--- title: "Streator Onized Credit Union Rates - Illinois" description: "Current vehicle loan, personal loan, credit card, and savings & cd rates from Streator Onized Credit Union in Illinois. Updated daily with source verification. See who can join Streator Onized Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/illinois/streator-onized" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Streator Onized Credit Union Rates - Illinois ### Auto & vehicle rates 19 offers | Product | Published | Rate | Term / condition | Status | | **Auto Loan** auto | — APR | 3.990% | — | Standard | | **Vehicle Rates* (1-48 Months)** auto_any_48mo | — APR | 3.990% | 48 mo | Standard | | **48-Month Auto Loan (2024 and Newer)** auto_any_48mo | — APR | 3.990% | 48 mo | Standard | | **APR on New Vehicles** auto_new | — APR | 3.990% | new | Standard | | **Vehicle Rates* (49-60 Months)** auto_any_60mo | — APR | 4.990% | 60 mo | Standard | | **60-Month Auto Loan (2024 and Newer)** auto_any_60mo | — APR | 4.990% | 60 mo | Standard | | **Vehicle Rates* (1-60 Months)** auto_any_60mo | — APR | 5.240% | 60 mo | Standard | | **72-Month Auto Loan (2024 and Newer)** auto_any_72mo | — APR | 5.490% | 72 mo | Standard | | **Vehicle Rates* (61-72 Months)** auto_any_72mo | — APR | 5.490% | 72 mo | Standard | | **Vehicle Rates* (1-36 Months)** auto_any_36mo | — APR | 6.740% | 36 mo | Standard | | **Vehicle Rates* (73-84 Months)** auto_any_84mo | — APR | 6.890% | 84 mo | Standard | | **84-Month Auto Loan (2025 and Newer)** auto_any_84mo | — APR | 6.890% | 84 mo | Standard | | **Vehicle Rates* (37-48 Months)** auto_any_48mo | — APR | 7.240% | 48 mo | Standard | | **Vehicle Rates* (49-66 Months)** auto_any_66mo | — APR | 7.990% | 66 mo | Standard | | **Motorcycle & RV Loan** motorcycle_any_60mo | — APR | 8.290% | 60 mo | Standard | | **84-Month Auto Loan (2024 and Newer)** auto_any_84mo | — APR | 8.890% | 84 mo | Standard | | **84-Month Used Auto Loan (2023 and Older)** auto_used_84mo | — APR | 9.890% | 84 mo · used | Standard | | **120-Month Auto Loan (2024 and Newer)** auto_any_120mo | — APR | 10.290% | 120 mo | Standard | | **120-Month Used Auto Loan (2023 and Older)** auto_used_120mo | — APR | 11.290% | 120 mo · used | Standard | Streator Onized Credit Union auto & vehicle rates as of November 12, 2026 ### Personal loan rates 14 offers | Product | Published | Rate | Term / condition | Status | | **Full Share Pledge** personal_unsecured_60mo | — APR | 5.990% | 60 mo | Standard | | **Full Share Pledge** personal_unsecured_120mo | — APR | 6.990% | 120 mo | Standard | | **APR on Personal Loan** personal_unsecured | — APR | 10.490% | — | Standard | | **Up to 24-Month Unsecured Personal Loan** personal_unsecured_24mo | — APR | 10.490% | 24 mo | Standard | | **Personal Loans * (25-36 months)** personal_unsecured_36mo | — APR | 12.490% | 36 mo | Standard | | **Checking Line of Credit⁵** ploc_variable | — APR | 12.900% | — | Standard | | **Personal Loans * (37-60 months)** personal_unsecured_60mo | — APR | 13.490% | 60 mo | Standard | | **Up to 24-Month Unsecured Personal Loan** personal_unsecured_24mo | — APR | 13.490% | 24 mo | Standard | | **Up to 60-Month Unsecured Personal Loan** personal_unsecured_60mo | — APR | 13.490% | 60 mo | Standard | | **Up to 60-Month Unsecured Personal Loan** personal_unsecured_60mo | — APR | 14.490% | 60 mo | Standard | | **Personal Loans * (25-60 months)** personal_unsecured_60mo | — APR | 14.990% | 60 mo | Standard | | **Up to 12-Month Unsecured Personal Loan** personal_unsecured_12mo | — APR | 14.990% | 12 mo | Standard | | **Up to 60-Month Unsecured Personal Loan** personal_unsecured_60mo | — APR | 15.490% | 60 mo | Standard | | **Personal Loans * (61-72 months)** personal_unsecured_72mo | — APR | 16.190% | 72 mo | Standard | Streator Onized Credit Union personal loan rates as of November 12, 2026 ### Credit card rates 1 offer | Product | Published | Rate | Term / condition | Status | | **APR on Credit Card** credit_card | — APR | 11.900% | — | Standard | Streator Onized Credit Union credit card rates as of November 12, 2026 ### Savings & CD rates 7 offers | Product | Published | Rate | Term / condition | Status | | **$1.00 To $999.99** savings | — APY | 0.25% | — | Standard | | **$1,000.00 To $9,999.99** savings | — APY | 0.25% | — | Standard | | **$10,000.00 & Over** savings | — APY | 0.25% | — | Standard | | **Youth Savers** savings | — APY | 0.35% | — | Eligibility restricted | | **IRA** ira | — APY | 0.35% | — | Standard | | **As High As** savings | — APY | 4.25% | — | Standard | | **APY on Certificate** cd | — APY | 4.25% | — | Standard | Streator Onized Credit Union savings & cd rates as of November 12, 2026 ### Other rates 1 offer | Product | Published | Rate | Term / condition | Status | | **<12 month/One time pay** other | — % | 14.990% | — | Standard | Streator Onized Credit Union other rates as of November 12, 2026 Streator Onized Credit Union is a credit union in Illinois. