--- title: "Indiana Heartland Credit Union Rates - Indiana" description: "Current vehicle loan, and personal loan rates from Indiana Heartland Credit Union in Indiana. Updated daily with source verification. See who can join Indiana Heartland Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/indiana/indiana-heartland" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Indiana Heartland Credit Union Rates - Indiana ### Auto & vehicle rates 26 offers | Product | Published | Rate | Term / condition | Status | | **48-Month Auto Loan** auto_any_48mo | — APR | 4.390% | 48 mo | Standard | | **60-Month Auto Loan** auto_any_60mo | — APR | 4.690% | 60 mo | Standard | | **72-Month Auto Loan** auto_any_72mo | — APR | 4.990% | 72 mo | Standard | | **84-Month Auto Loan** auto_any_84mo | — APR | 5.890% | 84 mo | Standard | | **2023 Newer** auto_any_60mo | — APR | 6.190% | 60 mo | Standard | | **2023 Newer ($15k+ Financing)** auto_any_72mo | — APR | 6.490% | 72 mo | Standard | | **2021-2022 Used ($15k+ Financing)** auto_used_72mo | — APR | 6.890% | 72 mo · used | Standard | | **60-Month Boat Loan** boat_any_60mo | — APR | 6.990% | 60 mo | Standard | | **72-Month Boat Loan** boat_any_72mo | — APR | 7.090% | 72 mo | Standard | | **84-Month Boat Loan** boat_any_84mo | — APR | 7.190% | 84 mo | Standard | | **2018-2020 ($15k+ Financing)** auto_any_72mo | — APR | 7.290% | 72 mo | Standard | | **2023 Newer Motorcycles ($25k+ Financing)** motorcycle_any_84mo | — APR | 7.290% | 84 mo | Standard | | **New Lawn & Garden ($20k+ financing)** auto_new_84mo | — APR | 7.290% | 84 mo · new | Standard | | **96-Month Boat Loan** boat_any_96mo | — APR | 7.290% | 96 mo | Standard | | **120-Month Boat Loan** boat_any_120mo | — APR | 7.490% | 120 mo | Standard | | **180-Month Boat Loan** boat_any_180mo | — APR | 7.590% | 180 mo | Standard | | **2021-2022 Used ($25k+ Financing)** auto_used_84mo | — APR | 7.690% | 84 mo · used | Standard | | **42-Month Auto Loan** auto_any_42mo | — APR | 7.690% | 42 mo | Standard | | **60-Month RV Loan** rv_any_60mo | — APR | 7.790% | 60 mo | Standard | | **2018-2020 ($25k+ Financing)** auto_any_84mo | — APR | 7.990% | 84 mo | Standard | | **72-Month RV Loan** rv_any_72mo | — APR | 7.990% | 72 mo | Standard | | **96-Month RV Loan** rv_any_96mo | — APR | 8.290% | 96 mo | Standard | | **84-Month RV Loan** rv_any_84mo | — APR | 8.290% | 84 mo | Standard | | **120-Month RV Loan** rv_any_120mo | — APR | 8.390% | 120 mo | Standard | | **180-Month RV Loan** rv_any_180mo | — APR | 8.590% | 180 mo | Standard | | **2017 Older** auto_used_60mo | — APR | 8.890% | 60 mo · used | Standard | Indiana Heartland Credit Union auto & vehicle rates as of November 12, 2026 ### Personal loan rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Share Certificate Secured Loan** personal_secured_12mo | — APR | 2.000% | 12 mo | Standard | Indiana Heartland Credit Union personal loan rates as of November 12, 2026 ### Other rates 5 offers | Product | Published | Rate | Term / condition | Status | | **ANY AMOUNT** other | — % | 4.950% | — | Standard | | **New Lawn & Garden** other | — % | 6.990% | — | Standard | | **New Lawn & garden** other | — % | 7.190% | — | Standard | | **Used lawn & Garden...** other | — % | 7.990% | — | Standard | | **Up to $18k financing**** other | — % | 8.790% | — | Standard | Indiana Heartland Credit Union other rates as of November 12, 2026 Indiana Heartland Credit Union is a credit union in Indiana. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/indiana/indiana-heartland) , verified from [Indiana Heartland Credit Union's official website](https://indianaheartland.org/) Loading branch locator… ## About Indiana Heartland Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 5.3K Assets $49.1M Founded 1972 Locations reported 2 NCUA charter 24108 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Electronic statements - Mobile check deposit - Financial counseling - Student scholarships - Credit-builder products Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Solidarity Community** Westside Branch · Kokomo · IN · 46901 About 2.9 miles away](https://rateapi.dev/credit-unions/indiana/solidarity-community) [**City of Firsts Community** Main Office · Kokomo · IN · 46902 About 4.4 miles away](https://rateapi.dev/credit-unions/indiana/city-of-firsts-community) [**Haynes Community** Haynes Community Federal Credit Union · Kokomo · IN · 46902-6132 About 4.6 miles away](https://rateapi.dev/credit-unions/indiana/haynes-community) [**Financial Center First** Kokomo · KOKOMO · IN · 46902 About 4.7 miles away](https://rateapi.dev/credit-unions/indiana/financial-center-first) [**Financial Builders** Financial Builders Federal Credit Union · Kokomo · IN · 46902-3706 About 5.7 miles away](https://rateapi.dev/credit-unions/indiana/financial-builders) [**Encompass** Reed Road Branch · Kokomo · IN · 46901 About 6.8 miles away](https://rateapi.dev/credit-unions/indiana/encompass) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Indiana Heartland Credit Union Membership eligibility from Indiana Heartland Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Indiana Heartland Credit Union's website. Check the membership page below to confirm whether you qualify. - Location howard — IN Verified from [Indiana Heartland Credit Union's membership page](https://indianaheartland.org/) . Final membership determination is always made by the credit union. ## Membership rules for Indiana Heartland Credit Union Geography 1 county 1 published path to membership, last verified August 21, 2026, quoted from Indiana Heartland Credit Union’s own published criteria. ### Geography 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Howard County, IN “Indiana Heartland strives to offer a better financial option to Howard County by celebrating the philosophy We have YOUR best interest at heart!” > [source ↗](https://indianaheartland.org/) Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Indiana Heartland Credit Union? Yes No ## Work at Indiana Heartland Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Indiana Heartland Credit Union ranks against Indiana peers. - See which AI assistants fetched Indiana Heartland Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Indiana - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=indiana-heartland&state=indiana&code=IN&name=Indiana%20Heartland%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Indiana Heartland Credit Union offer? Indiana Heartland Credit Union currently offers vehicle loan, and personal loan rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Indiana Heartland Credit Union rates updated? RateAPI verifies Indiana Heartland Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Indiana Heartland Credit Union's rate data? Rate data is collected directly from Indiana Heartland Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Indiana Heartland Credit Union? Indiana Heartland Credit Union publishes its membership criteria on its own website. RateAPI tracks 1 published membership path covering 1 county for Indiana Heartland Credit Union, each quoted from Indiana Heartland Credit Union's own published membership criteria. ## Related Rate Data Compare Indiana Heartland Credit Union's rates against national credit-union benchmarks. [More Indiana credit unions](https://rateapi.dev/credit-unions/indiana) [Indiana auto loan rate leaders](https://rateapi.dev/auto-loan-rates/indiana) [Indiana personal loan leaders](https://rateapi.dev/personal-loan-rates/indiana) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://indianaheartland.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Indiana Heartland Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Indiana credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Indiana Heartland Credit Union curl "https://api.rateapi.dev/credit-unions/indiana /indiana-heartland " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Indiana Heartland Credit Union locations Search, filter, and browse all 2 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/indiana/indiana-heartland Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp