1st Midamerica Credit Union
Verified rate book
Current 1st Midamerica Credit Union rates
3 published offers verified as of July 26, 2026.
Personal loan rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Personal Line of Creditploc_variable | 10.700% APR | 10.700% | — | Standard |
Credit card rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Platinum Credit Cardcredit_card_platinum | 8.900% APR | 8.900% | — | Standard |
| Platinum Rewards Visa Credit Cardcredit_card_rewards | 9.900% APR | 9.900% | — | Standard |
Personal loan rates from 10.7% APR. Credit card rates from 8.9% APR.
Source: RateAPI.dev, verified from 1st Midamerica Credit Union's official website
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About 1st Midamerica Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 64.1K
- Assets
- $1B
- Founded
- 1934
- Locations reported
- 10
- NCUA charter
- 63932
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- First-time homebuyer program
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
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Who Can Join 1st Midamerica Credit Union
Membership eligibility from 1st Midamerica Credit Union's own published criteria. How we verify this.
Membership criteria are published on 1st Midamerica Credit Union's website. Check the membership page below to confirm whether you qualify.
Verified from 1st Midamerica Credit Union's membership page. Final membership determination is always made by the credit union.
Work at 1st Midamerica Credit Union?
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Frequently Asked Questions
What rates does 1st Midamerica Credit Union offer?
1st Midamerica Credit Union currently offers personal loan, and credit card rates. The rates shown on this page were last verified July 26, 2026 directly from the credit union's official website.
How often are 1st Midamerica Credit Union rates updated?
RateAPI verifies 1st Midamerica Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 26, 2026.
Where does RateAPI get 1st Midamerica Credit Union's rate data?
Rate data is collected directly from 1st Midamerica Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is 1st Midamerica Credit Union's personal loan rate?
As of July 26, 2026, 1st Midamerica Credit Union offers personal loans from 10.7% APR.
Related Rate Data
Compare 1st Midamerica Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for 1st Midamerica Credit Union
curl "https://api.rateapi.dev/credit-unions/illinois/1st-midamerica" \
-H "Authorization: Bearer YOUR_API_KEY"