--- title: "Members "first" Community Credit Union Rates: Vehicle 5.89%" description: "Members "first" Community Credit Union rates today: vehicle loans from 5.89% APR. Every rate verified daily from the official website — no pay-to-rank. See who can join Members "first" Community Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/illinois/members-first-community" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Members "first" Community Credit Union Rates: Vehicle 5.89% ### Mortgage rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Fixed Mortgage** other | — APR | 5.890% | — | Standard | Members "first" Community Credit Union mortgage rates as of November 12, 2026 ### Auto & vehicle rates 2 offers | Product | Published | Rate | Term / condition | Status | | **Vehicle loans - new or used** auto_any | — APR | 4.990% | any | Standard | | **Recreational loans (Campers, Boats, Motorcycles, etc.)** powersports_any_60mo | 5.890% APR | 5.990% | 60 mo | Standard | Members "first" Community Credit Union auto & vehicle rates as of November 12, 2026 ### HELOC rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Home Equity Loan (Fixed)** heloc_fixed | — APR | 7.090% | — | Standard | Members "first" Community Credit Union heloc rates as of November 12, 2026 ### Personal loan rates 2 offers | Product | Published | Rate | Term / condition | Status | | **Shared Secured loan** personal_secured | — APR | 6.000% | — | Standard | | **Unsecured Personal Loan** personal_unsecured | — APR | 9.990% | — | Standard | Members "first" Community Credit Union personal loan rates as of November 12, 2026 ### Credit card rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Visa Platinum Reward Credit Card** credit_card_platinum | — APR | 8.990% | — | Standard | Members "first" Community Credit Union credit card rates as of November 12, 2026 Vehicle loans available from 5.89% APR for 60 months. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/illinois/members-first-community) , verified from [Members "first" Community Credit Union's official website](https://www.membersfirstccu.com/) Loading branch locator… ## About Members "first" Community Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 7.5K Assets $111.3M Founded 1954 Locations reported 1 NCUA charter 63368 Charter type Federally insured state-chartered credit union ### Services and member support - Online membership application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial education - Student scholarships Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Western Illinois School Employees** WESTERN IL SCHOOL EMPLOYEES CREDIT UNION · QUINCY · IL · 62301 About 0.2 miles away](https://rateapi.dev/credit-unions/illinois/western-illinois-school-employees) [**United Community** United Community Credit Union · Quincy · IL · 62301 About 0.6 miles away](https://rateapi.dev/credit-unions/illinois/united-community) [**Quincy Postal Employees** main office · quincy · IL · 62301-9997 About 1.8 miles away](https://rateapi.dev/credit-unions/illinois/quincy-postal-employees) [**City & County** Hannibal · Hannibal · MO · 63401 About 17.2 miles away](https://rateapi.dev/credit-unions/minnesota/city-county) [**Community First** Main Office · Hannibal · MO · 63401 About 17.2 miles away](https://rateapi.dev/credit-unions/missouri/community-first) [**Aim** Keokuk · Keokuk · IA · 52632 About 31.9 miles away](https://rateapi.dev/credit-unions/iowa/aim) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Members "first" Community Credit Union Membership eligibility from Members "first" Community Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Members "first" Community Credit Union's website. Check the membership page below to confirm whether you qualify. - Location adams, brown, pike, schuyler — IL Verified from [Members "first" Community Credit Union's membership page](https://www.membersfirstccu.com/join-mfccu) . Final membership determination is always made by the credit union. ## Membership rules for Members "first" Community Credit Union Geography 4 counties · Family 2 10 published paths to membership, last verified August 27, 2026, quoted from Members "first" Community Credit Union’s own published criteria. ### Geography 4 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Adams County, IL - Brown County, IL - Pike County, IL - Schuyler County, IL “To become a member, one must live or work in Adams County, Brown County, Pike County, or Schuyler County in IL.” > [source ↗](https://www.membersfirstccu.com/join-mfccu) ### Family 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Family of a member immediate family member “If an immediate family member is a current member, one also qualifies.” > [source ↗](https://www.membersfirstccu.com/join-mfccu) - Family member (immediate family member) of a member - Family of a member immediate family “If an immediate family member is a current member, one also qualifies.” > [source ↗](https://www.membersfirstccu.com/join-mfccu) - Family member (immediate family) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Members "first" Community Credit Union? Yes No ## Work at Members "first" Community Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Members "first" Community Credit Union ranks against Illinois peers. - See which AI assistants fetched Members "first" Community Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Illinois - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=members-first-community&state=illinois&code=IL&name=Members%20%22first%22%20Community%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Members "first" Community Credit Union offer? Members "first" Community Credit Union currently offers mortgage, vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Members "first" Community Credit Union rates updated? RateAPI verifies Members "first" Community Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Members "first" Community Credit Union's rate data? Rate data is collected directly from Members "first" Community Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What are Members "first" Community Credit Union's auto & powersports loan rates? As of November 12, 2026, Members "first" Community Credit Union offers vehicle loans from 5.89% APR. ### Who can join Members "first" Community Credit Union? Members "first" Community Credit Union publishes its membership criteria on its own website. RateAPI tracks 10 published membership paths covering 4 counties for Members "first" Community Credit Union, each quoted from Members "first" Community Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Members "first" Community Credit Union's rates against national credit-union benchmarks. [More Illinois credit unions](https://rateapi.dev/credit-unions/illinois) [Illinois mortgage rate leaders](https://rateapi.dev/mortgage-rates/illinois) [Illinois auto loan rate leaders](https://rateapi.dev/auto-loan-rates/illinois) [Illinois HELOC rate leaders](https://rateapi.dev/heloc-rates/illinois) [Illinois personal loan leaders](https://rateapi.dev/personal-loan-rates/illinois) [Mortgage rate benchmark](https://rateapi.dev/mortgage-rate-benchmark) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.membersfirstccu.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Members "first" Community Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Illinois credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Members "first" Community Credit Union curl "https://api.rateapi.dev/credit-unions/illinois /members-first-community " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Members "first" Community Credit Union locations Search, filter, and browse all 1 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/illinois/members-first-community Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp