--- title: "Decatur Postal Credit Union Rates - Illinois" description: "Current vehicle loan, personal loan, and savings & cd rates from Decatur Postal Credit Union in Illinois. Updated daily with source verification. See who can join Decatur Postal Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/illinois/decatur-postal" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Decatur Postal Credit Union Rates - Illinois ### Auto & vehicle rates 4 offers | Product | Published | Rate | Term / condition | Status | | **New Vehicles (Cars & Trucks)** auto_new_84mo | — APR | 4.750% | 84 mo · new | Context only | | **Used Vehicles (Based on age of collateral)** auto_used_84mo | — APR | 5.250% | 84 mo · used | Context only | | **New Recreational (Boats, RV's & Motorcycles)** powersports_new_96mo | — APR | 6.750% | 96 mo · new | Context only | | **Used Recreational (Based on age of collateral)** powersports_used_84mo | — APR | 7.250% | 84 mo · used | Context only | Decatur Postal Credit Union auto & vehicle rates as of November 12, 2026 ### Personal loan rates 2 offers | Product | Published | Rate | Term / condition | Status | | **Share-Secured Loan** personal_secured | — APR | 2.000% | — | Context only | | **Unsecured Personal Loan** personal_unsecured | — APR | 9.250% | — | Context only | Decatur Postal Credit Union personal loan rates as of November 12, 2026 ### Savings & CD rates 3 offers | Product | Published | Rate | Term / condition | Status | | **18-Month Certificate** cd_18mo | — APY | 3.00% | 18 mo | Context only | | **6-Month Certificate** cd_6mo | 3.25% APY | 3.25% | 6 mo | Context only | | **12-Month Certificate** cd_12mo | — APY | 3.25% | 12 mo | Context only | Decatur Postal Credit Union savings & cd rates as of November 12, 2026 Decatur Postal Credit Union is a credit union in Illinois. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/illinois/decatur-postal) , verified from [Decatur Postal Credit Union's official website](https://www.decaturpostalcreditunion.com/) Loading branch locator… ## About Decatur Postal Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 494 Assets $6.3M Founded 1928 Locations reported 1 NCUA charter 65841 Charter type Federally insured state-chartered credit union ### Services and member support - Online loan application - Open an account online - Electronic statements - Financial education Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Decatur Earthmover** Edward St · Decatur · IL · 62522 About 0.4 miles away](https://rateapi.dev/credit-unions/illinois/decatur-earthmover) [**Land of Lincoln** Water · Decatur · IL · 62526 About 0.9 miles away](https://rateapi.dev/credit-unions/illinois/land-of-lincoln) [**Citizens Equity First** Decatur Member Center · Decatur · IL · 62526-2837 About 2.7 miles away](https://rateapi.dev/credit-unions/illinois/citizens-equity-first) [**1st Midamerica** Decatur Office · Decatur · IL · 62526 About 4.4 miles away](https://rateapi.dev/credit-unions/illinois/1st-midamerica) [**I.b.e.w. Local #146** Office · Decatur · IL · 62526 About 4.4 miles away](https://rateapi.dev/credit-unions/illinois/ibew-local-146) [**Taylorville Community** Taylorville Community Credit Union · Taylorville · IL · 62568-2156 About 27.4 miles away](https://rateapi.dev/credit-unions/illinois/taylorville-community) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Decatur Postal Credit Union Membership eligibility from Decatur Postal Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Decatur Postal Credit Union's website. Check the membership page below to confirm whether you qualify. - Employer Federal Employees, Postal Employees Verified from [Decatur Postal Credit Union's membership page](https://www.decaturpostalcreditunion.com/about-us/) . Final membership determination is always made by the credit union. ## Membership rules for Decatur Postal Credit Union Employers 2 · Family 3 published paths to membership, last verified November 8, 2026, quoted from Decatur Postal Credit Union’s own published criteria. ### Employers 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified November 8, 2026 - Employee of Federal Employees “In 1949 the board of directors decided to open our field of membership to include Federal Employees, Postal Employees, spouses and immediate family members. This holds true to this day.” > [source ↗](https://www.decaturpostalcreditunion.com/about-us/) - Employee of Federal Employees - Employee of Postal Employees “In 1949 the board of directors decided to open our field of membership to include Federal Employees, Postal Employees, spouses and immediate family members. This holds true to this day.” > [source ↗](https://www.decaturpostalcreditunion.com/about-us/) - Employee of Postal Employees ### Family 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified November 8, 2026 - Family of someone eligible spouse, immediate family “In 1949 the board of directors decided to open our field of membership to include Federal Employees, Postal Employees, spouses and immediate family members. This holds true to this day.” > [source ↗](https://www.decaturpostalcreditunion.com/about-us/) - Family member (spouse, immediate family) of an eligible person Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Decatur Postal Credit Union? Yes No ## Work at Decatur Postal Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Decatur Postal Credit Union ranks against Illinois peers. - See which AI assistants fetched Decatur Postal Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Illinois - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=decatur-postal&state=illinois&code=IL&name=Decatur%20Postal%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Decatur Postal Credit Union offer? Decatur Postal Credit Union currently offers vehicle loan, and personal loan rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Decatur Postal Credit Union rates updated? RateAPI verifies Decatur Postal Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Decatur Postal Credit Union's rate data? Rate data is collected directly from Decatur Postal Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Decatur Postal Credit Union? Decatur Postal Credit Union publishes its membership criteria on its own website. RateAPI tracks 3 published membership paths covering 2 employers for Decatur Postal Credit Union, each quoted from Decatur Postal Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Decatur Postal Credit Union's rates against national credit-union benchmarks. [More Illinois credit unions](https://rateapi.dev/credit-unions/illinois) [Illinois auto loan rate leaders](https://rateapi.dev/auto-loan-rates/illinois) [Illinois personal loan leaders](https://rateapi.dev/personal-loan-rates/illinois) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.decaturpostalcreditunion.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Decatur Postal Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Illinois credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Decatur Postal Credit Union curl "https://api.rateapi.dev/credit-unions/illinois /decatur-postal " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Decatur Postal Credit Union locations Search, filter, and browse all 1 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/illinois/decatur-postal Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp