--- title: "Joliet Municipal Employees Credit Union Rates: CDs to 3.50%" description: "Joliet Municipal Employees Credit Union rates today: savings & CDs up to 3.50% APY. Every rate verified daily from the official website — no pay-to-rank. See who can join Joliet Municipal Employees Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/illinois/joliet-municipal-employees" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Joliet Municipal Employees Credit Union Rates: CDs to 3.50% ### Auto & vehicle rates 9 offers | Product | Published | Rate | Term / condition | Status | | **New Auto/Motorcycle (Up to 36 Months)** motorcycle_new_36mo | — APR | 4.200% | 36 mo · new | Standard | | **New Auto/Motorcycle (Up to 48 Months)** motorcycle_new_48mo | — APR | 4.500% | 48 mo · new | Standard | | **New Auto/Motorcycle (Up to 60 Months)** motorcycle_new_60mo | — APR | 4.700% | 60 mo · new | Standard | | **New Auto/Motorcycle (Up to 72 Months)** motorcycle_new_72mo | — APR | 4.750% | 72 mo · new | Standard | | **Used Auto/Motorcycles (10 years old or newer) (Up to 36 Months)** motorcycle_used_36mo | — APR | 5.250% | 36 mo · used | Standard | | **New Auto/Motorcycle (Up to 84 Months)** motorcycle_new_84mo | — APR | 5.250% | 84 mo · new | Standard | | **Used Auto/Motorcycles (10 years old or newer) (Up to 48 Months)** motorcycle_used_48mo | — APR | 5.750% | 48 mo · used | Standard | | **Used Auto/Motorcycles (10 years old or newer) (Up to 72 Months)** motorcycle_used_72mo | — APR | 6.250% | 72 mo · used | Standard | | **Used Recreational Vehicle (Over 5 years old) (Up to 36 Months)** rv_used_36mo | — APR | 8.250% | 36 mo · used | Standard | Joliet Municipal Employees Credit Union auto & vehicle rates as of November 13, 2026 ### Personal loan rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Share Pledged (Up to 48 Months)** personal_unsecured_48mo | — APR | 4.500% | 48 mo | Standard | Joliet Municipal Employees Credit Union personal loan rates as of November 13, 2026 ### Savings & CD rates 4 offers | Product | Published | Rate | Term / condition | Status | | **Certificate Term Certificate Maturity Dates (24 month)** cd_24mo | 2.00% APY | 1.99% | 24 mo | Standard | | **Certificate Term Certificate Maturity Dates (18 month)** cd_18mo | 2.50% APY | 2.48% | 18 mo | Standard | | **Certificate Term Certificate Maturity Dates (12 month)** cd_12mo | 3.00% APY | 2.98% | 12 mo | Standard | | **Certificate Term Certificate Maturity Dates (6 month)** cd_6mo | 3.50% APY | 3.46% | 6 mo | Standard | Joliet Municipal Employees Credit Union savings & cd rates as of November 13, 2026 Savings and certificate yields up to 3.50% APY. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/illinois/joliet-municipal-employees) , verified from [Joliet Municipal Employees Credit Union's official website](https://www.jolietmunicipal.com/) Loading branch locator… ## About Joliet Municipal Employees Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 865 Assets $11.1M Founded 1964 Locations reported 1 NCUA charter 16437 Charter type Federal credit union ### Services and member support - Electronic statements - Financial counseling - Bilingual services Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**New Century** New Lenox Office · New Lenox · IL · 60451-3506 About 2.4 miles away](https://rateapi.dev/credit-unions/illinois/new-century) [**Canals & Trails** Canals & Trails Credit Union Main Office · Lockport · IL · 60441-3434 About 3.5 miles away](https://rateapi.dev/credit-unions/illinois/canals-trails) [**Numark** New Lenox Branch · New Lenox · IL · 60451-2150 About 5.0 miles away](https://rateapi.dev/credit-unions/illinois/numark) [**Covantage** CoVantage Credit Union · New Lenox · IL · 60451 About 5.0 miles away](https://rateapi.dev/credit-unions/wisconsin/covantage) [**Tech** Orland Park Branch · Orland Park · IL · 60467-9452 About 7.7 miles away](https://rateapi.dev/credit-unions/indiana/tech) [**Joliet Firefighters** Joliet Firefighters Credit Union · Joliet · IL · 60431-8627 About 8.1 miles away](https://rateapi.dev/credit-unions/illinois/joliet-firefighters) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Joliet Municipal Employees Credit Union Membership eligibility from Joliet Municipal Employees Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Joliet Municipal Employees Credit Union's website. Check the membership page below to confirm whether you qualify. - Employer City of Joliet Verified from [Joliet Municipal Employees Credit Union's membership page](https://www.jolietmunicipal.com/) . Final membership determination is always made by the credit union. ## Membership rules for Joliet Municipal Employees Credit Union Employers · Family 2 3 published paths to membership, last verified August 27, 2026, quoted from Joliet Municipal Employees Credit Union’s own published criteria. ### Employers 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Employee of City of Joliet “If you are a City of Joliet employee or a family member of a City of Joliet employee you are eligible to join your Joliet Municipal Employees Federal Credit Union.” > [source ↗](https://www.jolietmunicipal.com/) - Employee of City of Joliet ### Family 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Family of a member “If you are a City of Joliet employee or a family member of a City of Joliet employee you are eligible to join your Joliet Municipal Employees Federal Credit Union.” > [source ↗](https://www.jolietmunicipal.com/) - Family member of a member - Family of someone eligible family “If you are a City of Joliet employee or a family member of a City of Joliet employee you are eligible to join your Joliet Municipal Employees Federal Credit Union.” > [source ↗](https://www.jolietmunicipal.com/) - Family member (family) of an eligible person Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Joliet Municipal Employees Credit Union? Yes No ## Work at Joliet Municipal Employees Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Joliet Municipal Employees Credit Union ranks against Illinois peers. - See which AI assistants fetched Joliet Municipal Employees Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Illinois - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=joliet-municipal-employees&state=illinois&code=IL&name=Joliet%20Municipal%20Employees%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Joliet Municipal Employees Credit Union offer? Joliet Municipal Employees Credit Union currently offers vehicle loan, and personal loan rates. The rates shown on this page were last verified November 13, 2026 directly from the credit union's official website. ### How often are Joliet Municipal Employees Credit Union rates updated? RateAPI verifies Joliet Municipal Employees Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026. ### Where does RateAPI get Joliet Municipal Employees Credit Union's rate data? Rate data is collected directly from Joliet Municipal Employees Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What is Joliet Municipal Employees Credit Union's best CD rate? As of November 13, 2026, Joliet Municipal Employees Credit Union offers savings and certificate (CD) yields up to 3.50% APY. ### Who can join Joliet Municipal Employees Credit Union? Joliet Municipal Employees Credit Union publishes its membership criteria on its own website. RateAPI tracks 3 published membership paths covering 1 employer for Joliet Municipal Employees Credit Union, each quoted from Joliet Municipal Employees Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Joliet Municipal Employees Credit Union's rates against national credit-union benchmarks. [More Illinois credit unions](https://rateapi.dev/credit-unions/illinois) [Illinois auto loan rate leaders](https://rateapi.dev/auto-loan-rates/illinois) [Illinois personal loan leaders](https://rateapi.dev/personal-loan-rates/illinois) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.jolietmunicipal.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Joliet Municipal Employees Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Illinois credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Joliet Municipal Employees Credit Union curl "https://api.rateapi.dev/credit-unions/illinois /joliet-municipal-employees " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Joliet Municipal Employees Credit Union locations Search, filter, and browse all 1 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/illinois/joliet-municipal-employees Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp