Indiana Heartland

Kokomo, Indiana
Last verified: July 24, 2026

Auto loans available from 3.99% APR. Personal loan rates from 4.95% APR.

Source: RateAPI.dev, verified from Indiana Heartland's official website

Who Can Join Indiana Heartland

Membership eligibility from Indiana Heartland's own published criteria. How we verify this.

Membership criteria are published on Indiana Heartland's website. Check the membership page below to confirm whether you qualify.

Verified from Indiana Heartland's membership page. Final membership determination is always made by the credit union.

Auto Loan Rates

Rates as of July 24, 2026

auto
3.990% APR
Rate3.990%
Auto Loan
auto_any_60mo
3.990% APR
Rate3.990%
Vehicle Rates - SPECIAL: Refinance from another lender a 2023 or newer
auto_new_60mo
3.990% APR
Rate3.990%
Vehicle Rates - SPECIAL: New purchases on 2023 or newer
auto_any_48mo
4.590% APR
Rate4.590%
Vehicle Rates - 2023 & Newer
auto_any_60mo
4.790% APR
Rate4.790%
Vehicle Rates - 2021-2022
auto_any_72mo
4.990% APR
Rate4.990%
Vehicle Rates - 2023 & Newer ($15k+ financing)
auto_any_72mo
5.390% APR
Rate5.390%
Vehicle Rates - 2018-2020
auto_any_84mo
5.790% APR
Rate5.790%
Vehicle Rates - 2023 & Newer ($30k+ financing)
auto_any_84mo
5.990% APR
Rate5.990%
Vehicle Rates - 2018-2020 ($15k+ financing)
motorcycle
5.990% APR
Rate5.990%
Motorcycles, ATVs, Trailers, & Jet Skis - 2023 & newer
motorcycle
6.290% APR
Rate6.290%
Motorcycles, ATVs, Trailers, & Jet Skis - 2021-2022
auto_any_48mo
6.390% APR
Rate6.390%
Vehicle Rates - 2016-2017
motorcycle
6.490% APR
Rate6.490%
Motorcycles, ATVs, Trailers, & Jet Skis - 2023 & newer ($15k+ financing)
auto_any_84mo
6.590% APR
Rate6.590%
Vehicle Rates - 2018-2020 ($25k+ financing)
motorcycle
6.590% APR
Rate6.590%
Motorcycles, ATVs, Trailers, & Jet Skis - 2018-20120
motorcycle_used
6.590% APR
Rate6.590%
Motorcycles, ATVs, Trailers, & Jet Skis - 2021-2022 used ($15k+ financing)
auto_new_84mo
6.990% APR
Rate6.990%
Lawn & Garden Loans - New Lawn & Garden
boat
6.990% APR
Rate6.990%
Boats - 2023 & newer
motorcycle
6.990% APR
Rate6.990%
Motorcycles, ATVs, Trailers, & Jet Skis - 2023 & newer ($25k+ financing)
auto_new_84mo
7.190% APR
Rate7.190%
Lawn & Garden Loans - New Lawn & Garden ($20k+ financing)
motorcycle_used
7.190% APR
Rate7.190%
Motorcycles, ATVs, Trailers, & Jet Skis - 2021-2022 used ($25k+ financing)
auto_any_48mo
7.490% APR
Rate7.490%
Vehicle Rates - 2014-2015
boat
7.590% APR
Rate7.590%
Boats - 2023 & newer ($20k+ financing)
auto_any_42mo
7.790% APR
Rate7.790%
Vehicle Rates - 2013 & older
motorcycle
7.790% APR
Rate7.790%
Motorcycles, ATVs, Trailers, & Jet Skis - 2018-2020 ($25k+ financing)
rv
7.790% APR
Rate7.790%
Recreational Vehicles - 2023 & newer
boat
7.990% APR
Rate7.990%
Boats - 2021-2022
rv
7.990% APR
Rate7.990%
Recreational Vehicles - 2019-2020
rv
8.590% APR
Rate8.590%
Recreational Vehicles - 2023 & newer ($20k+ financing)
boat
8.690% APR
Rate8.690%
Boats - 2019-2020
boat
8.790% APR
Rate8.790%
Boats - 2018 & older
motorcycle
8.790% APR
Rate8.790%
Motorcycles, ATVs, Trailers, & Jet Skis - 2017 & Older
rv
8.790% APR
Rate8.790%
Recreational Vehicles - 2017-2018
rv
9.090% APR
Rate9.090%
Recreational Vehicles - 2016 & older

Personal Loan Rates

Rates as of July 24, 2026

personal_secured
4.950% APR
Rate4.950%
Share Secured Loans - ANY AMOUNT
other
8.790% APR
Rate8.790%
Signature (Personal) Loans - Up to $18k financing

Other Rates

Rates as of July 24, 2026

other
7.29%
Rate7.29%
Lawn & Garden Loans - New Lawn & garden (up to $20k financing)
other
7.99%
Rate7.99%
Lawn & Garden Loans - Used lawn & Garden

Frequently Asked Questions

What rates does Indiana Heartland offer?

Indiana Heartland currently offers auto loan, and personal loan rates. The rates shown on this page were last verified July 24, 2026 directly from the credit union's official website.

How often are Indiana Heartland rates updated?

RateAPI verifies Indiana Heartland's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 24, 2026.

Where does RateAPI get Indiana Heartland's rate data?

Rate data is collected directly from Indiana Heartland's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Indiana Heartland's auto loan rate?

As of July 24, 2026, Indiana Heartland offers auto loans from 3.99% APR.

Related Rate Data

Compare Indiana Heartland's rates against national credit-union benchmarks.

More Indiana credit unionsAuto loan rate benchmarkPersonal loan ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Track Indiana Heartland rates

Get a free API key to query these rates programmatically, or get the daily email when Indiana credit union rates move.

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Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Indiana Heartland
curl "https://api.rateapi.dev/credit-unions/indiana/indiana-heartland" \
  -H "Authorization: Bearer YOUR_API_KEY"
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