---
title: "Joliet Firefighters Credit Union Rates - Illinois"
description: "Current auto loan, and personal loan rates from Joliet Firefighters Credit Union in Illinois. Updated daily with source verification. See who can join Joliet Firefighters Credit Union — verified membership eligibility with the requirements and cost to join."
canonical: "https://rateapi.dev/credit-unions/illinois/joliet-firefighters"
last-updated: "2026-11-13"
source: "https://rateapi.dev/llms.txt"
---

# Joliet Firefighters Credit Union Rates - Illinois

### Auto & vehicle rates

17 offers

| Product |  Published |  Rate |  Term / condition |  Status |
| **New Auto Loan** auto_new |  — APR |  3.900% |  new |  Standard |
| **Used Auto Loan** auto_used |  — APR |  4.150% |  used |  Standard |
| **New Auto (2025 and newer) (12 - 36 Months)** auto_new_36mo |  — APR |  4.490% |  36 mo · new |  Standard |
| **Used Auto (2021 - 2024) (12 - 36 Months)** auto_used_36mo |  — APR |  4.490% |  36 mo · used |  Standard |
| **Used Auto Loan (2019 and Older)** auto_used |  — APR |  4.900% |  used |  Standard |
| **Used Auto (2020 and older) (12 - 36 Months)** auto_used_36mo |  — APR |  4.990% |  36 mo · used |  Standard |
| **New Auto (2025 and newer) (37 - 60 Months)** auto_new_60mo |  — APR |  4.990% |  60 mo · new |  Standard |
| **Used Auto (2021 - 2024) (37 - 60 Months)** auto_used_60mo |  — APR |  4.990% |  60 mo · used |  Standard |
| **Used Auto (2021 - 2024) (61 - 72 Months)** auto_used_72mo |  — APR |  5.490% |  72 mo · used |  Standard |
| **New Auto (2025 and newer) (61 - 72 Months)** auto_new_72mo |  — APR |  5.490% |  72 mo · new |  Standard |
| **Used Auto (2020 and older) (37 - 48 Months)** auto_used_48mo |  — APR |  5.990% |  48 mo · used |  Standard |
| **Used Auto (2020 and older) (12 - 60 Months)** auto_used_60mo |  — APR |  5.990% |  60 mo · used |  Standard |
| **New Auto (2025 and newer) (73 - 84 Months)** auto_new_84mo |  — APR |  5.990% |  84 mo · new |  Standard |
| **Used Auto (2020 and older) (61 - 120 Months)** auto_used_120mo |  — APR |  6.490% |  120 mo · used |  Standard |
| **Used Auto (2020 and older) (49 - 60 Months)** auto_used_60mo |  — APR |  6.990% |  60 mo · used |  Standard |
| **Used Auto (2020 and older) (121 - 180 Months)** auto_used_180mo |  — APR |  6.990% |  180 mo · used |  Standard |
| **Used Auto (2020 and older) (61 - 72 Months)** auto_used_72mo |  — APR |  7.490% |  72 mo · used |  Standard |
Joliet Firefighters Credit Union auto & vehicle rates as of November 13, 2026

### Personal loan rates

1 offer

| Product |  Published |  Rate |  Term / condition |  Status |
| **Signature Loan (12 - 48 Months)** personal_unsecured_48mo |  — APR |  8.000% |  48 mo |  Standard |
Joliet Firefighters Credit Union personal loan rates as of November 13, 2026

Joliet Firefighters Credit Union is a credit union in Illinois. Rate data is being verified.

> Source: [RateAPI.dev](https://rateapi.dev/credit-unions/illinois/joliet-firefighters) , verified from [Joliet Firefighters Credit Union's official website](https://jolietffcu.com/)

Loading branch locator…

## About Joliet Firefighters Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members

582

Assets

$8.2M

Founded

1958

Locations reported

3

NCUA charter

65555

Charter type

Federally insured state-chartered credit union

Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union.

### Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

[**Numark** Main · Joliet · IL · 60436 About 2.8 miles away](https://rateapi.dev/credit-unions/illinois/numark) [**New Century** Springfield Ave Office · Joliet · IL · 60435-6509 About 3.0 miles away](https://rateapi.dev/credit-unions/illinois/new-century) [**Joliet Municipal Employees** joliet municipal employees federal credit union · joliet · IL · 60432 About 6.8 miles away](https://rateapi.dev/credit-unions/illinois/joliet-municipal-employees) [**CBI** Main Office · Plainfield · IL · 60544-5560 About 7.3 miles away](https://rateapi.dev/credit-unions/illinois/cbi) [**Canals & Trails** Canals & Trails Credit Union Main Office · Lockport · IL · 60441-3434 About 8.8 miles away](https://rateapi.dev/credit-unions/illinois/canals-trails) [**Greenstate** Plainfield · Plainfield · IL · 60585 About 8.9 miles away](https://rateapi.dev/credit-unions/iowa/greenstate)

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

## Who Can Join Joliet Firefighters Credit Union

Membership eligibility from Joliet Firefighters Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) .

Membership criteria are published on Joliet Firefighters Credit Union's website. Check the membership page below to confirm whether you qualify.

- Employer Joliet Fire Department

Verified from [Joliet Firefighters Credit Union's membership page](https://jolietffcu.com/how-to-join) . Final membership determination is always made by the credit union.

## Membership rules for Joliet Firefighters Credit Union

Employers · Family

2 published paths to membership, last verified August 21, 2026, quoted from Joliet Firefighters Credit Union’s own published criteria.

### Employers 1

Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026

  - Employee of Joliet Fire Department

“Members of the Joliet Fire Department and their immediate family are eligible for membership.”

> [source ↗](https://jolietffcu.com/how-to-join)

- Employee of Joliet Fire Department

### Family 1

Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026

  - Family of a member

“Members of the Joliet Fire Department and their immediate family are eligible for membership.”

> [source ↗](https://jolietffcu.com/how-to-join)

- Family member of a member

Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union.

Is this right for Joliet Firefighters Credit Union? Yes No

## Work at Joliet Firefighters Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Joliet Firefighters Credit Union ranks against Illinois peers.

- See which AI assistants fetched Joliet Firefighters Credit Union’s rates, and how often
- See which of your products the RateAPI API returned, and where you rank in Illinois
- Correct anything we publish about you that is wrong

[Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=joliet-firefighters&amp;state=illinois&amp;code=IL&amp;name=Joliet%20Firefighters%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions)

## Frequently Asked Questions

### What rates does Joliet Firefighters Credit Union offer?

Joliet Firefighters Credit Union currently offers Auto loan, and personal loan rates. The rates shown on this page were last verified November 13, 2026 directly from the credit union's official website.

### How often are Joliet Firefighters Credit Union rates updated?

RateAPI verifies Joliet Firefighters Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026.

### Where does RateAPI get Joliet Firefighters Credit Union's rate data?

Rate data is collected directly from Joliet Firefighters Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

### Who can join Joliet Firefighters Credit Union?

Joliet Firefighters Credit Union publishes its membership criteria on its own website. RateAPI tracks 2 published membership paths covering 1 employer for Joliet Firefighters Credit Union, each quoted from Joliet Firefighters Credit Union's own published membership criteria. Immediate family of an existing member also qualify.

## Related Rate Data

Compare Joliet Firefighters Credit Union's rates against national credit-union benchmarks.

[More Illinois credit unions](https://rateapi.dev/credit-unions/illinois) [Illinois auto loan rate leaders](https://rateapi.dev/auto-loan-rates/illinois) [Illinois personal loan leaders](https://rateapi.dev/personal-loan-rates/illinois) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology)

### Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

[View Original Source](https://jolietffcu.com/)

### Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

[View Methodology](https://rateapi.dev/methodology)

## Track Joliet Firefighters Credit Union rates

Get a free API key to query these rates programmatically, or get the daily email when Illinois credit union rates move.

Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails)

## Use it via API

Access this data programmatically with our REST API

terminal

```
# Get rates for Joliet Firefighters Credit Union
curl "https://api.rateapi.dev/credit-unions/illinois /joliet-firefighters " \
  -H "Authorization : Bearer YOUR_API_KEY"
```

[Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp)

Branch locator

## Joliet Firefighters Credit Union locations

Search, filter, and browse all 3 NCUA-reported locations.

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---

Source: https://rateapi.dev/credit-unions/illinois/joliet-firefighters
Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp
