--- title: "B.e.a. Credit Union Rates - Illinois" description: "Current auto loan, and personal loan rates from B.e.a. Credit Union in Illinois. Updated daily with source verification. See who can join B.e.a. Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/illinois/bea" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # B.e.a. Credit Union Rates - Illinois ### Auto & vehicle rates 4 offers | Product | Published | Rate | Term / condition | Status | | **66-Month New Auto Loan** auto_new_66mo | — APR | 5.950% | 66 mo · new | Standard | | **78-Month Used Auto Loan** auto_used_78mo | — APR | 5.950% | 78 mo · used | Standard | | **78-Month New Auto Loan** auto_new_78mo | — APR | 6.500% | 78 mo · new | Standard | | **84-Month New Auto Loan** auto_new_84mo | — APR | 8.000% | 84 mo · new | Standard | B.e.a. Credit Union auto & vehicle rates as of November 13, 2026 ### Personal loan rates 2 offers | Product | Published | Rate | Term / condition | Status | | **66-Month Signature Loan** personal_unsecured_66mo | — APR | 10.000% | 66 mo | Standard | | **78-Month Signature Loan** personal_unsecured_78mo | — APR | 12.000% | 78 mo | Standard | B.e.a. Credit Union personal loan rates as of November 13, 2026 B.e.a. Credit Union is a credit union in Illinois. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/illinois/bea) , verified from [B.e.a. Credit Union's official website](https://beacreditunion.weebly.com/) Loading branch locator… ## About B.e.a. Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 423 Assets $2.3M Founded 1954 Locations reported 2 NCUA charter 65759 Charter type Federally insured state-chartered credit union Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**1st Midamerica** Bethalto 140 Office · Bethalto · IL · 62010 About 1.5 miles away](https://rateapi.dev/credit-unions/illinois/1st-midamerica) [**Scott** Wood River Branch · Wood River · IL · 62095-1972 About 3.6 miles away](https://rateapi.dev/credit-unions/illinois/scott) [**State Employees Community** 4500 College Avenue · Alton · IL · 62002-5013 About 4.1 miles away](https://rateapi.dev/credit-unions/illinois/state-employees-community) [**Midwest Members** Wood River Office · Wood River · IL · 62095 About 4.1 miles away](https://rateapi.dev/credit-unions/illinois/midwest-members) [**Alton Municipal Employees** Alton municipal employees fcu · Alton · IL · 62002-4750 About 5.0 miles away](https://rateapi.dev/credit-unions/illinois/alton-municipal-employees) [**Revity** Alton Branch · Alton · IL · 62002 About 5.8 miles away](https://rateapi.dev/credit-unions/illinois/revity) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join B.e.a. Credit Union Membership eligibility from B.e.a. Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on B.e.a. Credit Union's website. Check the membership page below to confirm whether you qualify. Verified from [B.e.a. Credit Union's membership page](https://beacreditunion.weebly.com/) . Final membership determination is always made by the credit union. ## Membership rules for B.e.a. Credit Union Family 1 published path to membership, last verified August 22, 2026, quoted from B.e.a. Credit Union’s own published criteria. ### Family 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 22, 2026 - Family of a member immediate family “Membership is also open to immediate family of current members.” > [source ↗](https://beacreditunion.weebly.com/) - Family member (immediate family) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for B.e.a. Credit Union? Yes No ## Work at B.e.a. Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where B.e.a. Credit Union ranks against Illinois peers. - See which AI assistants fetched B.e.a. Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Illinois - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=bea&state=illinois&code=IL&name=B.e.a.%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does B.e.a. Credit Union offer? B.e.a. Credit Union currently offers Auto loan, and personal loan rates. The rates shown on this page were last verified November 13, 2026 directly from the credit union's official website. ### How often are B.e.a. Credit Union rates updated? RateAPI verifies B.e.a. Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026. ### Where does RateAPI get B.e.a. Credit Union's rate data? Rate data is collected directly from B.e.a. Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join B.e.a. Credit Union? B.e.a. Credit Union publishes its membership criteria on its own website. RateAPI tracks 1 published membership path for B.e.a. Credit Union, each quoted from B.e.a. Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare B.e.a. Credit Union's rates against national credit-union benchmarks. [More Illinois credit unions](https://rateapi.dev/credit-unions/illinois) [Illinois auto loan rate leaders](https://rateapi.dev/auto-loan-rates/illinois) [Illinois personal loan leaders](https://rateapi.dev/personal-loan-rates/illinois) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://beacreditunion.weebly.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track B.e.a. Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Illinois credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for B.e.a. Credit Union curl "https://api.rateapi.dev/credit-unions/illinois /bea " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## B.e.a. Credit Union locations Search, filter, and browse all 2 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/illinois/bea Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp