Independent

anderson, Indiana
Last verified: July 10, 2026

As of July 10, 2026, Independent offers a cd_60mo mortgage at 1.65% APR (1.65% rate, 0 points). Auto loans available from 4.99% APR. HELOC rates from 6.25% APR. Personal loan rates from 10.24% APR. Credit card rates from 2% APR.

Source: RateAPI.dev, verified from Independent's official website

Mortgage Rates

Rates as of July 10, 2026

cd_60mo
1.650% APR
Rate1.650%
Points0
CD $500 Minimum - 5 Years
cd_48mo
1.700% APR
Rate1.700%
Points0
CD $500 Minimum - 4 Years
cd_36mo
2.000% APR
Rate2.000%
Points0
CD $500 Minimum - 3 Years
savings
2.000% APR
Rate2.000%
Points0
Savings - All balance amounts
cd_6mo
2.750% APR
Rate2.750%
Points0
CD $500 Minimum - 6 Months
cd_24mo
3.000% APR
Rate3.000%
Points0
CD $500 Minimum - 2 Years
cd_12mo
3.500% APR
Rate3.500%
Points0
CD $500 Minimum - 1 Year

Auto Loan Rates

Rates as of July 10, 2026

auto_new
4.990% APR
Rate4.990%
New 2025 – 2026 Auto Loan
auto_used
4.990% APR
Rate4.990%
Used 2022 – 2024 Auto Loan
auto_used
5.740% APR
Rate5.740%
Used 2022 - 2024 Auto Loan
auto_used
5.990% APR
Rate5.990%
Used 2021 Auto Loan
auto_used
6.740% APR
Rate6.740%
Used 2020 Auto Loan
auto_used
7.490% APR
Rate7.490%
Used 2019 Auto Loan
auto_used
7.990% APR
Rate7.990%
Used 2018 Auto Loan
auto
9.490% APR
Rate9.490%
Classic Vehicle 20+ Years Auto Loan
auto_used
9.990% APR
Rate9.990%
Used 2017 Auto Loan
auto_used
10.990% APR
Rate10.990%
Used 2016 Auto Loan
auto_used
11.990% APR
Rate11.990%
Used 2015 Auto Loan
auto_used
12.990% APR
Rate12.990%
Used 2014 Auto Loan

HELOC Rates

Rates as of July 10, 2026

heloc
6.250% APR
Rate6.250%
Home Equity Up to 80% LTV
heloc_variable
6.750% APR
Rate6.750%
Home Equity Line of Credit

Personal Loan Rates

Rates as of July 10, 2026

personal_unsecured
10.240% APR
Rate10.240%
Personal Loan

Credit Card Rates

Rates as of July 10, 2026

savings
2.000% APR
Rate2.000%
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Frequently Asked Questions

What rates does Independent offer?

Independent currently offers mortgage, auto loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified July 10, 2026 directly from the credit union's official website.

How often are Independent rates updated?

RateAPI verifies Independent's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 10, 2026.

Where does RateAPI get Independent's rate data?

Rate data is collected directly from Independent's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Independent's mortgage rate?

As of July 10, 2026, Independent offers a cd_60mo mortgage at 1.65% APR.

What is Independent's auto loan rate?

As of July 10, 2026, Independent offers auto loans from 4.99% APR.

Related Rate Data

Compare Independent's rates against national credit-union benchmarks.

More Indiana credit unionsMortgage rate benchmarkAuto loan rate benchmarkHELOC ratesPersonal loan ratesCredit card ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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# Get rates for Independent
curl "https://api.rateapi.dev/credit-unions/indiana/independent" \
  -H "Authorization: Bearer YOUR_API_KEY"
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