--- title: "Bloomington Municipal Credit Union Rates - Illinois" description: "Current vehicle loan, personal loan, credit card, and savings & cd rates from Bloomington Municipal Credit Union in Illinois. Updated daily with source verification. See who can join Bloomington Municipal Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/illinois/bloomington-municipal" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Bloomington Municipal Credit Union Rates - Illinois ### Auto & vehicle rates 9 offers | Product | Published | Rate | Term / condition | Status | | **Autos & Trucks 2025 & Newer** auto | — APR | 3.290% | — | Standard | | **Autos & Trucks 2022-2024** auto | — APR | 4.190% | — | Standard | | **Autos & Trucks 2020-2021** auto | — APR | 4.390% | — | Standard | | **Autos & Trucks 2018-2019** auto | — APR | 5.490% | — | Standard | | **Autos & Trucks 2017 & Older** auto_used | — APR | 6.790% | used | Standard | | **Boats & RV's 2023 & Newer** boat | — APR | 6.990% | — | Standard | | **Boats & RV's 2022 & Older** boat_used | — APR | 7.990% | used | Standard | | **Motorcycle Loan (2023 and Newer)** motorcycle | — APR | 7.990% | — | Standard | | **Used Motorcycle Loan (2022 and Older)** motorcycle_used | — APR | 8.990% | used | Standard | Bloomington Municipal Credit Union auto & vehicle rates as of November 12, 2026 ### Personal loan rates 3 offers | Product | Published | Rate | Term / condition | Status | | **84-Month Share-Secured Loan** personal_secured_84mo | — APR | 5.250% | 84 mo | Standard | | **Personal Life Loan** personal | — APR | 9.290% | — | Standard | | **Unsecured Personal Loan** personal_unsecured | — APR | 9.290% | — | Standard | Bloomington Municipal Credit Union personal loan rates as of November 12, 2026 ### Credit card rates 2 offers | Product | Published | Rate | Term / condition | Status | | **Platinum Credit Card** credit_card_platinum | — APR | 8.900% | — | Standard | | **VISA Classic** credit_card | — APR | 12.600% | — | Standard | Bloomington Municipal Credit Union credit card rates as of November 12, 2026 ### Savings & CD rates 6 offers | Product | Published | Rate | Term / condition | Status | | **Savings** share_savings | — APY | 0.75% | — | Standard | | **IRA's (Traditional-Roth-Education)** ira | — APY | 0.75% | — | Standard | | **Shares** savings | — APY | 0.75% | — | Standard | | **Money Market** money_market | — APY | 1.60% | — | Standard | | **12-Month Certificate** share_certificate_12mo | — APY | 4.17% | 12 mo | Standard | | **Christmas and Vacation Shares** other | — APY | 1.75% | — | Standard | Bloomington Municipal Credit Union savings & cd rates as of November 12, 2026 Bloomington Municipal Credit Union is a credit union in Illinois. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/illinois/bloomington-municipal) , verified from [Bloomington Municipal Credit Union's official website](https://bmcu.org/) Loading branch locator… ## About Bloomington Municipal Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 2.3K Assets $44.9M Founded 1953 Locations reported 2 NCUA charter 63103 Charter type Federally insured state-chartered credit union ### Services and member support - Online loan application - Electronic statements - Mobile check deposit - Mobile payments Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**University of Illinois Community** Hamilton Branch · Bloomington · IL · 61704 About 1.8 miles away](https://rateapi.dev/credit-unions/illinois/university-of-illinois-community) [**State Farm** Corporate · Bloomington · IL · 61710-0001 About 2.0 miles away](https://rateapi.dev/credit-unions/illinois/state-farm) [**Citizens Equity First** Bloomington Veterans Member Center · Bloomington · IL · 61704 About 2.0 miles away](https://rateapi.dev/credit-unions/illinois/citizens-equity-first) [**Bloomington Postal Employees** BLOOMINGTON POSTAL EMPLOYEES CREDIT UNION · BLOOMINGTON · IL · 61701 About 2.2 miles away](https://rateapi.dev/credit-unions/illinois/bloomington-postal-employees) [**Normal City Employees** Town of Normal Annex - South · Normal · IL · 61761-3018 About 2.3 miles away](https://rateapi.dev/credit-unions/illinois/normal-city-employees) [**IAA** IAA Credit Union · Bloomington · IL · 61701-2057 About 2.4 miles away](https://rateapi.dev/credit-unions/illinois/iaa) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Bloomington Municipal Credit Union Membership eligibility from Bloomington Municipal Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Bloomington Municipal Credit Union's website. Check the membership page below to confirm whether you qualify. - Employer City of Bloomington, McLean County, Connect Transit, Central Illinois Airport, Bloomington Township, Regional Office of Education, UPIC, Bloomington Housing Authority, Mid-Central Community Action, Boys and Girls Club of America Verified from [Bloomington Municipal Credit Union's membership page](https://bmcu.org/membership) . Final membership determination is always made by the credit union. ## Membership rules for Bloomington Municipal Credit Union Employers 10 · Family 12 22 published paths to membership, last verified August 27, 2026, quoted from Bloomington Municipal Credit Union’s own published criteria. ### Employers 10 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Employee of City of Bloomington “Membership is open to all employees and their family members of the following municipalities: City of Bloomington” > [source ↗](https://bmcu.org/membership) - Employee of City of Bloomington - Employee of McLean County “McLean County” > [source ↗](https://bmcu.org/membership) - Employee of McLean County - Employee of Connect Transit “Connect Transit” > [source ↗](https://bmcu.org/membership) - Employee of Connect Transit - Employee of Central Illinois Airport “Central Illinois Airport” > [source ↗](https://bmcu.org/membership) - Employee of Central Illinois Airport - Employee of Bloomington Township “Bloomington Township” > [source ↗](https://bmcu.org/membership) - Employee of Bloomington Township - Employee of Regional Office of Education “Regional Office of Education” > [source ↗](https://bmcu.org/membership) - Employee of Regional Office of Education - Employee of UPIC “UPIC” > [source ↗](https://bmcu.org/membership) - Employee of UPIC - Employee of Bloomington Housing Authority “Bloomington Housing Authority” > [source ↗](https://bmcu.org/membership) - Employee of Bloomington Housing Authority - Employee of Mid-Central Community Action “Mid-Central Community Action” > [source ↗](https://bmcu.org/membership) - Employee of Mid-Central Community Action - Employee of Boys and Girls Club of America “Boys and Girls Club of America” > [source ↗](https://bmcu.org/membership) - Employee of Boys and Girls Club of America ### Family 12 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Family of a member “Membership is open to all employees and their family members of the following municipalities” > [source ↗](https://bmcu.org/membership) - Family member of a member - Family Of Qualified City of Bloomington “City of Bloomington” > [source ↗](https://bmcu.org/membership) - Family member (family member) of an employee of City of Bloomington - Family Of Qualified McLean County “McLean County” > [source ↗](https://bmcu.org/membership) - Family member (family member) of an employee of McLean County - Family Of Qualified Connect Transit “Connect Transit” > [source ↗](https://bmcu.org/membership) - Family member (family member) of an employee of Connect Transit - Family Of Qualified Central Illinois Airport “Central Illinois Airport” > [source ↗](https://bmcu.org/membership) - Family member (family member) of an employee of Central Illinois Airport - Family Of Qualified Bloomington Township “Bloomington Township” > [source ↗](https://bmcu.org/membership) - Family member (family member) of an employee of Bloomington Township - Family Of Qualified Regional Office of Education “Regional Office of Education” > [source ↗](https://bmcu.org/membership) - Family member (family member) of an employee of Regional Office of Education - Family Of Qualified UPIC “UPIC” > [source ↗](https://bmcu.org/membership) - Family member (family member) of an employee of UPIC - Family Of Qualified Bloomington Housing Authority “Bloomington Housing Authority” > [source ↗](https://bmcu.org/membership) - Family member (family member) of an employee of Bloomington Housing Authority - Family Of Qualified Mid-Central Community Action “Mid-Central Community Action” > [source ↗](https://bmcu.org/membership) - Family member (family member) of an employee of Mid-Central Community Action - Family Of Qualified Boys and Girls Club of America “Boys and Girls Club of America” > [source ↗](https://bmcu.org/membership) - Family member (family member) of an employee of Boys and Girls Club of America - Family of someone eligible family “Membership is open to all employees and their family members of the following municipalities:” > [source ↗](https://bmcu.org/membership) - Family member (family) of an eligible person Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Bloomington Municipal Credit Union? Yes No ## Work at Bloomington Municipal Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Bloomington Municipal Credit Union ranks against Illinois peers. - See which AI assistants fetched Bloomington Municipal Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Illinois - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=bloomington-municipal&state=illinois&code=IL&name=Bloomington%20Municipal%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Bloomington Municipal Credit Union offer? Bloomington Municipal Credit Union currently offers vehicle loan, personal loan, and credit card rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Bloomington Municipal Credit Union rates updated? RateAPI verifies Bloomington Municipal Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Bloomington Municipal Credit Union's rate data? Rate data is collected directly from Bloomington Municipal Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Bloomington Municipal Credit Union? Bloomington Municipal Credit Union publishes its membership criteria on its own website. RateAPI tracks 22 published membership paths covering 10 employers for Bloomington Municipal Credit Union, each quoted from Bloomington Municipal Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Bloomington Municipal Credit Union's rates against national credit-union benchmarks. [More Illinois credit unions](https://rateapi.dev/credit-unions/illinois) [Illinois auto loan rate leaders](https://rateapi.dev/auto-loan-rates/illinois) [Illinois personal loan leaders](https://rateapi.dev/personal-loan-rates/illinois) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://bmcu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Bloomington Municipal Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Illinois credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Bloomington Municipal Credit Union curl "https://api.rateapi.dev/credit-unions/illinois /bloomington-municipal " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Bloomington Municipal Credit Union locations Search, filter, and browse all 2 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/illinois/bloomington-municipal Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp