--- title: "Funeral Service Credit Union Rates: Auto 6.50%, CDs to 3.50%" description: "Funeral Service Credit Union rates today: auto loans from 6.50% APR, savings & CDs up to 3.50% APY, personal loans from 14.50% APR. Every rate verified daily from the official website — no pay-to-rank. See who can join Funeral Service Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/illinois/funeral-service" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Funeral Service Credit Union Rates: Auto 6.50%, CDs to 3.50% ### Auto & vehicle rates 3 offers | Product | Published | Rate | Term / condition | Status | | **New Autos (Never Titled)** auto_new | 6.500% APR | 6.500% | new | Standard | | **Used Auto Loan (2014–2026)** auto_used | 7.000% APR | 7.000% | used | Standard | | **Used Auto Loan (2014–2026)** auto_used | 7.250% APR | 7.250% | used | Standard | Funeral Service Credit Union auto & vehicle rates as of November 12, 2026 ### Personal loan rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Unsecured Loan (up to $7,500)** personal_unsecured | 14.500% APR | 14.500% | — | Standard | Funeral Service Credit Union personal loan rates as of November 12, 2026 ### Credit card rates 2 offers | Product | Published | Rate | Term / condition | Status | | **Visa Premium** credit_card | 9.900% APR | 9.900% | — | Standard | | **Visa Classic** credit_card | 13.000% APR | 13.000% | — | Standard | Funeral Service Credit Union credit card rates as of November 12, 2026 ### Savings & CD rates 20 offers | Product | Published | Rate | Term / condition | Status | | **$1,000 Daily Balance** savings | 0.25% APY | 0.25% | — | Standard | | **$25 - $1,000** savings | 0.30% APY | 0.30% | — | Standard | | **> $1,000 - $5,000** savings | 0.40% APY | 0.40% | — | Standard | | **> $5,000** savings | 0.55% APY | 0.55% | — | Standard | | **6-Month Certificate ($500+)** cd_6mo | 1.75% APY | 1.75% | 6 mo | Standard | | **12-Month Certificate ($500+)** cd_12mo | 1.90% APY | 1.90% | 12 mo | Standard | | **2 Years - $1,000** cd_24mo | 2.50% APY | 2.50% | 24 mo | Standard | | **2 Years - $10,000** cd_24mo | 2.60% APY | 2.60% | 24 mo | Standard | | **3 Years - $1,000** cd_36mo | 2.75% APY | 2.75% | 36 mo | Standard | | **2 Years - $50,000** cd_24mo | 2.75% APY | 2.75% | 24 mo | Standard | | **2 Years - $99,000** cd_24mo | 2.85% APY | 2.85% | 24 mo | Standard | | **6 Month - $10,000** cd_6mo | 3.10% APY | 3.10% | 6 mo | Standard | | **1 Year - $1,000** cd_12mo | 3.15% APY | 3.15% | 12 mo | Standard | | **6 Month - $50,000** cd_6mo | 3.15% APY | 3.15% | 6 mo | Standard | | **6 Month - $99,000** cd_6mo | 3.25% APY | 3.25% | 6 mo | Standard | | **1 Year - $10,000** cd_12mo | 3.25% APY | 3.25% | 12 mo | Standard | | **3 Years - $50,000** cd_36mo | 3.25% APY | 3.25% | 36 mo | Standard | | **1 Year - $50,000** cd_12mo | 3.30% APY | 3.30% | 12 mo | Standard | | **1 Year - $99,000** cd_12mo | 3.40% APY | 3.40% | 12 mo | Standard | | **3 Years - $99,000** cd_36mo | 3.50% APY | 3.50% | 36 mo | Standard | Funeral Service Credit Union savings & cd rates as of November 12, 2026 ### Other rates 3 offers | Product | Published | Rate | Term / condition | Status | | **Christmas** other | 0.500% % | 0.500% | — | Standard | | **Vacation** other | 0.500% % | 0.500% | — | Standard | | **New (Never Titled)** other | 6.250% % | 6.250% | — | Standard | Funeral Service Credit Union other rates as of November 12, 2026 Auto loans available from 6.5% APR. Personal loan rates from 14.5% APR. Credit card rates from 9.9% APR. Savings and certificate yields up to 3.50% APY. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/illinois/funeral-service) , verified from [Funeral Service Credit Union's official website](https://www.fscunet.org/) Best product position **Room to improve vs. the Illinois median** new-car loan Gap to state best **260 bp** 260 bp from state best Vs. state median **100 bp behind median** new-car loan Products ranked **3** across tracked Illinois markets | Product | Published APR | Position | Vs. state best | Vs. state median | | new-car loan | 6.50% | Room to improve vs. the Illinois median | 260 bp from state best | 100 bp behind median | | used-car loan | 7.00% | Room to improve vs. the Illinois median | 285 bp from state best | 100 bp behind median | | personal loan | 14.50% | Room to improve vs. the Illinois median | 1245 bp from state best | 475 bp behind median | Published rate position by product as of November 13, 2026 This is the public snapshot. Claim Funeral Service Credit Union's profile to see the full product-by-product breakdown, how the gap to the state best has moved over time, and the near-misses where a small change would move you up. [See the full breakdown →](https://rateapi.dev/for-credit-unions/claim?cu=funeral-service&state=illinois&code=IL&name=Funeral%20Service%20Credit%20Union) Loading branch locator… ## About Funeral Service Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 679 Assets $9.8M Founded 1983 Locations reported 1 NCUA charter 66253 Charter type Federally insured state-chartered credit union ### Services and member support - Electronic statements Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Illinois Educators** Montvale · Springfield · IL · 62704-4260 About 0.8 miles away](https://rateapi.dev/credit-unions/illinois/illinois-educators) [**Citizens Equity First** Springfield Iles Member Center · Springfield · IL · 62704-4330 About 1.0 miles away](https://rateapi.dev/credit-unions/illinois/citizens-equity-first) [**Credit Union 1** Springfield · SPRINGFIELD · IL · 62704 About 1.2 miles away](https://rateapi.dev/credit-unions/illinois/credit-union-1) [**Heartland** Main · Springfield · IL · 62704 About 1.4 miles away](https://rateapi.dev/credit-unions/illinois/heartland) [**Land of Lincoln** Springfield · Springfield · IL · 62704-3716 About 1.7 miles away](https://rateapi.dev/credit-unions/illinois/land-of-lincoln) [**Illinois State Police** ISPFCU · Springfield · IL · 62703 About 2.2 miles away](https://rateapi.dev/credit-unions/illinois/illinois-state-police) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Funeral Service Credit Union Membership eligibility from Funeral Service Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Funeral Service Credit Union's website. Check the membership page below to confirm whether you qualify. - Employer Illinois Funeral Directors Association, KAVOD (The Independent Jewish Funeral Chapels), National Funeral Directors Association, Funeral Ethics Association, Federated Funeral Directors of America, International Order of the Golden Rule, Illinois Funeral Supply Salesman's Association, Independent Funeral Directors of Florida, National Funeral Directors & Morticians Association, Inc., Missouri Funeral Directors Association, Professional Funeral Alliance, Inc., Texas Funeral Directors Association, Virginia Funeral Directors Association, Independent Funeral Homes of Virginia, International Cemetery, Cremation and Funeral Association, Wisconsin Funeral Directors Association, Iowa Funeral Directors Association, The Independent Funeral Group, Funeral Directors Association of Kentucky, Oklahoma Funeral Directors Association, Funeral Director Services Association of Greater Chicago Verified from [Funeral Service Credit Union's membership page](https://www.fscunet.org/membership.html) . Final membership determination is always made by the credit union. ## Membership rules for Funeral Service Credit Union Employers 21 · Family 21 42 published paths to membership, last verified November 8, 2026, quoted from Funeral Service Credit Union’s own published criteria. ### Employers 21 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified November 8, 2026 - Employee of Illinois Funeral Directors Association “Illinois Funeral Directors Association” > [source ↗](https://www.fscunet.org/membership.html) - Employee of Illinois Funeral Directors Association - Employee of KAVOD (The Independent Jewish Funeral Chapels) “KAVOD (The Independent Jewish Funeral Chapels)” > [source ↗](https://www.fscunet.org/membership.html) - Employee of KAVOD (The Independent Jewish Funeral Chapels) - Employee of National Funeral Directors Association “National Funeral Directors Association” > [source ↗](https://www.fscunet.org/membership.html) - Employee of National Funeral Directors Association - Employee of Funeral Ethics Association “Funeral Ethics Association” > [source ↗](https://www.fscunet.org/membership.html) - Employee of Funeral Ethics Association - Employee of Federated Funeral Directors of America “Federated Funeral Directors of America” > [source ↗](https://www.fscunet.org/membership.html) - Employee of Federated Funeral Directors of America - Employee of International Order of the Golden Rule “International Order of the Golden Rule” > [source ↗](https://www.fscunet.org/membership.html) - Employee of International Order of the Golden Rule - Employee of Illinois Funeral Supply Salesman's Association “Illinois Funeral Supply Salesman's Association” > [source ↗](https://www.fscunet.org/membership.html) - Employee of Illinois Funeral Supply Salesman's Association - Employee of Independent Funeral Directors of Florida “Independent Funeral Directors of Florida” > [source ↗](https://www.fscunet.org/membership.html) - Employee of Independent Funeral Directors of Florida - Employee of National Funeral Directors & Morticians Association, Inc. “National Funeral Directors & Morticians Association, Inc.” > [source ↗](https://www.fscunet.org/membership.html) - Employee of National Funeral Directors & Morticians Association, Inc. - Employee of Missouri Funeral Directors Association “Missouri Funeral Directors Association” > [source ↗](https://www.fscunet.org/membership.html) - Employee of Missouri Funeral Directors Association - Employee of Professional Funeral Alliance, Inc. “Professional Funeral Alliance, Inc.” > [source ↗](https://www.fscunet.org/membership.html) - Employee of Professional Funeral Alliance, Inc. - Employee of Texas Funeral Directors Association “Texas Funeral Directors Association” > [source ↗](https://www.fscunet.org/membership.html) - Employee of Texas Funeral Directors Association - Employee of Virginia Funeral Directors Association “Virginia Funeral Directors Association” > [source ↗](https://www.fscunet.org/membership.html) - Employee of Virginia Funeral Directors Association - Employee of Independent Funeral Homes of Virginia “Independent Funeral Homes of Virginia” > [source ↗](https://www.fscunet.org/membership.html) - Employee of Independent Funeral Homes of Virginia - Employee of International Cemetery, Cremation and Funeral Association “International Cemetery, Cremation and Funeral Association” > [source ↗](https://www.fscunet.org/membership.html) - Employee of International Cemetery, Cremation and Funeral Association - Employee of Wisconsin Funeral Directors Association “Wisconsin Funeral Directors Association” > [source ↗](https://www.fscunet.org/membership.html) - Employee of Wisconsin Funeral Directors Association - Employee of Iowa Funeral Directors Association “Iowa Funeral Directors Association” > [source ↗](https://www.fscunet.org/membership.html) - Employee of Iowa Funeral Directors Association - Employee of The Independent Funeral Group “The Independent Funeral Group” > [source ↗](https://www.fscunet.org/membership.html) - Employee of The Independent Funeral Group - Employee of Funeral Directors Association of Kentucky “Funeral Directors Association of Kentucky” > [source ↗](https://www.fscunet.org/membership.html) - Employee of Funeral Directors Association of Kentucky - Employee of Oklahoma Funeral Directors Association “Oklahoma Funeral Directors Association” > [source ↗](https://www.fscunet.org/membership.html) - Employee of Oklahoma Funeral Directors Association - Employee of Funeral Director Services Association of Greater Chicago “Funeral Director Services Association of Greater Chicago.” > [source ↗](https://www.fscunet.org/membership.html) - Employee of Funeral Director Services Association of Greater Chicago ### Family 21 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified November 8, 2026 - Family Of Qualified Illinois Funeral Directors Association “Illinois Funeral Directors Association” > [source ↗](https://www.fscunet.org/membership.html) - Family member (family member) of an employee of Illinois Funeral Directors Association - Family Of Qualified KAVOD (The Independent Jewish Funeral Chapels) “KAVOD (The Independent Jewish Funeral Chapels)” > [source ↗](https://www.fscunet.org/membership.html) - Family member (family member) of an employee of KAVOD (The Independent Jewish Funeral Chapels) - Family Of Qualified National Funeral Directors Association “National Funeral Directors Association” > [source ↗](https://www.fscunet.org/membership.html) - Family member (family member) of an employee of National Funeral Directors Association - Family Of Qualified Funeral Ethics Association “Funeral Ethics Association” > [source ↗](https://www.fscunet.org/membership.html) - Family member (family member) of an employee of Funeral Ethics Association - Family Of Qualified Federated Funeral Directors of America “Federated Funeral Directors of America” > [source ↗](https://www.fscunet.org/membership.html) - Family member (family member) of an employee of Federated Funeral Directors of America - Family Of Qualified International Order of the Golden Rule “International Order of the Golden Rule” > [source ↗](https://www.fscunet.org/membership.html) - Family member (family member) of an employee of International Order of the Golden Rule - Family Of Qualified Illinois Funeral Supply Salesman's Association “Illinois Funeral Supply Salesman's Association” > [source ↗](https://www.fscunet.org/membership.html) - Family member (family member) of an employee of Illinois Funeral Supply Salesman's Association - Family Of Qualified Independent Funeral Directors of Florida “Independent Funeral Directors of Florida” > [source ↗](https://www.fscunet.org/membership.html) - Family member (family member) of an employee of Independent Funeral Directors of Florida - Family Of Qualified National Funeral Directors & Morticians Association, Inc. “National Funeral Directors & Morticians Association, Inc.” > [source ↗](https://www.fscunet.org/membership.html) - Family member (family member) of an employee of National Funeral Directors & Morticians Association, Inc. - Family Of Qualified Missouri Funeral Directors Association “Missouri Funeral Directors Association” > [source ↗](https://www.fscunet.org/membership.html) - Family member (family member) of an employee of Missouri Funeral Directors Association - Family Of Qualified Professional Funeral Alliance, Inc. “Professional Funeral Alliance, Inc.” > [source ↗](https://www.fscunet.org/membership.html) - Family member (family member) of an employee of Professional Funeral Alliance, Inc. - Family Of Qualified Texas Funeral Directors Association “Texas Funeral Directors Association” > [source ↗](https://www.fscunet.org/membership.html) - Family member (family member) of an employee of Texas Funeral Directors Association - Family Of Qualified Virginia Funeral Directors Association “Virginia Funeral Directors Association” > [source ↗](https://www.fscunet.org/membership.html) - Family member (family member) of an employee of Virginia Funeral Directors Association - Family Of Qualified Independent Funeral Homes of Virginia “Independent Funeral Homes of Virginia” > [source ↗](https://www.fscunet.org/membership.html) - Family member (family member) of an employee of Independent Funeral Homes of Virginia - Family Of Qualified International Cemetery, Cremation and Funeral Association “International Cemetery, Cremation and Funeral Association” > [source ↗](https://www.fscunet.org/membership.html) - Family member (family member) of an employee of International Cemetery, Cremation and Funeral Association - Family Of Qualified Wisconsin Funeral Directors Association “Wisconsin Funeral Directors Association” > [source ↗](https://www.fscunet.org/membership.html) - Family member (family member) of an employee of Wisconsin Funeral Directors Association - Family Of Qualified Iowa Funeral Directors Association “Iowa Funeral Directors Association” > [source ↗](https://www.fscunet.org/membership.html) - Family member (family member) of an employee of Iowa Funeral Directors Association - Family Of Qualified The Independent Funeral Group “The Independent Funeral Group” > [source ↗](https://www.fscunet.org/membership.html) - Family member (family member) of an employee of The Independent Funeral Group - Family Of Qualified Funeral Directors Association of Kentucky “Funeral Directors Association of Kentucky” > [source ↗](https://www.fscunet.org/membership.html) - Family member (family member) of an employee of Funeral Directors Association of Kentucky - Family Of Qualified Oklahoma Funeral Directors Association “Oklahoma Funeral Directors Association” > [source ↗](https://www.fscunet.org/membership.html) - Family member (family member) of an employee of Oklahoma Funeral Directors Association - Family Of Qualified Funeral Director Services Association of Greater Chicago “Funeral Director Services Association of Greater Chicago.” > [source ↗](https://www.fscunet.org/membership.html) - Family member (family member) of an employee of Funeral Director Services Association of Greater Chicago Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Funeral Service Credit Union? Yes No ## Work at Funeral Service Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Funeral Service Credit Union ranks against Illinois peers. - See which AI assistants fetched Funeral Service Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Illinois - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=funeral-service&state=illinois&code=IL&name=Funeral%20Service%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Funeral Service Credit Union offer? Funeral Service Credit Union currently offers Auto loan, personal loan, and credit card rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Funeral Service Credit Union rates updated? RateAPI verifies Funeral Service Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Funeral Service Credit Union's rate data? Rate data is collected directly from Funeral Service Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What are Funeral Service Credit Union's auto loan rates? As of November 12, 2026, Funeral Service Credit Union offers auto loans from 6.5% APR. ### What is Funeral Service Credit Union's personal loan rate? As of November 12, 2026, Funeral Service Credit Union offers personal loans from 14.5% APR. ### What is Funeral Service Credit Union's best CD rate? As of November 12, 2026, Funeral Service Credit Union offers savings and certificate (CD) yields up to 3.50% APY. ### Who can join Funeral Service Credit Union? Funeral Service Credit Union publishes its membership criteria on its own website. RateAPI tracks 42 published membership paths covering 21 employers for Funeral Service Credit Union, each quoted from Funeral Service Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Funeral Service Credit Union's rates against national credit-union benchmarks. [More Illinois credit unions](https://rateapi.dev/credit-unions/illinois) [Illinois auto loan rate leaders](https://rateapi.dev/auto-loan-rates/illinois) [Illinois personal loan leaders](https://rateapi.dev/personal-loan-rates/illinois) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.fscunet.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Funeral Service Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Illinois credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Funeral Service Credit Union curl "https://api.rateapi.dev/credit-unions/illinois /funeral-service " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Funeral Service Credit Union locations Search, filter, and browse all 1 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/illinois/funeral-service Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp