---
title: "Altonized Community Credit Union Rates - Illinois"
description: "Current vehicle loan, personal loan, and savings &amp; cd rates from Altonized Community Credit Union in Illinois. Updated daily with source verification. See who can join Altonized Community Credit Union — verified membership eligibility with the requirements and cost to join."
canonical: "https://rateapi.dev/credit-unions/illinois/altonized-community"
last-updated: "2026-11-13"
source: "https://rateapi.dev/llms.txt"
---

# Altonized Community Credit Union Rates - Illinois

### Auto & vehicle rates

10 offers

| Product |  Published |  Rate |  Term / condition |  Status |
| **Auto Loan** auto |  — APR |  3.300% |  — |  Standard |
| **New & Used Automobiles (66 Months)** auto_any_66mo |  — APR |  4.990% |  66 mo · any |  Standard |
| **New & Used Automobiles (48 Months)** auto_any_48mo |  — APR |  4.990% |  48 mo · any |  Standard |
| **New & Used Automobiles (36 Months)** auto_any_36mo |  — APR |  4.990% |  36 mo · any |  Standard |
| **New & Used Automobiles (24 Months)** auto_any_24mo |  — APR |  4.990% |  24 mo · any |  Standard |
| **New & Used Automobiles (72 Months)** auto_any_72mo |  — APR |  5.490% |  72 mo · any |  Standard |
| **Boats, RVs, Motorcycles (Up to 66 Months)** boat_any_66mo |  — APR |  6.250% |  66 mo |  Standard |
| **Boats, RVs, Motorcycles (72 Months)** boat_any_72mo |  — APR |  6.750% |  72 mo |  Standard |
| **Boats, RVs, Motorcycles (84 Months)** boat_any_84mo |  — APR |  7.150% |  84 mo |  Standard |
| **Boats, RVs, Motorcycles (120-180 Months)** boat_any_180mo |  — APR |  7.500% |  180 mo |  Standard |
Altonized Community Credit Union auto & vehicle rates as of November 12, 2026

### Personal loan rates

2 offers

| Product |  Published |  Rate |  Term / condition |  Status |
| **Share-Secured Loan** personal_secured |  — APR |  3.000% |  — |  Standard |
| **Signature Loan** personal_unsecured |  — APR |  9.900% |  — |  Standard |
Altonized Community Credit Union personal loan rates as of November 12, 2026

### Savings & CD rates

2 offers

| Product |  Published |  Rate |  Term / condition |  Status |
| **Checking** checking |  — APY |  0.10% |  — |  Standard |
| **Savings & Checking Rates (Christmas/Vacation Club)** savings |  — APY |  0.10% |  — |  Specialty offer |
Altonized Community Credit Union savings & cd rates as of November 12, 2026

Altonized Community Credit Union is a credit union in Illinois. Rate data is being verified.

> Source: [RateAPI.dev](https://rateapi.dev/credit-unions/illinois/altonized-community) , verified from [Altonized Community Credit Union's official website](https://www.altonizedfcu.org/)

Loading branch locator…

## About Altonized Community Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members

5.6K

Assets

$55.7M

Founded

1939

Locations reported

2

NCUA charter

3316

Charter type

Federal credit union

### Services and member support

- Online loan application
- Electronic statements
- Mobile check deposit
- Credit-builder products
- Payday Alternative Loans I

Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union.

### Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

[**Revity** Alton Branch · Alton · IL · 62002 About 1.1 miles away](https://rateapi.dev/credit-unions/illinois/revity) [**State Employees Community** 4500 College Avenue · Alton · IL · 62002-5013 About 2.3 miles away](https://rateapi.dev/credit-unions/illinois/state-employees-community) [**1st Midamerica** College Office · Alton · IL · 62002 About 2.4 miles away](https://rateapi.dev/credit-unions/illinois/1st-midamerica) [**Alton Municipal Employees** Alton municipal employees fcu · Alton · IL · 62002-4750 About 2.4 miles away](https://rateapi.dev/credit-unions/illinois/alton-municipal-employees) [**Citizens Equity First** Godfrey Member Center · Godfrey · IL · 62035 About 3.2 miles away](https://rateapi.dev/credit-unions/illinois/citizens-equity-first) [**B.e.a.** BEA Credit Union · Bethalto · IL · 62010 About 4.6 miles away](https://rateapi.dev/credit-unions/illinois/bea)

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

## Who Can Join Altonized Community Credit Union

Membership eligibility from Altonized Community Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) .

Membership criteria are published on Altonized Community Credit Union's website. Check the membership page below to confirm whether you qualify.

- Location madison, macoupin — IL
- Employer Owens-Illinois

Verified from [Altonized Community Credit Union's membership page](https://www.altonizedfcu.org/membership-eligibility) . Final membership determination is always made by the credit union.

## Membership rules for Altonized Community Credit Union

Geography 2 counties · Employers · Family

14 published paths to membership, last verified August 27, 2026, quoted from Altonized Community Credit Union’s own published criteria.

### Geography 2

Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026

- Macoupin County, IL
- Madison County, IL

“Any business or legal entity in Madison and Macoupin County”

> [source ↗](https://www.altonizedfcu.org/membership-eligibility)

### Employers 1

Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026

  - Employee of Owens-Illinois

“The credit union was started to serve Owens-Illinois in Alton”

> [source ↗](https://www.altonizedfcu.org/membership-eligibility)

- Employee of Owens-Illinois

### Family 1

Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026

  - Family of a member immediate family, household member

“Immediate family and household of current members”

> [source ↗](https://www.altonizedfcu.org/membership-eligibility)

- Family member (immediate family, household member) of a member

Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union.

Is this right for Altonized Community Credit Union? Yes No

## Work at Altonized Community Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Altonized Community Credit Union ranks against Illinois peers.

- See which AI assistants fetched Altonized Community Credit Union’s rates, and how often
- See which of your products the RateAPI API returned, and where you rank in Illinois
- Correct anything we publish about you that is wrong

[Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=altonized-community&amp;state=illinois&amp;code=IL&amp;name=Altonized%20Community%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions)

## Frequently Asked Questions

### What rates does Altonized Community Credit Union offer?

Altonized Community Credit Union currently offers vehicle loan, and personal loan rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website.

### How often are Altonized Community Credit Union rates updated?

RateAPI verifies Altonized Community Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026.

### Where does RateAPI get Altonized Community Credit Union's rate data?

Rate data is collected directly from Altonized Community Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

### Who can join Altonized Community Credit Union?

Altonized Community Credit Union publishes its membership criteria on its own website. RateAPI tracks 14 published membership paths covering 2 counties and 1 employer for Altonized Community Credit Union, each quoted from Altonized Community Credit Union's own published membership criteria. Immediate family of an existing member also qualify.

## Related Rate Data

Compare Altonized Community Credit Union's rates against national credit-union benchmarks.

[More Illinois credit unions](https://rateapi.dev/credit-unions/illinois) [Illinois auto loan rate leaders](https://rateapi.dev/auto-loan-rates/illinois) [Illinois personal loan leaders](https://rateapi.dev/personal-loan-rates/illinois) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology)

### Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

[View Original Source](https://www.altonizedfcu.org/)

### Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

[View Methodology](https://rateapi.dev/methodology)

## Track Altonized Community Credit Union rates

Get a free API key to query these rates programmatically, or get the daily email when Illinois credit union rates move.

Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails)

## Use it via API

Access this data programmatically with our REST API

terminal

```
# Get rates for Altonized Community Credit Union
curl "https://api.rateapi.dev/credit-unions/illinois /altonized-community " \
  -H "Authorization : Bearer YOUR_API_KEY"
```

[Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp)

Branch locator

## Altonized Community Credit Union locations

Search, filter, and browse all 2 NCUA-reported locations.

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---

Source: https://rateapi.dev/credit-unions/illinois/altonized-community
Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp
