--- title: "Illinois State Police Credit Union Rates - Illinois" description: "Current mortgage, auto loan, heloc, personal loan, and credit card rates from Illinois State Police Credit Union in Illinois. Updated daily with source verification. See who can join Illinois State Police Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/illinois/illinois-state-police" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Illinois State Police Credit Union Rates - Illinois ### Mortgage rates 2 offers | Product | Published | Rate | Term / condition | Status | | **15-Year Fixed** 15 year fixed | — APR | 6.375% | — | Standard | | **10-Year Fixed** 10 year fixed | — APR | 6.125% | — | Standard | Illinois State Police Credit Union mortgage rates as of November 12, 2026 ### Auto & vehicle rates 11 offers | Product | Published | Rate | Term / condition | Status | | **Used Auto Loan** auto_used | — APR | 4.990% | used | Standard | | **New Auto: 100% Financing** auto_new | — APR | 4.990% | new | Standard | | **Used Auto: 80% Financing** auto_used | — APR | 4.990% | used | Standard | | **New Auto: 80% Financing** auto_new | — APR | 4.990% | new | Standard | | **New Auto Loan** auto_new | — APR | 4.990% | new | Standard | | **Used Auto: 100% Financing** auto_used | — APR | 5.240% | used | Standard | | **2022 Year Models And Newer** auto | — APR | 7.490% | — | Standard | | **2022 year models and newer: 80% Financing** auto | — APR | 7.740% | — | Standard | | **2021 year models and older: 80% Financing** auto_used | — APR | 7.740% | used | Standard | | **2021 Year Models And Older** auto_used | — APR | 7.740% | used | Standard | | **2022 year models and newer: 80% Financing Up to 120 months** auto_any_120mo | — APR | 8.240% | 120 mo | Standard | Illinois State Police Credit Union auto & vehicle rates as of November 12, 2026 ### HELOC rates 3 offers | Product | Published | Rate | Term / condition | Status | | **80% Loan to Value Up to 60 months Amortization** heloc | — APR | 7.740% | — | Standard | | **80% Loan to Value Up to 120 months Amortization** heloc | — APR | 7.740% | — | Standard | | **Home Equity Loan** heloc | — APR | 7.740% | — | Standard | Illinois State Police Credit Union heloc rates as of November 12, 2026 ### Personal loan rates 3 offers | Product | Published | Rate | Term / condition | Status | | **CashLine Personal Line of Credit** ploc_variable | — APR | 10.400% | — | Standard | | **Secured Personal Loan** personal_secured | — APR | 11.140% | — | Standard | | **Signature Single Payment or Monthly Installment** personal_unsecured | — APR | 12.640% | — | Standard | Illinois State Police Credit Union personal loan rates as of November 12, 2026 ### Credit card rates 5 offers | Product | Published | Rate | Term / condition | Status | | **VISA Platinum Elite Variable Revolving Rate** credit_card_platinum | — APR | 11.900% | — | Standard | | **VISA Platinum Elite with Cash Rewards Variable Revolving Rate** credit_card_cash_back | — APR | 12.900% | — | Standard | | **VISA Platinum Premium Variable Revolving Rate** credit_card_platinum | — APR | 13.900% | — | Standard | | **VISA Platinum Premium with Cash Rewards Variable Revolving Rate** credit_card_cash_back | — APR | 14.900% | — | Standard | | **VISA Platinum Standard** credit_card_platinum | — APR | 18.000% | — | Standard | Illinois State Police Credit Union credit card rates as of November 12, 2026 ### Other rates 2 offers | Product | Published | Rate | Term / condition | Status | | **2016 year models and newer: 80% Financing Up to 60 months** other | — % | 7.740% | — | Standard | | **2021 year models and older: 80% Financing Up to 120 months** other | — % | 8.240% | — | Standard | Illinois State Police Credit Union other rates as of November 12, 2026 Illinois State Police Credit Union is a credit union in Illinois. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/illinois/illinois-state-police) , verified from [Illinois State Police Credit Union's official website](https://www.ispfcu.org/) Loading branch locator… ## About Illinois State Police Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 6K Assets $127.1M Founded 1966 Locations reported 1 NCUA charter 17335 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Financial counseling - Financial education Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Heartland** St Joseph · Springfield · IL · 62703 About 1.0 miles away](https://rateapi.dev/credit-unions/illinois/heartland) [**Citizens Equity First** Springfield South Sixth Street · Springfield · IL · 62703 About 1.2 miles away](https://rateapi.dev/credit-unions/illinois/citizens-equity-first) [**Imperial** Main Office · Springfield · IL · 62703-2643 About 1.9 miles away](https://rateapi.dev/credit-unions/illinois/imperial) [**Illinois Educators** County Market · Springfield · IL · 62703 About 2.1 miles away](https://rateapi.dev/credit-unions/illinois/illinois-educators) [**Land of Lincoln** Springfield · Springfield · IL · 62704-3716 About 2.2 miles away](https://rateapi.dev/credit-unions/illinois/land-of-lincoln) [**Credit Union 1** Springfield · SPRINGFIELD · IL · 62704 About 3.8 miles away](https://rateapi.dev/credit-unions/illinois/credit-union-1) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Illinois State Police Credit Union Membership eligibility from Illinois State Police Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Illinois State Police Credit Union's website. Check the membership page below to confirm whether you qualify. - Employer state and local government industry in the state of Illinois, ISPFCU Verified from [Illinois State Police Credit Union's membership page](https://www.ispfcu.org/about.asp) . Final membership determination is always made by the credit union. ## Membership rules for Illinois State Police Credit Union Employers 3 · Family 2 5 published paths to membership, last verified August 21, 2026, quoted from Illinois State Police Credit Union’s own published criteria. ### Employers 3 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Retired employee of state and local government industry in the state of Illinois “Retired individuals from the above approved industry group” > [source ↗](https://www.ispfcu.org/about.asp) - Retiree of state and local government industry in the state of Illinois - Employee of ISPFCU “Employees of the credit union” > [source ↗](https://www.ispfcu.org/about.asp) - Employee of ISPFCU - Employee of state and local government industry in the state of Illinois - Works in state:IL “Employees who regularly work in the state and local government industry in the state of Illinois” > [source ↗](https://www.ispfcu.org/about.asp) - Employee of state and local government industry in the state of Illinois and Works in IL ### Family 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Family of a member spouse “Spouses of eligible deceased persons” > [source ↗](https://www.ispfcu.org/about.asp) - Family member (spouse) of a member - Family of a member immediate family “Members of immediate families of any of the groups listed above” > [source ↗](https://www.ispfcu.org/about.asp) - Family member (immediate family) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Illinois State Police Credit Union? Yes No ## Work at Illinois State Police Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Illinois State Police Credit Union ranks against Illinois peers. - See which AI assistants fetched Illinois State Police Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Illinois - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=illinois-state-police&state=illinois&code=IL&name=Illinois%20State%20Police%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Illinois State Police Credit Union offer? Illinois State Police Credit Union currently offers mortgage, Auto loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Illinois State Police Credit Union rates updated? RateAPI verifies Illinois State Police Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Illinois State Police Credit Union's rate data? Rate data is collected directly from Illinois State Police Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Illinois State Police Credit Union? Illinois State Police Credit Union publishes its membership criteria on its own website. RateAPI tracks 5 published membership paths covering 3 employers for Illinois State Police Credit Union, each quoted from Illinois State Police Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Illinois State Police Credit Union's rates against national credit-union benchmarks. [More Illinois credit unions](https://rateapi.dev/credit-unions/illinois) [Illinois mortgage rate leaders](https://rateapi.dev/mortgage-rates/illinois) [Illinois auto loan rate leaders](https://rateapi.dev/auto-loan-rates/illinois) [Illinois HELOC rate leaders](https://rateapi.dev/heloc-rates/illinois) [Illinois personal loan leaders](https://rateapi.dev/personal-loan-rates/illinois) [Mortgage rate benchmark](https://rateapi.dev/mortgage-rate-benchmark) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.ispfcu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Illinois State Police Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Illinois credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Illinois State Police Credit Union curl "https://api.rateapi.dev/credit-unions/illinois /illinois-state-police " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Illinois State Police Credit Union locations Search, filter, and browse all 1 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/illinois/illinois-state-police Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp