--- title: "2 Rivers Area Credit Union Rates (Nov 2026): CDs to 2.25%" description: "2 Rivers Area Credit Union rates today: savings & CDs up to 2.25% APY. Every rate verified daily from the official website — no pay-to-rank. See who can join 2 Rivers Area Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/illinois/2-rivers-area" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # 2 Rivers Area Credit Union Rates (Nov 2026): CDs to 2.25% ### Personal loan rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Share Secured as low as:** personal_secured | — APR | 4.000% | — | Standard | 2 Rivers Area Credit Union personal loan rates as of November 13, 2026 ### Savings & CD rates 3 offers | Product | Published | Rate | Term / condition | Status | | **Vacation & Christmas Clubs** savings | 0.25% APY | 0.25% | — | Standard | | **Traditional and Roth IRAs** ira | 0.50% APY | 0.50% | — | Standard | | **$1000 Min. - 1 Yr.*** cd_12mo | 2.25% APY | 2.25% | 12 mo | Standard | 2 Rivers Area Credit Union savings & cd rates as of November 13, 2026 ### Other rates 3 offers | Product | Published | Rate | Term / condition | Status | | **Untitled as low as:** other | — % | 4.900% | — | Standard | | **0-7 Years Old As Low As:** other | — % | 6.500% | — | Standard | | **Based on credit history as low as:** other | — % | 10.000% | — | Standard | 2 Rivers Area Credit Union other rates as of November 13, 2026 Savings and certificate yields up to 2.25% APY. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/illinois/2-rivers-area) , verified from [2 Rivers Area Credit Union's official website](https://2riversacu.com/) Loading branch locator… ## About 2 Rivers Area Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 4K Assets $26.6M Founded 1951 Locations reported 1 NCUA charter 62827 Charter type Federally insured state-chartered credit union ### Services and member support - Online loan application - Electronic statements - Mobile payments - Financial education - Bilingual services Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Kankakee Federation of Teachers** Kankakee Federation of Teachers Credit Union · Kankakee · IL · 60901-4667 About 0.9 miles away](https://rateapi.dev/credit-unions/illinois/kankakee-federation-of-teachers) [**Riverside Community** Riverside Community CU · Kankakee · IL · 60901 About 1.4 miles away](https://rateapi.dev/credit-unions/illinois/riverside-community) [**elite community** Branch - 2525 South Kensington Ave · Kankakee · IL · 60901 About 1.9 miles away](https://rateapi.dev/credit-unions/illinois/elite-community) [**Fieldstone** Fieldstone Credit Union · Bradley · IL · 60915 About 3.4 miles away](https://rateapi.dev/credit-unions/illinois/fieldstone) [**Maternity B.v.m.** Maternity BVM Credit Union · Bourbonnais · IL · 60914-2514 About 4.0 miles away](https://rateapi.dev/credit-unions/illinois/maternity-bvm) [**Illiana Financial** Boubonnais · Bourbonnais · IL · 60914 About 4.2 miles away](https://rateapi.dev/credit-unions/illinois/illiana-financial) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join 2 Rivers Area Credit Union Membership eligibility from 2 Rivers Area Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on 2 Rivers Area Credit Union's website. Check the membership page below to confirm whether you qualify. - Location kankakee, will, iroquois — IL - Employer Shapiro Developmental Center, Illinois Veterans in Manteno, Fox Development Center Verified from [2 Rivers Area Credit Union's membership page](https://2riversacu.com/membership/) . Final membership determination is always made by the credit union. ## Membership rules for 2 Rivers Area Credit Union Geography 3 counties · Employers 6 · Family 5 17 published paths to membership, last verified August 27, 2026, quoted from 2 Rivers Area Credit Union’s own published criteria. ### Geography 3 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Iroquois County, IL - Kankakee County, IL - Will County, IL “All persons living in or working in Kankakee, Will, and Iroquois Counties.” > [source ↗](https://2riversacu.com/membership/) ### Employers 6 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Employee of Shapiro Developmental Center “You qualify to be a member of our Credit Union if you are an employee of Shapiro Developmental Center, Illinois Veterans in Manteno or Fox Development Center.” > [source ↗](https://2riversacu.com/membership/) - Employee of Shapiro Developmental Center - Employee of Illinois Veterans in Manteno “You qualify to be a member of our Credit Union if you are an employee of Shapiro Developmental Center, Illinois Veterans in Manteno or Fox Development Center.” > [source ↗](https://2riversacu.com/membership/) - Employee of Illinois Veterans in Manteno - Employee of Fox Development Center “You qualify to be a member of our Credit Union if you are an employee of Shapiro Developmental Center, Illinois Veterans in Manteno or Fox Development Center.” > [source ↗](https://2riversacu.com/membership/) - Employee of Fox Development Center - Retired employee of Shapiro Developmental Center “Persons retired as pensioner or annuitants from the above employer's.” > [source ↗](https://2riversacu.com/membership/) - Retiree of Shapiro Developmental Center - Retired employee of Illinois Veterans in Manteno “Persons retired as pensioner or annuitants from the above employer's.” > [source ↗](https://2riversacu.com/membership/) - Retiree of Illinois Veterans in Manteno - Retired employee of Fox Development Center “Persons retired as pensioner or annuitants from the above employer's.” > [source ↗](https://2riversacu.com/membership/) - Retiree of Fox Development Center ### Family 5 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Family of a member spouse “Spouses of persons who expired while within the field of membership.” > [source ↗](https://2riversacu.com/membership/) - Family member (spouse) of a member - Family of a member spouse, child, sibling, parent, grandparent, grandchild, aunt, uncle, niece, nephew, stepparent, stepchild, step-sibling “Family members of otherwise eligible persons; family members are defined as: spouse, child, sibling, parent, grandparent, grandchild, aunt, uncle, niece or nephew. This also includes stepparents, stepchildren, step-siblings and adoptions.” > [source ↗](https://2riversacu.com/membership/) - Family member (spouse, child, sibling, parent, grandparent, grandchild, aunt, uncle, niece, nephew, stepparent, stepchild, step-sibling) of a member - Family of a member household member “And "Household Members" are people living in the same residence as a single economic unit.” > [source ↗](https://2riversacu.com/membership/) - Family member (household member) of a member - Family Of Deceased surviving spouse “Spouses of persons who expired while within the field of membership.” > [source ↗](https://2riversacu.com/membership/) - Family member (surviving spouse) of a deceased eligible person - Family of someone eligible spouse, child, sibling, parent, grandparent, grandchild, aunt, uncle, niece, nephew, stepparents, stepchildren, step-siblings, adoptions, household member “Family members of otherwise eligible persons; family members are defined as: spouse, child, sibling, parent, grandparent, grandchild, aunt, uncle, niece or nephew. This also includes stepparents, stepchildren, step-siblings and adoptions. And "Household Members" are people living in the same…” > [source ↗](https://2riversacu.com/membership/) - Family member (spouse, child, sibling, parent, grandparent, grandchild, aunt, uncle, niece, nephew, stepparents, stepchildren, step-siblings, adoptions, household member) of an eligible person Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for 2 Rivers Area Credit Union? Yes No ## Work at 2 Rivers Area Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where 2 Rivers Area Credit Union ranks against Illinois peers. - See which AI assistants fetched 2 Rivers Area Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Illinois - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=2-rivers-area&state=illinois&code=IL&name=2%20Rivers%20Area%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does 2 Rivers Area Credit Union offer? 2 Rivers Area Credit Union currently offers personal loan rates. The rates shown on this page were last verified November 13, 2026 directly from the credit union's official website. ### How often are 2 Rivers Area Credit Union rates updated? RateAPI verifies 2 Rivers Area Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026. ### Where does RateAPI get 2 Rivers Area Credit Union's rate data? Rate data is collected directly from 2 Rivers Area Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What is 2 Rivers Area Credit Union's best CD rate? As of November 13, 2026, 2 Rivers Area Credit Union offers savings and certificate (CD) yields up to 2.25% APY. ### Who can join 2 Rivers Area Credit Union? 2 Rivers Area Credit Union publishes its membership criteria on its own website. RateAPI tracks 17 published membership paths covering 3 counties and 6 employers for 2 Rivers Area Credit Union, each quoted from 2 Rivers Area Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare 2 Rivers Area Credit Union's rates against national credit-union benchmarks. [More Illinois credit unions](https://rateapi.dev/credit-unions/illinois) [Illinois personal loan leaders](https://rateapi.dev/personal-loan-rates/illinois) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://2riversacu.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track 2 Rivers Area Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Illinois credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for 2 Rivers Area Credit Union curl "https://api.rateapi.dev/credit-unions/illinois /2-rivers-area " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## 2 Rivers Area Credit Union locations Search, filter, and browse all 1 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/illinois/2-rivers-area Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp