--- title: "Quincy Postal Employees Credit Union Rates (Nov 2026): CDs to 3.85%" description: "Quincy Postal Employees Credit Union rates today: savings & CDs up to 3.85% APY. Every rate verified daily from the official website — no pay-to-rank. See who can join Quincy Postal Employees Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/illinois/quincy-postal-employees" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Quincy Postal Employees Credit Union Rates (Nov 2026): CDs to 3.85% ### Mortgage rates 10 offers | Product | Published | Rate | Term / condition | Status | | **30-Year Fixed** 30 year fixed | — APR | 7.000% | — | Standard | | **15-Year Fixed** 15 year fixed | — APR | 6.875% | — | Standard | | **Jumbo 5/1 ARM** 5 1 arm | — APR | 5.875% | — | Standard | | **5/1 ARM** 5 1 arm | — APR | 5.875% | — | Standard | | **7/1 ARM** 7 1 arm | — APR | 6.125% | — | Standard | | **Jumbo 7/1 ARM** 7 1 arm | — APR | 6.125% | — | Standard | | **Jumbo 10/1 ARM** 10 1 arm | — APR | 6.375% | — | Standard | | **10/1 ARM** 10 1 arm | — APR | 6.375% | — | Standard | | **10-Year Fixed** 10 year fixed | — APR | 6.750% | — | Standard | | **20-Year Fixed** 20 year fixed | — APR | 7.000% | — | Standard | Quincy Postal Employees Credit Union mortgage rates as of November 12, 2026 ### Auto & vehicle rates 8 offers | Product | Published | Rate | Term / condition | Status | | **Up to 36-Month New Auto Loan** auto_new_36mo | — APR | 4.490% | 36 mo · new | Standard | | **Up to 36-Month Used Auto Loan** auto_used_36mo | — APR | 4.490% | 36 mo · used | Standard | | **Used Auto Loans (37 - 48 months)** auto_used_48mo | — APR | 5.000% | 48 mo · used | Standard | | **New Auto Loans (37 - 48 months)** auto_new_48mo | — APR | 5.000% | 48 mo · new | Standard | | **Used Auto Loans (49 - 72 months)** auto_used_72mo | — APR | 5.250% | 72 mo · used | Standard | | **New Auto Loans (49 - 72 months)** auto_new_72mo | — APR | 5.250% | 72 mo · new | Standard | | **New Auto Loans (73 - 84 months)** auto_new_84mo | — APR | 5.500% | 84 mo · new | Standard | | **Up to 120-Month RV Loan** rv_any_120mo | — APR | 7.740% | 120 mo | Standard | Quincy Postal Employees Credit Union auto & vehicle rates as of November 12, 2026 ### HELOC rates 2 offers | Product | Published | Rate | Term / condition | Status | | **HELOC (Variable)** heloc_variable | — APR | 6.500% | — | Standard | | **Home Equity Loan (Fixed)** heloc_fixed | — APR | 8.375% | — | Standard | Quincy Postal Employees Credit Union heloc rates as of November 12, 2026 ### Personal loan rates 2 offers | Product | Published | Rate | Term / condition | Status | | **48-Month Unsecured Personal Loan** personal_unsecured_48mo | — APR | 12.650% | 48 mo | Standard | | **Overdraft Protection (Reserve Credit)** personal | — APR | 12.900% | — | Standard | Quincy Postal Employees Credit Union personal loan rates as of November 12, 2026 ### Credit card rates 2 offers | Product | Published | Rate | Term / condition | Status | | **VISA Traditional Credit Card (Variable Rate)** credit_card | — APR | 8.990% | — | Standard | | **VISA Signature Credit Card (Variable Rate)** credit_card_platinum | — APR | 18.000% | — | Standard | Quincy Postal Employees Credit Union credit card rates as of November 12, 2026 ### Savings & CD rates 21 offers | Product | Published | Rate | Term / condition | Status | | **72-Month Certificate** cd_72mo | — APY | 2.71% | 72 mo | Standard | | **72-Month Certificate** cd_72mo | 2.75% APY | 2.71% | 72 mo | Standard | | **72-Month Certificate** cd_72mo | — APY | 2.75% | 72 mo | Standard | | **36-Month Certificate** cd_36mo | — APY | 2.96% | 36 mo | Standard | | **60-Month Certificate** cd_60mo | — APY | 2.96% | 60 mo | Standard | | **48-Month Certificate** cd_48mo | — APY | 2.96% | 48 mo | Standard | | **24-Month Certificate** cd_24mo | — APY | 2.96% | 24 mo | Standard | | **60-Month Certificate** cd_60mo | 3.00% APY | 2.96% | 60 mo | Standard | | **60-Month Certificate** cd_60mo | — APY | 3.00% | 60 mo | Standard | | **24-Month Certificate** cd_24mo | 3.00% APY | 2.96% | 24 mo | Standard | | **48-Month Certificate** cd_48mo | 3.00% APY | 2.96% | 48 mo | Standard | | **48-Month Certificate** cd_48mo | — APY | 3.00% | 48 mo | Standard | | **36-Month Certificate** cd_36mo | — APY | 3.00% | 36 mo | Standard | | **24-Month Certificate** cd_24mo | — APY | 3.00% | 24 mo | Standard | | **36-Month Certificate** cd_36mo | 3.00% APY | 2.96% | 36 mo | Standard | | **12-Month Certificate** cd_12mo | — APY | 3.20% | 12 mo | Standard | | **12-Month Certificate** cd_12mo | — APY | 3.25% | 12 mo | Standard | | **12-Month Certificate** cd_12mo | 3.25% APY | 3.20% | 12 mo | Standard | | **6-Month Certificate** cd_6mo | — APY | 3.78% | 6 mo | Standard | | **6-Month Certificate** cd_6mo | 3.85% APY | 3.78% | 6 mo | Standard | | **6-Month Certificate** cd_6mo | — APY | 3.85% | 6 mo | Standard | Quincy Postal Employees Credit Union savings & cd rates as of November 12, 2026 Savings and certificate yields up to 3.85% APY. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/illinois/quincy-postal-employees) , verified from [Quincy Postal Employees Credit Union's official website](https://www.qcu.org/) Loading branch locator… ## About Quincy Postal Employees Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 307 Assets $2.2M Founded 1930 Locations reported 1 NCUA charter 63378 Charter type Federally insured state-chartered credit union Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Western Illinois School Employees** WESTERN IL SCHOOL EMPLOYEES CREDIT UNION · QUINCY · IL · 62301 About 0.2 miles away](https://rateapi.dev/credit-unions/illinois/western-illinois-school-employees) [**Members "first" Community** 329 North 24th St · Quincy · IL · 62301 About 0.6 miles away](https://rateapi.dev/credit-unions/illinois/members-first-community) [**United Community** United Community Credit Union · Quincy · IL · 62301 About 0.6 miles away](https://rateapi.dev/credit-unions/illinois/united-community) [**City & County** Hannibal · Hannibal · MO · 63401 About 17.2 miles away](https://rateapi.dev/credit-unions/minnesota/city-county) [**Community First** Main Office · Hannibal · MO · 63401 About 17.2 miles away](https://rateapi.dev/credit-unions/missouri/community-first) [**Aim** Keokuk · Keokuk · IA · 52632 About 31.9 miles away](https://rateapi.dev/credit-unions/iowa/aim) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Quincy Postal Employees Credit Union Membership eligibility from Quincy Postal Employees Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Quincy Postal Employees Credit Union's website. Check the membership page below to confirm whether you qualify. - Location norfolk, plymouth — MA Verified from [Quincy Postal Employees Credit Union's membership page](https://www.qcu.org/about-qcu/join-us/) . Final membership determination is always made by the credit union. ## Membership rules for Quincy Postal Employees Credit Union Geography 2 counties · Family 3 published paths to membership, last verified August 21, 2026, quoted from Quincy Postal Employees Credit Union’s own published criteria. ### Geography 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Norfolk County, MA - Plymouth County, MA “Areas We Serve Norfolk County and Plymouth County” > [source ↗](https://www.qcu.org/about-qcu/join-us/) ### Family 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Family of a member family member “If you live, work, have a family member, or know someone who is already a member in the counties we serve, you’re welcome here.” > [source ↗](https://www.qcu.org/about-qcu/join-us/) - Family member (family member) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Quincy Postal Employees Credit Union? Yes No ## Work at Quincy Postal Employees Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Quincy Postal Employees Credit Union ranks against Illinois peers. - See which AI assistants fetched Quincy Postal Employees Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Illinois - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=quincy-postal-employees&state=illinois&code=IL&name=Quincy%20Postal%20Employees%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Quincy Postal Employees Credit Union offer? Quincy Postal Employees Credit Union currently offers mortgage, vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Quincy Postal Employees Credit Union rates updated? RateAPI verifies Quincy Postal Employees Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Quincy Postal Employees Credit Union's rate data? Rate data is collected directly from Quincy Postal Employees Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What is Quincy Postal Employees Credit Union's best CD rate? As of November 12, 2026, Quincy Postal Employees Credit Union offers savings and certificate (CD) yields up to 3.85% APY. ### Who can join Quincy Postal Employees Credit Union? Quincy Postal Employees Credit Union publishes its membership criteria on its own website. RateAPI tracks 3 published membership paths covering 2 counties for Quincy Postal Employees Credit Union, each quoted from Quincy Postal Employees Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Quincy Postal Employees Credit Union's rates against national credit-union benchmarks. [More Illinois credit unions](https://rateapi.dev/credit-unions/illinois) [Illinois mortgage rate leaders](https://rateapi.dev/mortgage-rates/illinois) [Illinois auto loan rate leaders](https://rateapi.dev/auto-loan-rates/illinois) [Illinois HELOC rate leaders](https://rateapi.dev/heloc-rates/illinois) [Illinois personal loan leaders](https://rateapi.dev/personal-loan-rates/illinois) [Mortgage rate benchmark](https://rateapi.dev/mortgage-rate-benchmark) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.qcu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Quincy Postal Employees Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Illinois credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Quincy Postal Employees Credit Union curl "https://api.rateapi.dev/credit-unions/illinois /quincy-postal-employees " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Quincy Postal Employees Credit Union locations Search, filter, and browse all 1 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/illinois/quincy-postal-employees Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp