--- title: "State Farm Credit Union Rates - Illinois" description: "Current auto loan, personal loan, and savings & cd rates from State Farm Credit Union in Illinois. Updated daily with source verification. See who can join State Farm Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/illinois/state-farm" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # State Farm Credit Union Rates - Illinois ### Auto & vehicle rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Auto / Truck Loan** auto | — APR | 4.490% | — | Standard | State Farm Credit Union auto & vehicle rates as of November 13, 2026 ### Personal loan rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Share-Secured Loan** personal_secured | — APR | 4.200% | — | Standard | State Farm Credit Union personal loan rates as of November 13, 2026 ### Savings & CD rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Savings** share_savings | — APY | 4.00% | — | Standard | State Farm Credit Union savings & cd rates as of November 13, 2026 State Farm Credit Union is a credit union in Illinois. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/illinois/state-farm) , verified from [State Farm Credit Union's official website](https://www.statefarmfcu.com/) Loading branch locator… ## About State Farm Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 113.4K Assets $5.6B Founded 1936 Locations reported 1 NCUA charter 1273 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Bilingual services Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Bloomington Municipal** Bloomington Municipal Credit Union · Bloomington · IL · 61701-5227 Nearby ZIP area](https://rateapi.dev/credit-unions/illinois/bloomington-municipal) [**Bloomington Postal Employees** BLOOMINGTON POSTAL EMPLOYEES CREDIT UNION · BLOOMINGTON · IL · 61701 Nearby ZIP area](https://rateapi.dev/credit-unions/illinois/bloomington-postal-employees) [**Citizens Equity First** Bloomington Empire Member Center · Bloomington · IL · 61704-8253 Nearby ZIP area](https://rateapi.dev/credit-unions/illinois/citizens-equity-first) [**IAA** IAA Credit Union Main Branch · Bloomington · IL · 61701-2214 Nearby ZIP area](https://rateapi.dev/credit-unions/illinois/iaa) [**Illinois State** Illinois State Credit Union · Normal · IL · 61761-3458 Nearby ZIP area](https://rateapi.dev/credit-unions/illinois/illinois-state) [**Land of Lincoln** Bloomington/Normal · Normal · IL · 61761 Nearby ZIP area](https://rateapi.dev/credit-unions/illinois/land-of-lincoln) Distance data is unavailable for this ZIP. Exact ZIP matches appear first; remaining results share the first three ZIP digits. ## Who Can Join State Farm Credit Union Membership eligibility from State Farm Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on State Farm Credit Union's website. Check the membership page below to confirm whether you qualify. - Employer State Farm Verified from [State Farm Credit Union's membership page](https://www.statefarmfcu.com/savings/open-a-share-account/frequently-asked-question-join-sffcu/) . Final membership determination is always made by the credit union. ## Membership rules for State Farm Credit Union Employers 2 · Family 2 4 published paths to membership, last verified August 27, 2026, quoted from State Farm Credit Union’s own published criteria. ### Employers 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Employee of State Farm “Membership is open to all U.S. State Farm employees, agents, retirees, and certain members of their immediate families.” > [source ↗](https://www.statefarmfcu.com/about-us/become-a-member/) - Employee of State Farm - Retired employee of State Farm “Membership is open to all U.S. State Farm employees, agents, retirees, and certain members of their immediate families.” > [source ↗](https://www.statefarmfcu.com/about-us/become-a-member/) - Retiree of State Farm ### Family 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Family of a member immediate family “Membership is open to all U.S. State Farm employees, agents, retirees, and certain members of their immediate families.” > [source ↗](https://www.statefarmfcu.com/about-us/become-a-member/) - Family member (immediate family) of a member - Family of someone eligible immediate family “Membership in the State Farm Federal Credit Union is open to all U.S. State Farm employees, agents, retirees, and certain members of their immediate family.” > [source ↗](https://www.statefarmfcu.com/savings/open-a-share-account/frequently-asked-question-join-sffcu/) - Family member (immediate family) of an eligible person Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for State Farm Credit Union? Yes No ## Work at State Farm Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where State Farm Credit Union ranks against Illinois peers. - See which AI assistants fetched State Farm Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Illinois - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=state-farm&state=illinois&code=IL&name=State%20Farm%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does State Farm Credit Union offer? State Farm Credit Union currently offers Auto loan, and personal loan rates. The rates shown on this page were last verified November 13, 2026 directly from the credit union's official website. ### How often are State Farm Credit Union rates updated? RateAPI verifies State Farm Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026. ### Where does RateAPI get State Farm Credit Union's rate data? Rate data is collected directly from State Farm Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join State Farm Credit Union? State Farm Credit Union publishes its membership criteria on its own website. RateAPI tracks 4 published membership paths covering 2 employers for State Farm Credit Union, each quoted from State Farm Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare State Farm Credit Union's rates against national credit-union benchmarks. [More Illinois credit unions](https://rateapi.dev/credit-unions/illinois) [Illinois auto loan rate leaders](https://rateapi.dev/auto-loan-rates/illinois) [Illinois personal loan leaders](https://rateapi.dev/personal-loan-rates/illinois) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.statefarmfcu.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track State Farm Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Illinois credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for State Farm Credit Union curl "https://api.rateapi.dev/credit-unions/illinois /state-farm " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## State Farm Credit Union locations Search, filter, and browse all 1 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/illinois/state-farm Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp