Fort Financial Credit Union

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Fort Wayne, Indiana
Last verified: August 20, 2026
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Verified rate book

Current Fort Financial Credit Union rates

6 published offers verified as of August 20, 2026.

How we verify rates

Mortgage rates

4 offers
Fort Financial Credit Union mortgage rates as of August 20, 2026
ProductPublishedRateTerm / conditionStatus
30-Year Fixed30 year fixed6.875% APR6.875%Standard
15-Year Fixed15 year fixed6.250% APR6.250%Standard
10-Year Fixed10 year fixed6.250% APR6.250%Standard
20-Year Fixed20 year fixed6.500% APR6.500%Standard

HELOC rates

2 offers
Fort Financial Credit Union heloc rates as of August 20, 2026
ProductPublishedRateTerm / conditionStatus
HELOC (Variable)heloc_variable5.990% APR5.990%Standard
Home Equity Loan (Fixed)heloc_fixed6.740% APR6.740%Standard

As of August 20, 2026, Fort Financial Credit Union offers a 30-year fixed mortgage at 6.875% APR. HELOC rates from 5.99% APR.

Source: RateAPI.dev, verified from Fort Financial Credit Union's official website

Live market position · Rates as of August 21, 2026

Where Fort Financial Credit Union ranks in Indiana

How Fort Financial Credit Union's current published rate compares with other Indiana credit unions we track in the same product. State best and median come from RateAPI's verified rate book; only products with enough tracked lenders to rank are shown.

Best product positionBetter than the Indiana median15-year fixed mortgage
Gap to state best124 bp124 bp from state best
Vs. state median25 bp better than median15-year fixed mortgage
Products ranked3across tracked Indiana markets
Published rate position by product as of August 21, 2026
ProductPublished APRPositionVs. state bestVs. state median
30-year fixed mortgage6.88%Better than the Indiana median126 bp from state best13 bp better than median
HELOC5.99%Better than the Indiana median150 bp from state best76 bp better than median
15-year fixed mortgage6.25%Better than the Indiana median124 bp from state best25 bp better than median

This is the public snapshot. Claim Fort Financial Credit Union's profile to see the full product-by-product breakdown, how the gap to the state best has moved over time, and the near-misses where a small change would move you up.

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Positions compare the best published standard rate for each product; promotional teasers are excluded, auto comparisons are cars-only, and mortgage comparisons are purchase-only. Markets with fewer than five tracked lenders are not ranked.

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About Fort Financial Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
23.4K
Assets
$398.4M
Founded
1946
Locations reported
8
NCUA charter
5431
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Student scholarships
  • Credit-builder products

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join Fort Financial Credit Union

Membership eligibility from Fort Financial Credit Union's own published criteria. How we verify this.

Membership via the Financial Fitness Association

  • AssociationFinancial Fitness Association

Verified from Fort Financial Credit Union's membership page. Final membership determination is always made by the credit union.

Membership rules for Fort Financial Credit Union

Associations · Family

2 published paths to membership, last verified August 21, 2026, quoted from Fort Financial Credit Union’s own published criteria.

Associations 1

Human-reviewedquoted from the credit union’s own published criteria · last verified August 21, 2026

  • Member of Financial Fitness Association
    • Member of Financial Fitness Association

    You are a member of the Financial Fitness Association .

    source ↗

Family 1

Human-reviewedquoted from the credit union’s own published criteria · last verified August 21, 2026

  • Family member (family member) of a member
    • Family of a member family member

    You have an eligible family member who is already a member.

    source ↗

Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. How we verify membership rules. Final membership determination is always made by the credit union.

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Frequently Asked Questions

What rates does Fort Financial Credit Union offer?

Fort Financial Credit Union currently offers mortgage, and HELOC rates. The rates shown on this page were last verified August 20, 2026 directly from the credit union's official website.

How often are Fort Financial Credit Union rates updated?

RateAPI verifies Fort Financial Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 20, 2026.

Where does RateAPI get Fort Financial Credit Union's rate data?

Rate data is collected directly from Fort Financial Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Fort Financial Credit Union's mortgage rate?

As of August 20, 2026, Fort Financial Credit Union offers a 30-year fixed mortgage at 6.875% APR.

What is Fort Financial Credit Union's HELOC rate?

As of August 20, 2026, Fort Financial Credit Union offers home equity lines of credit from 5.99% APR.

Who can join Fort Financial Credit Union?

Membership via the Financial Fitness Association RateAPI tracks 2 published membership paths covering 1 association for Fort Financial Credit Union, each quoted from Fort Financial Credit Union's own published membership criteria. Immediate family of an existing member also qualify.

Related Rate Data

Compare Fort Financial Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Track Fort Financial Credit Union rates

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Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Fort Financial Credit Union
curl "https://api.rateapi.dev/credit-unions/indiana/fort-financial" \
  -H "Authorization: Bearer YOUR_API_KEY"