--- title: "I.b.e.w. Local #146 Credit Union Rates - Illinois" description: "Current vehicle loan, and personal loan rates from I.b.e.w. Local #146 Credit Union in Illinois. Updated daily with source verification. See who can join I.b.e.w. Local #146 Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/illinois/ibew-local-146" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # I.b.e.w. Local #146 Credit Union Rates - Illinois ### Auto & vehicle rates 5 offers | Product | Published | Rate | Term / condition | Status | | **New Auto Loan** auto_new | — APR | 4.750% | new | Standard | | **Used Auto Loan** auto_used | — APR | 4.750% | used | Standard | | **Motorcycles, ATVs** motorcycle | — APR | 5.750% | — | Standard | | **Boats, Trailers** boat | — APR | 5.750% | — | Standard | | **RV Loan** rv | — APR | 5.750% | — | Standard | I.b.e.w. Local #146 Credit Union auto & vehicle rates as of November 13, 2026 ### Personal loan rates 2 offers | Product | Published | Rate | Term / condition | Status | | **Share-Secured Loan** personal_secured | — APR | 2.750% | — | Standard | | **Unsecured Personal Loan** personal_unsecured | — APR | 8.000% | — | Standard | I.b.e.w. Local #146 Credit Union personal loan rates as of November 13, 2026 I.b.e.w. Local #146 Credit Union is a credit union in Illinois. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/illinois/ibew-local-146) , verified from [I.b.e.w. Local #146 Credit Union's official website](https://www.ibew146cu.com/) Loading branch locator… ## About I.b.e.w. Local #146 Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 652 Assets $5.2M Founded 1958 Locations reported 1 NCUA charter 65840 Charter type Federally insured state-chartered credit union ### Services and member support - Online loan application - Electronic statements Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**1st Midamerica** Decatur Office · Decatur · IL · 62526 Branch in the same ZIP](https://rateapi.dev/credit-unions/illinois/1st-midamerica) [**Land of Lincoln** Oakland · Decatur · IL · 62526 About 2.1 miles away](https://rateapi.dev/credit-unions/illinois/land-of-lincoln) [**Decatur Earthmover** Forsyth · Forsyth · IL · 62535 About 2.1 miles away](https://rateapi.dev/credit-unions/illinois/decatur-earthmover) [**Citizens Equity First** Decatur Member Center · Decatur · IL · 62526-2837 About 3.2 miles away](https://rateapi.dev/credit-unions/illinois/citizens-equity-first) [**Decatur Postal** Decatur Postal Credit Union · Decatur · IL · 62523 About 4.5 miles away](https://rateapi.dev/credit-unions/illinois/decatur-postal) [**Eaton Family** Eaton Family Credit Union Lincoln Branch · Lincoln · IL · 62656 About 27.4 miles away](https://rateapi.dev/credit-unions/ohio/eaton-family) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join I.b.e.w. Local #146 Credit Union Membership eligibility from I.b.e.w. Local #146 Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on I.b.e.w. Local #146 Credit Union's website. Check the membership page below to confirm whether you qualify. - Association IBEW Local 146 Verified from [I.b.e.w. Local #146 Credit Union's membership page](https://www.ibew146cu.com/) . Final membership determination is always made by the credit union. ## Membership rules for I.b.e.w. Local #146 Credit Union Associations · Family 2 3 published paths to membership, last verified August 27, 2026, quoted from I.b.e.w. Local #146 Credit Union’s own published criteria. ### Associations 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Member of IBEW Local 146 “Membership is open to members of the IBEW Local 146” > [source ↗](https://www.ibew146cu.com/) - Member of IBEW Local 146 ### Family 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Family of a member spouse, children “Immediate family eligible for membership is limited to the spouse of the member and the children of the member whether the children are by blood, marriage or adoption.” > [source ↗](https://www.ibew146cu.com/) - Family member (spouse, children) of a member - Family of a member immediate family, spouse, child “Membership is open to members of the IBEW Local 146 and their immediate family members. Immediate family eligible for membership is limited to the spouse of the member and the children of the member whether the children are by blood, marriage or adoption.” > [source ↗](https://www.ibew146cu.com/) - Family member (immediate family, spouse, child) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for I.b.e.w. Local #146 Credit Union? Yes No ## Work at I.b.e.w. Local #146 Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where I.b.e.w. Local #146 Credit Union ranks against Illinois peers. - See which AI assistants fetched I.b.e.w. Local #146 Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Illinois - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=ibew-local-146&state=illinois&code=IL&name=I.b.e.w.%20Local%20%23146%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does I.b.e.w. Local #146 Credit Union offer? I.b.e.w. Local #146 Credit Union currently offers vehicle loan, and personal loan rates. The rates shown on this page were last verified November 13, 2026 directly from the credit union's official website. ### How often are I.b.e.w. Local #146 Credit Union rates updated? RateAPI verifies I.b.e.w. Local #146 Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026. ### Where does RateAPI get I.b.e.w. Local #146 Credit Union's rate data? Rate data is collected directly from I.b.e.w. Local #146 Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join I.b.e.w. Local #146 Credit Union? I.b.e.w. Local #146 Credit Union publishes its membership criteria on its own website. RateAPI tracks 3 published membership paths covering 1 association for I.b.e.w. Local #146 Credit Union, each quoted from I.b.e.w. Local #146 Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare I.b.e.w. Local #146 Credit Union's rates against national credit-union benchmarks. [More Illinois credit unions](https://rateapi.dev/credit-unions/illinois) [Illinois auto loan rate leaders](https://rateapi.dev/auto-loan-rates/illinois) [Illinois personal loan leaders](https://rateapi.dev/personal-loan-rates/illinois) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.ibew146cu.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track I.b.e.w. Local #146 Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Illinois credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for I.b.e.w. Local #146 Credit Union curl "https://api.rateapi.dev/credit-unions/illinois /ibew-local-146 " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## I.b.e.w. Local #146 Credit Union locations Search, filter, and browse all 1 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/illinois/ibew-local-146 Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp