--- title: "Business and Industrial Credit Union Rates (Nov 2026): CDs to 2.22%" description: "Business and Industrial Credit Union rates today: savings & CDs up to 2.22% APY. Every rate verified daily from the official website — no pay-to-rank. See who can join Business and Industrial Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/indiana/business-and-industrial" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Business and Industrial Credit Union Rates (Nov 2026): CDs to 2.22% ### Personal loan rates 3 offers | Product | Published | Rate | Term / condition | Status | | **12-Month Signature Loan** personal_unsecured_12mo | — APR | 12.000% | 12 mo | Standard | | **15-Month Signature Loan** personal_unsecured_15mo | — APR | 15.000% | 15 mo | Standard | | **36-Month Signature Loan** personal_unsecured_36mo | — APR | 16.000% | 36 mo | Standard | Business and Industrial Credit Union personal loan rates as of November 9, 2026 ### Savings & CD rates 12 offers | Product | Published | Rate | Term / condition | Status | | **3-Month Certificate** cd_3mo | — APY | 0.05% | 3 mo | Standard | | **6-Month Certificate** cd_6mo | — APY | 1.15% | 6 mo | Standard | | **12-Month Certificate** cd_12mo | — APY | 1.80% | 12 mo | Standard | | **18-Month Certificate** cd_18mo | — APY | 1.90% | 18 mo | Standard | | **24-Month Certificate** cd_24mo | — APY | 2.00% | 24 mo | Standard | | **Withdrawals (24 Months)** cd_24mo | 2.02% APY | 2.00% | 24 mo | Standard | | **30-Month Certificate** cd_30mo | — APY | 2.05% | 30 mo | Standard | | **36-Month Certificate** cd_36mo | — APY | 2.10% | 36 mo | Standard | | **Withdrawals (36 Months)** cd_36mo | 2.12% APY | 2.10% | 36 mo | Standard | | **48-Month Certificate** cd_48mo | — APY | 2.15% | 48 mo | Standard | | **60-Month Certificate** cd_60mo | — APY | 2.20% | 60 mo | Standard | | **Withdrawals (60 Months)** cd_60mo | 2.22% APY | 2.20% | 60 mo | Standard | Business and Industrial Credit Union savings & cd rates as of November 9, 2026 Savings and certificate yields up to 2.22% APY. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/indiana/business-and-industrial) , verified from [Business and Industrial Credit Union's official website](https://www.busindcu.com/) Loading branch locator… ## About Business and Industrial Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 3.8K Assets $45.7M Founded 1960 Locations reported 2 NCUA charter 13940 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Centra** Tupelo Corporate Headquarters · Columbus · IN · 47201-7293 About 3.8 miles away](https://rateapi.dev/credit-unions/indiana/centra) [**Bar-Cons** Columbus Office · Columbus · IN · 47201 About 7.5 miles away](https://rateapi.dev/credit-unions/indiana/bar-cons) [**Indiana Members** Franklin Branch · Franklin · IN · 46131-2177 About 23.2 miles away](https://rateapi.dev/credit-unions/indiana/indiana-members) [**Crane** Crane Credit Union - Franklin Br · Franklin · IN · 46131 About 24.5 miles away](https://rateapi.dev/credit-unions/indiana/crane) [**Indiana University** Ellettsville Branch · Bloomington · IN · 47404 About 25.9 miles away](https://rateapi.dev/credit-unions/indiana/indiana-university) [**Honda** Greensburg Office · Greensburg · IN · 47240-9341 About 29.3 miles away](https://rateapi.dev/credit-unions/california/honda) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Business and Industrial Credit Union Membership eligibility from Business and Industrial Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Business and Industrial Credit Union's website. Check the membership page below to confirm whether you qualify. - Location bartholomew, jefferson, jennings — IN Verified from [Business and Industrial Credit Union's membership page](https://www.busindcu.com/membership/) . Final membership determination is always made by the credit union. ## Membership rules for Business and Industrial Credit Union Geography 3 counties · Family 3 20 published paths to membership, last verified August 27, 2026, quoted from Business and Industrial Credit Union’s own published criteria. Source-page proposal coverage: 4 of 8 extracted claims verified; 0 withheld. Only verified rules are shown here. This measures claims found on the reviewed source page, not every possible real-world membership path. ### Geography 3 Auto-verified against the source page from the credit union’s published criteria and NCUA charter records · last verified August 27, 2026 - Bartholomew County, IN - Jefferson County, IN - Jennings County, IN “NCUA call report 2026-03-31: TOM_CODE=00 (community charter); branch footprint: Bartholomew County, IN; Jefferson County, IN” > [source ↗](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) ### Family 3 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Family of a member spouse “Spouses of persons who died, while within the field of membership of this credit union” > [source ↗](https://www.busindcu.com/membership/) - Family member (spouse) of a member - Family of a member immediate family, household member “Members of the immediate family or household” > [source ↗](https://www.busindcu.com/membership/) - Family member (immediate family, household member) of a member - Family Of Deceased surviving spouse “Spouses of persons who died, while within the field of membership of this credit union” > [source ↗](https://www.busindcu.com/membership/) - Family member (surviving spouse) of a deceased eligible person Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Business and Industrial Credit Union? Yes No ## Work at Business and Industrial Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Business and Industrial Credit Union ranks against Indiana peers. - See which AI assistants fetched Business and Industrial Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Indiana - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=business-and-industrial&state=indiana&code=IN&name=Business%20and%20Industrial%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Business and Industrial Credit Union offer? Business and Industrial Credit Union currently offers personal loan rates. The rates shown on this page were last verified November 9, 2026 directly from the credit union's official website. ### How often are Business and Industrial Credit Union rates updated? RateAPI verifies Business and Industrial Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 9, 2026. ### Where does RateAPI get Business and Industrial Credit Union's rate data? Rate data is collected directly from Business and Industrial Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What is Business and Industrial Credit Union's best CD rate? As of November 9, 2026, Business and Industrial Credit Union offers savings and certificate (CD) yields up to 2.22% APY. ### Who can join Business and Industrial Credit Union? Business and Industrial Credit Union publishes its membership criteria on its own website. RateAPI tracks 20 published membership paths covering 3 counties for Business and Industrial Credit Union, each quoted from Business and Industrial Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Business and Industrial Credit Union's rates against national credit-union benchmarks. [More Indiana credit unions](https://rateapi.dev/credit-unions/indiana) [Indiana personal loan leaders](https://rateapi.dev/personal-loan-rates/indiana) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.busindcu.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Business and Industrial Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Indiana credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Business and Industrial Credit Union curl "https://api.rateapi.dev/credit-unions/indiana /business-and-industrial " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Business and Industrial Credit Union locations Search, filter, and browse all 2 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/indiana/business-and-industrial Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp