN - Tipton County, IN - Trimble County, KY - Union County, KY - Vanderburgh County, IN - Vigo County, IN - Warrick County, IN - Washington County, IN - Washington County, KY - Wayne County, IN - Webster County, KY “Bartholomew Blackford Boone Brown Clark Clay Clinton Crawford Daviess Decatur Delaware Dubois Floyd Fountain Gibson Grant Greene Hamilton Hancock Harrison Hendricks Henry Howard Huntington Jackson Jay Jefferson Jennings Johnson Knox Lawrence Madison Marion Miami Monroe Montgomery Morgan Owen Parke…” > [source ↗](https://www.imcu.com/connect/about-us) Show all 77 places ### Family 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 22, 2026 - Family of a member immediate family “Immediate family may also qualify.” > [source ↗](https://www.imcu.com/connect/about-us) - Family member (immediate family) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Indiana Members Credit Union? Yes No ## Work at Indiana Members Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Indiana Members Credit Union ranks against Indiana peers. - See which AI assistants fetched Indiana Members Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Indiana - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=indiana-members&state=indiana&code=IN&name=Indiana%20Members%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Indiana Members Credit Union offer? Indiana Members Credit Union currently offers mortgage, vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified November 11, 2026 directly from the credit union's official website. ### How often are Indiana Members Credit Union rates updated? RateAPI verifies Indiana Members Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 11, 2026. ### Where does RateAPI get Indiana Members Credit Union's rate data? Rate data is collected directly from Indiana Members Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What is Indiana Members Credit Union's best CD rate? As of November 11, 2026, Indiana Members Credit Union offers savings and certificate (CD) yields up to 4.50% APY. ### Who can join Indiana Members Credit Union? Indiana Members Credit Union publishes its membership criteria on its own website. RateAPI tracks 78 published membership paths covering 77 counties for Indiana Members Credit Union, each quoted from Indiana Members Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Indiana Members Credit Union's rates against national credit-union benchmarks. [More Indiana credit unions](https://rateapi.dev/credit-unions/indiana) [Indiana mortgage rate leaders](https://rateapi.dev/mortgage-rates/indiana) [Indiana auto loan rate leaders](https://rateapi.dev/auto-loan-rates/indiana) [Indiana HELOC rate leaders](https://rateapi.dev/heloc-rates/indiana) [Indiana personal loan leaders](https://rateapi.dev/personal-loan-rates/indiana) [Mortgage rate benchmark](https://rateapi.dev/mortgage-rate-benchmark) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.imcu.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Indiana Members Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Indiana credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Indiana Members Credit Union curl "https://api.rateapi.dev/credit-unions/indiana /indiana-members " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Indiana Members Credit Union locations Search, filter, and browse all 34 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/indiana/indiana-members Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp