--- title: "First Trust Credit Union Rates - Indiana" description: "Current vehicle loan, heloc, personal loan, and savings & cd rates from First Trust Credit Union in Indiana. Updated daily with source verification. See who can join First Trust Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/indiana/first-trust" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # First Trust Credit Union Rates - Indiana ### Auto & vehicle rates 5 offers | Product | Published | Rate | Term / condition | Status | | **Used Auto Loan** auto_used | — APR | 4.490% | used | Standard | | **Auto Loan** auto | — APR | 4.490% | — | Standard | | **New Auto Loan** auto_new | — APR | 4.490% | new | Standard | | **RV/BOAT/CAMPER** rv | — APR | 6.290% | — | Standard | | **New Motorcycle Loan** motorcycle_new | — APR | 6.290% | new | Standard | First Trust Credit Union auto & vehicle rates as of November 12, 2026 ### HELOC rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Home Equity Loan** heloc | — APR | 4.490% | — | Standard | First Trust Credit Union heloc rates as of November 12, 2026 ### Personal loan rates 2 offers | Product | Published | Rate | Term / condition | Status | | **UNSECURED CLOSED END** personal_unsecured | — APR | 8.950% | — | Standard | | **OVERDRAFT PROTECTION LOC** personal | — APR | 15.900% | — | Standard | First Trust Credit Union personal loan rates as of November 12, 2026 ### Savings & CD rates 2 offers | Product | Published | Rate | Term / condition | Status | | **Savings** savings | — APY | 0.10% | — | Standard | | **Certificate** cd | — APY | 0.80% | — | Standard | First Trust Credit Union savings & cd rates as of November 12, 2026 First Trust Credit Union is a credit union in Indiana. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/indiana/first-trust) , verified from [First Trust Credit Union's official website](https://www.firsttrustcu.com/) Loading branch locator… ## About First Trust Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 15.1K Assets $192.6M Founded 1959 Locations reported 4 NCUA charter 68596 Charter type Federally insured state-chartered credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial education - Student scholarships - Credit-builder products Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Allegius** Allegius Credit Union - Michigan City Office · Michigan City · IN · 46360 Branch in the same ZIP](https://rateapi.dev/credit-unions/indiana/allegius) [**Inova** Michigan City · Michigan City · IN · 46360 About 0.6 miles away](https://rateapi.dev/credit-unions/indiana/inova) [**Members Advantage** Woodland Branch · Michigan City · IN · 46360-5672 About 0.7 miles away](https://rateapi.dev/credit-unions/indiana/members-advantage) [**Grand Heritage** Laporte Community Federal Credit Union · Michigan City · IN · 46360 About 2.3 miles away](https://rateapi.dev/credit-unions/indiana/grand-heritage) [**La Porte Community** Michigan City Office · Michigan City · IN · 46360 About 2.3 miles away](https://rateapi.dev/credit-unions/indiana/la-porte-community) [**Generations** GENERATIONS FEDERAL CREDIT UNION · LA PORTE · IN · 46350 About 9.3 miles away](https://rateapi.dev/credit-unions/indiana/generations) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join First Trust Credit Union Membership eligibility from First Trust Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on First Trust Credit Union's website. Check the membership page below to confirm whether you qualify. - Location laporte, porter, jasper, newton, pulaski, starke, white — IN - Employer Community Partners Verified from [First Trust Credit Union's membership page](https://www.firsttrustcu.com/credit-union-difference-membership/) . Final membership determination is always made by the credit union. ## Membership rules for First Trust Credit Union Geography 7 counties · Employers 7 · Family 18 published paths to membership, last verified November 8, 2026, quoted from First Trust Credit Union’s own published criteria. ### Geography 5 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified November 8, 2026 - Jasper County, IN - Laporte County, IN - Newton County, IN - Porter County, IN - Pulaski County, IN “You live or work in Indiana’s La Porte, Porter, Jasper, Newton, or Pulaski Counties” > [source ↗](https://www.firsttrustcu.com/credit-union-difference-membership/) ### Employers 7 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified November 8, 2026 - Employee of Community Partners - Lives in county:IN:laporte “You work for one of our Community Partners in the above counties as well as Starke and White Counties” > [source ↗](https://www.firsttrustcu.com/credit-union-difference-membership/) - Employee of Community Partners and Lives in Laporte County, IN - Employee of Community Partners - Lives in county:IN:porter “You work for one of our Community Partners in the above counties as well as Starke and White Counties” > [source ↗](https://www.firsttrustcu.com/credit-union-difference-membership/) - Employee of Community Partners and Lives in Porter County, IN - Employee of Community Partners - Lives in county:IN:jasper “You work for one of our Community Partners in the above counties as well as Starke and White Counties” > [source ↗](https://www.firsttrustcu.com/credit-union-difference-membership/) - Employee of Community Partners and Lives in Jasper County, IN - Employee of Community Partners - Lives in county:IN:newton “You work for one of our Community Partners in the above counties as well as Starke and White Counties” > [source ↗](https://www.firsttrustcu.com/credit-union-difference-membership/) - Employee of Community Partners and Lives in Newton County, IN - Employee of Community Partners - Lives in county:IN:pulaski “You work for one of our Community Partners in the above counties as well as Starke and White Counties” > [source ↗](https://www.firsttrustcu.com/credit-union-difference-membership/) - Employee of Community Partners and Lives in Pulaski County, IN - Employee of Community Partners - Lives in county:IN:starke “You work for one of our Community Partners in the above counties as well as Starke and White Counties” > [source ↗](https://www.firsttrustcu.com/credit-union-difference-membership/) - Employee of Community Partners and Lives in Starke County, IN - Employee of Community Partners - Lives in county:IN:white “You work for one of our Community Partners in the above counties as well as Starke and White Counties” > [source ↗](https://www.firsttrustcu.com/credit-union-difference-membership/) - Employee of Community Partners and Lives in White County, IN ### Family 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified November 8, 2026 - Family of a member parent, child, Spouse, sibling, Grandparent, grandchild, Stepparents, Stepchildren, Stepsiblings, Adoptive Relationships “If you have family that are members of the credit union. Family is defined as: Parents Children Spouse Siblings Grandparent Grandchildren Stepparents Stepchildren Stepsiblings Adoptive Relationships” > [source ↗](https://www.firsttrustcu.com/credit-union-difference-membership/) - Family member (parent, child, Spouse, sibling, Grandparent, grandchild, Stepparents, Stepchildren, Stepsiblings, Adoptive Relationships) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for First Trust Credit Union? Yes No ## Work at First Trust Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where First Trust Credit Union ranks against Indiana peers. - See which AI assistants fetched First Trust Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Indiana - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=first-trust&state=indiana&code=IN&name=First%20Trust%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does First Trust Credit Union offer? First Trust Credit Union currently offers vehicle loan, HELOC, and personal loan rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are First Trust Credit Union rates updated? RateAPI verifies First Trust Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get First Trust Credit Union's rate data? Rate data is collected directly from First Trust Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join First Trust Credit Union? First Trust Credit Union publishes its membership criteria on its own website. RateAPI tracks 18 published membership paths covering 7 counties and 7 employers for First Trust Credit Union, each quoted from First Trust Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare First Trust Credit Union's rates against national credit-union benchmarks. [More Indiana credit unions](https://rateapi.dev/credit-unions/indiana) [Indiana auto loan rate leaders](https://rateapi.dev/auto-loan-rates/indiana) [Indiana HELOC rate leaders](https://rateapi.dev/heloc-rates/indiana) [Indiana personal loan leaders](https://rateapi.dev/personal-loan-rates/indiana) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.firsttrustcu.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track First Trust Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Indiana credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for First Trust Credit Union curl "https://api.rateapi.dev/credit-unions/indiana /first-trust " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## First Trust Credit Union locations Search, filter, and browse all 4 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/indiana/first-trust Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp