---
title: "Cta-74th Street Depot Credit Union Rates - Illinois"
description: "Cta-74th Street Depot Credit Union is a credit union in Illinois. Rate data is being verified. See who can join Cta-74th Street Depot Credit Union — verified membership eligibility with the requirements and cost to join."
canonical: "https://rateapi.dev/credit-unions/illinois/cta-74th-street-depot"
last-updated: "2026-11-13"
source: "https://rateapi.dev/llms.txt"
---

# Cta-74th Street Depot Credit Union Rates - Illinois

No currently verified rates are available for this institution.

We hide rates that fall outside the serving freshness window instead of presenting old figures as current.

Cta-74th Street Depot Credit Union is a credit union in Illinois. Rate data is being verified.

> Source: [RateAPI.dev](https://rateapi.dev/credit-unions/illinois/cta-74th-street-depot) , verified from [Cta-74th Street Depot Credit Union's official website](https://www.74thstdfcu.com/)

Best statewide position **#1 of 42** Used Auto Loan (best offer, cars)

Percentile band **Top 3%** among comparable IL offers

Products tracked **3** in this dated snapshot

Best-position spread **200 bp better than state median** State market leader

| Product |  Published rate |  State rank |  State best |  State median |  Position vs. median |
| New Auto Loan (best offer, cars) |  3.45% APR |  #2 of 38 · top 6% |  3.25% |  4.50% |  105 bp better than state median |
| Used Auto Loan (best offer, cars) |  3.50% APR |  #1 of 42 · top 3% |  3.50% |  5.50% |  200 bp better than state median |
| Personal Loan (unsecured, best offer) |  16.00% APR |  #75 of 75 · top 100% |  4.50% |  9.49% |  651 bp behind state median |
Published rate position by comparable product on July 30, 2026

Loading branch locator…

## About Cta-74th Street Depot Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members

807

Assets

$8.4M

Founded

1939

Locations reported

2

NCUA charter

2498

Charter type

Federal credit union

Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union.

### Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

[**St. Helena Parish** St Helena Parish Credit Union · Chicago · IL · 60643-3629 About 0.8 miles away](https://rateapi.dev/credit-unions/illinois/st-helena-parish) [**Chicago's Bravest** Chicago's Bravest Credit Union · Chicago · IL · 60643-1917 About 1.1 miles away](https://rateapi.dev/credit-unions/illinois/chicagos-bravest) [**Vicinity** Evergreen Park Branch · Evergreen Park · IL · 60805 About 2.1 miles away](https://rateapi.dev/credit-unions/illinois/vicinity) [**Evergreen Park Schools** Main Office · Evergreen Park · IL · 60805-3416 About 2.2 miles away](https://rateapi.dev/credit-unions/illinois/evergreen-park-schools) [**Self-Help** Roseland · Chicago · IL · 60628 About 2.2 miles away](https://rateapi.dev/credit-unions/north-carolina/self-help) [**Credit Union 1** Evergreen Park · Evergreen Park · IL · 60805-2325 About 2.5 miles away](https://rateapi.dev/credit-unions/illinois/credit-union-1)

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

## Who Can Join Cta-74th Street Depot Credit Union

Membership eligibility from Cta-74th Street Depot Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) .

Membership via employers (CTA)

- Employer CTA

Verified from [Cta-74th Street Depot Credit Union's membership page](https://www.74thstdfcu.com/about-us) . Final membership determination is always made by the credit union.

## Work at Cta-74th Street Depot Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Cta-74th Street Depot Credit Union ranks against Illinois peers.

- See which AI assistants fetched Cta-74th Street Depot Credit Union’s rates, and how often
- See which of your products the RateAPI API returned, and where you rank in Illinois
- Correct anything we publish about you that is wrong

[Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=cta-74th-street-depot&amp;state=illinois&amp;code=IL&amp;name=Cta-74th%20Street%20Depot%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions)

## Frequently Asked Questions

### What rates does Cta-74th Street Depot Credit Union offer?

Cta-74th Street Depot Credit Union is a credit union in Illinois. Rate data is currently being verified.

### How often are Cta-74th Street Depot Credit Union rates updated?

RateAPI verifies Cta-74th Street Depot Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026.

### Where does RateAPI get Cta-74th Street Depot Credit Union's rate data?

Rate data is collected directly from Cta-74th Street Depot Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

### Who can join Cta-74th Street Depot Credit Union?

Membership via employers (CTA)

## Related Rate Data

Compare Cta-74th Street Depot Credit Union's rates against national credit-union benchmarks.

[More Illinois credit unions](https://rateapi.dev/credit-unions/illinois) [How we verify rates](https://rateapi.dev/methodology)

### Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

[View Original Source](https://www.74thstdfcu.com/)

### Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

[View Methodology](https://rateapi.dev/methodology)

## Track Cta-74th Street Depot Credit Union rates

Get a free API key to query these rates programmatically, or get the daily email when Illinois credit union rates move.

Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails)

## Use it via API

Access this data programmatically with our REST API

terminal

```
# Get rates for Cta-74th Street Depot Credit Union
curl "https://api.rateapi.dev/credit-unions/illinois /cta-74th-street-depot " \
  -H "Authorization : Bearer YOUR_API_KEY"
```

[Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp)

Branch locator

## Cta-74th Street Depot Credit Union locations

Search, filter, and browse all 2 NCUA-reported locations.

Use my location

Search branches

Apply

Sort near a ZIP

**Loading branches…**

Branch services ATM Drive-through Member services Shared branch

Skip to main content

---

Source: https://rateapi.dev/credit-unions/illinois/cta-74th-street-depot
Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp
