---
title: "Haynes Community Credit Union Rates - Indiana"
description: "Current auto loan, personal loan, and savings &amp; cd rates from Haynes Community Credit Union in Indiana. Updated daily with source verification. See who can join Haynes Community Credit Union — verified membership eligibility with the requirements and cost to join."
canonical: "https://rateapi.dev/credit-unions/indiana/haynes-community"
last-updated: "2026-11-13"
source: "https://rateapi.dev/llms.txt"
---

# Haynes Community Credit Union Rates - Indiana

### Auto & vehicle rates

8 offers

| Product |  Published |  Rate |  Term / condition |  Status |
| **60-Month Used Auto Loan (2023 and Newer)** auto_used_60mo |  — APR |  3.890% |  60 mo · used |  Standard |
| **72-Month Used Auto Loan (2023 and Newer)** auto_used_72mo |  — APR |  4.290% |  72 mo · used |  Standard |
| **48-Month Used Auto Loan (2020–2022)** auto_used_48mo |  — APR |  5.600% |  48 mo · used |  Standard |
| **60-Month Used Auto Loan (2020–2022)** auto_used_60mo |  — APR |  5.690% |  60 mo · used |  Standard |
| **72-Month Used Auto Loan (2020–2022)** auto_used_72mo |  — APR |  6.090% |  72 mo · used |  Standard |
| **60-Month Used Auto Loan (2017 and Newer)** auto_used_60mo |  — APR |  7.750% |  60 mo · used |  Standard |
| **48-Month Used Auto Loan (2010–2019)** auto_used_48mo |  — APR |  7.900% |  48 mo · used |  Standard |
| **60-Month Used Auto Loan (2010–2019)** auto_used_60mo |  — APR |  8.000% |  60 mo · used |  Standard |
Haynes Community Credit Union auto & vehicle rates as of November 12, 2026

### Personal loan rates

3 offers

| Product |  Published |  Rate |  Term / condition |  Status |
| **Share-Secured Loan** personal_secured |  — APR |  2.500% |  — |  Standard |
| **Vacation and Shopper Loan** personal |  — APR |  8.990% |  — |  Standard |
| **Signature Loan** personal_unsecured |  — APR |  8.990% |  — |  Standard |
Haynes Community Credit Union personal loan rates as of November 12, 2026

### Savings & CD rates

9 offers

| Product |  Published |  Rate |  Term / condition |  Status |
| **Savings** share_savings |  — APY |  0.15% |  — |  Context only |
| **Reserve Shares** savings |  — APY |  0.15% |  — |  Context only |
| **IRA** ira |  — APY |  1.50% |  — |  Context only |
| **3-Month Certificate** share_certificate_3mo |  — APY |  1.73% |  3 mo |  Standard |
| **6-Month Certificate** share_certificate_6mo |  — APY |  2.28% |  6 mo |  Standard |
| **9-Month Certificate** share_certificate_9mo |  — APY |  2.47% |  9 mo |  Standard |
| **12-Month Certificate** share_certificate_12mo |  — APY |  2.72% |  12 mo |  Standard |
| **18-Month Certificate** share_certificate_18mo |  — APY |  3.20% |  18 mo |  Standard |
| **24-Month Certificate** share_certificate_24mo |  — APY |  3.45% |  24 mo |  Standard |
Haynes Community Credit Union savings & cd rates as of November 12, 2026

Haynes Community Credit Union is a credit union in Indiana. Rate data is being verified.

> Source: [RateAPI.dev](https://rateapi.dev/credit-unions/indiana/haynes-community) , verified from [Haynes Community Credit Union's official website](https://www.haynesfcu.org/)

Loading branch locator…

## About Haynes Community Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members

4K

Assets

$42.4M

Founded

1948

Locations reported

1

NCUA charter

5773

Charter type

Federal credit union

### Services and member support

- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Student scholarships

Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union.

### Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

[**Encompass** Reed Road Branch · Kokomo · IN · 46901 About 1.7 miles away](https://rateapi.dev/credit-unions/indiana/encompass) [**Solidarity Community** Main Office · Kokomo · IN · 46902-3677 About 1.8 miles away](https://rateapi.dev/credit-unions/indiana/solidarity-community) [**Financial Builders** Financial Builders Federal Credit Union · Kokomo · IN · 46902-3706 About 2.1 miles away](https://rateapi.dev/credit-unions/indiana/financial-builders) [**City of Firsts Community** Main Office · Kokomo · IN · 46902 About 3.2 miles away](https://rateapi.dev/credit-unions/indiana/city-of-firsts-community) [**Financial Center First** Kokomo · KOKOMO · IN · 46902 About 4.1 miles away](https://rateapi.dev/credit-unions/indiana/financial-center-first) [**Indiana Heartland** indiana heartland federal credit union · kokomo · IN · 46901 About 4.5 miles away](https://rateapi.dev/credit-unions/indiana/indiana-heartland)

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

## Who Can Join Haynes Community Credit Union

Membership eligibility from Haynes Community Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) .

Membership criteria are published on Haynes Community Credit Union's website. Check the membership page below to confirm whether you qualify.

- Location howard, tipton — IN

Verified from [Haynes Community Credit Union's membership page](https://www.haynesfcu.org/membership) . Final membership determination is always made by the credit union.

## Membership rules for Haynes Community Credit Union

Geography 2 counties · Family

9 published paths to membership, last verified November 8, 2026, quoted from Haynes Community Credit Union’s own published criteria.

### Geography 2

Auto-verified against the source page quoted from the credit union’s own published criteria · last verified November 8, 2026

- Howard County, IN
- Tipton County, IN

“You may join the credit union if you live, work, worship, or attend school in: Howard County Tipton County”

> [source ↗](https://www.haynesfcu.org/membership)

### Family 1

Auto-verified against the source page quoted from the credit union’s own published criteria · last verified November 8, 2026

  - Family of a member family

“Are a family member of an existing Haynes Community member”

> [source ↗](https://www.haynesfcu.org/membership)

- Family member (family) of a member

Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union.

Is this right for Haynes Community Credit Union? Yes No

## Work at Haynes Community Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Haynes Community Credit Union ranks against Indiana peers.

- See which AI assistants fetched Haynes Community Credit Union’s rates, and how often
- See which of your products the RateAPI API returned, and where you rank in Indiana
- Correct anything we publish about you that is wrong

[Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=haynes-community&amp;state=indiana&amp;code=IN&amp;name=Haynes%20Community%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions)

## Frequently Asked Questions

### What rates does Haynes Community Credit Union offer?

Haynes Community Credit Union currently offers Auto loan, and personal loan rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website.

### How often are Haynes Community Credit Union rates updated?

RateAPI verifies Haynes Community Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026.

### Where does RateAPI get Haynes Community Credit Union's rate data?

Rate data is collected directly from Haynes Community Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

### Who can join Haynes Community Credit Union?

Haynes Community Credit Union publishes its membership criteria on its own website. RateAPI tracks 9 published membership paths covering 2 counties for Haynes Community Credit Union, each quoted from Haynes Community Credit Union's own published membership criteria. Immediate family of an existing member also qualify.

## Related Rate Data

Compare Haynes Community Credit Union's rates against national credit-union benchmarks.

[More Indiana credit unions](https://rateapi.dev/credit-unions/indiana) [Indiana auto loan rate leaders](https://rateapi.dev/auto-loan-rates/indiana) [Indiana personal loan leaders](https://rateapi.dev/personal-loan-rates/indiana) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology)

### Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

[View Original Source](https://www.haynesfcu.org/)

### Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

[View Methodology](https://rateapi.dev/methodology)

## Track Haynes Community Credit Union rates

Get a free API key to query these rates programmatically, or get the daily email when Indiana credit union rates move.

Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails)

## Use it via API

Access this data programmatically with our REST API

terminal

```
# Get rates for Haynes Community Credit Union
curl "https://api.rateapi.dev/credit-unions/indiana /haynes-community " \
  -H "Authorization : Bearer YOUR_API_KEY"
```

[Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp)

Branch locator

## Haynes Community Credit Union locations

Search, filter, and browse all 1 NCUA-reported locations.

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---

Source: https://rateapi.dev/credit-unions/indiana/haynes-community
Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp