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/illinois/streator-onized) , verified from [Streator Onized Credit Union's official website](https://socu.org/) Loading branch locator… ## About Streator Onized Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 38.1K Assets $423.1M Founded 1940 Locations reported 7 NCUA charter 68226 Charter type Federally insured state-chartered credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial education - Student scholarships Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Streator Community** Streator Community Credit Union · Streator · IL · 61364-2229 About 0.9 miles away](https://rateapi.dev/credit-unions/illinois/streator-community) [**Financial Plus** Branch 1 Ottawa · Ottawa · IL · 61350 About 15.2 miles away](https://rateapi.dev/credit-unions/illinois/financial-plus) [**Illinois State** Ottawa Branch · Ottawa · IL · 61350 About 15.7 miles away](https://rateapi.dev/credit-unions/illinois/illinois-state) [**Ottawa Hiway** Ottawa Hiway Credit Union · Ottawa · IL · 61350 About 15.8 miles away](https://rateapi.dev/credit-unions/illinois/ottawa-hiway) [**Anco Community** ANCO Community Credit Union · La Salle · IL · 61301-2312 About 19.1 miles away](https://rateapi.dev/credit-unions/illinois/anco-community) [**Illinois Valley** Illinois Valley Credit Union · Peru · IL · 61354 About 20.3 miles away](https://rateapi.dev/credit-unions/illinois/illinois-valley) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Streator Onized Credit Union Membership eligibility from Streator Onized Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Streator Onized Credit Union's website. Check the membership page below to confirm whether you qualify. - Location lasalle, livingston, marshall, grundy, putnam, woodford, mclean, bureau, stark, peoria, tazewell, ford, iroquois, kankakee, will, kendall — IL Verified from [Streator Onized Credit Union's membership page](https://socu.org/about/join-socu) . Final membership determination is always made by the credit union. ## Membership rules for Streator Onized Credit Union Geography 16 counties · Family 33 published paths to membership, last verified August 27, 2026, quoted from Streator Onized Credit Union’s own published criteria. ### Geography 16 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Bureau County, IL - Ford County, IL - Grundy County, IL - Iroquois County, IL - Kankakee County, IL - Kendall County, IL - Lasalle County, IL - Livingston County, IL - Marshall County, IL - Mclean County, IL - Peoria County, IL - Putnam County, IL - Stark County, IL - Tazewell County, IL - Will County, IL - Woodford County, IL “Membership is open to anyone residing or working in LaSalle, Livingston, Marshall, Grundy, Putnam, Woodford, McLean, Bureau, Stark, Peoria, Tazewell, Ford, Iroquois, Kankakee, Will, and Kendall Counties (including all relatives).” > [source ↗](https://socu.org/about/join-socu) ### Family 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Family of a member relative “(including all relatives)” > [source ↗](https://socu.org/about/join-socu) - Family member (relative) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Streator Onized Credit Union? Yes No ## Work at Streator Onized Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Streator Onized Credit Union ranks against Illinois peers. - See which AI assistants fetched Streator Onized Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Illinois - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=streator-onized&state=illinois&code=IL&name=Streator%20Onized%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Streator Onized Credit Union offer? Streator Onized Credit Union currently offers vehicle loan, personal loan, and credit card rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Streator Onized Credit Union rates updated? RateAPI verifies Streator Onized Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Streator Onized Credit Union's rate data? Rate data is collected directly from Streator Onized Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Streator Onized Credit Union? Streator Onized Credit Union publishes its membership criteria on its own website. RateAPI tracks 33 published membership paths covering 16 counties for Streator Onized Credit Union, each quoted from Streator Onized Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Streator Onized Credit Union's rates against national credit-union benchmarks. [More Illinois credit unions](https://rateapi.dev/credit-unions/illinois) [Illinois auto loan rate leaders](https://rateapi.dev/auto-loan-rates/illinois) [Illinois personal loan leaders](https://rateapi.dev/personal-loan-rates/illinois) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://socu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Streator Onized Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Illinois credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Streator Onized Credit Union curl "https://api.rateapi.dev/credit-unions/illinois /streator-onized " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Streator Onized Credit Union locations Search, filter, and browse all 7 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/illinois/streator-onized Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp