--- title: "Trugrocer Credit Union: #1 Personal Loan in Idaho" description: "Trugrocer Credit Union has the lowest tracked personal loan rate in Idaho (18.00% APR) among 6 credit unions we verify. Trugrocer Credit Union rates today: personal loans from 18.00% APR. Every rate verified daily from the official website — no pay-to-rank. See who can join Trugrocer Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/idaho/trugrocer" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Trugrocer Credit Union: #1 Personal Loan in Idaho ### Personal loan rates 2 offers | Product | Published | Rate | Term / condition | Status | | **Overdraft Protection for Share Draft (Checking)** personal | 18.000% APR | 18.000% | — | Standard | | **Pay Advance Line of Credit (PAL)** ploc_variable | — APR | 18.000% | — | Standard | Trugrocer Credit Union personal loan rates as of October 23, 2026 ### Credit card rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Rewards Credit Card** credit_card_rewards | — APR | 16.900% | — | Standard | Trugrocer Credit Union credit card rates as of October 23, 2026 Personal loan rates from 18% APR. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/idaho/trugrocer) , verified from [Trugrocer Credit Union's official website](https://www.trugrocer.com/) Best product position **#1 of 6** personal loan Gap to state best **0 bp** State market leader Vs. state median **800 bp behind median** personal loan Products ranked **1** across tracked Idaho markets | Product | Published APR | Position | Vs. state best | Vs. state median | | personal loan | 18.00% | #1 of 6 · lowest in Idaho | State market leader | 800 bp behind median | Published rate position by product as of November 13, 2026 This is the public snapshot. Claim Trugrocer Credit Union's profile to see the full product-by-product breakdown, how the gap to the state best has moved over time, and the near-misses where a small change would move you up. [See the full breakdown →](https://rateapi.dev/for-credit-unions/claim?cu=trugrocer&state=idaho&code=ID&name=Trugrocer%20Credit%20Union) Loading branch locator… ## About Trugrocer Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 22.6K Assets $319.4M Founded 1965 Locations reported 8 NCUA charter 17127 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial education Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Clarity** Corporate Office · Meridian · ID · 83642 Branch in the same ZIP](https://rateapi.dev/credit-unions/idaho/clarity) [**Horizon** Overland - Meridian · Meridian · ID · 83642-8105 Branch in the same ZIP](https://rateapi.dev/credit-unions/washington/horizon) [**Idaho Central** ST. Lukes · Meridian · ID · 83642 Branch in the same ZIP](https://rateapi.dev/credit-unions/idaho/idaho-central) [**Capital Educators** Administrative Center · Meridian · ID · 83642-6289 About 2.1 miles away](https://rateapi.dev/credit-unions/idaho/capital-educators) [**Mountain America** 0138 Meridian Franklin Rd · Meridian · ID · 83642-2904 About 2.2 miles away](https://rateapi.dev/credit-unions/utah/mountain-america) [**Potlatch No. 1 Financial** Meridian Branch · Meridian · ID · 83642 About 2.4 miles away](https://rateapi.dev/credit-unions/idaho/potlatch-no-1-financial) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Trugrocer Credit Union Membership eligibility from Trugrocer Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Trugrocer Credit Union's website. Check the membership page below to confirm whether you qualify. - Employer Grocery Industry Employer Verified from [Trugrocer Credit Union's membership page](https://www.trugrocer.com/Join/Eligibility.aspx) . Final membership determination is always made by the credit union. ## Membership rules for Trugrocer Credit Union Employers 2 · Family 2 4 published paths to membership, last verified October 11, 2026, quoted from Trugrocer Credit Union’s own published criteria. ### Employers 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified October 11, 2026 - Employee of Grocery Industry Employer “Employee or Retiree of a Grocery Industry Employer.” > [source ↗](https://www.trugrocer.com/Join/Eligibility.aspx) - Employee of Grocery Industry Employer - Retired employee of Grocery Industry Employer “Employee or Retiree of a Grocery Industry Employer.” > [source ↗](https://www.trugrocer.com/Join/Eligibility.aspx) - Retiree of Grocery Industry Employer ### Family 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified October 11, 2026 - Family of a member spouse, child, sibling, parent, grandparent, grandchild “Immediate Family Member of a Qualifying or Existing Member. "Immediate family member" is defined as spouse, child, sibling, parent, grandparent, or grandchild. This includes step and adoptive relationships.” > [source ↗](https://www.trugrocer.com/Join/Eligibility.aspx) - Family member (spouse, child, sibling, parent, grandparent, grandchild) of a member - Family of a member household member “Same Household as a Qualifying or Existing Member. "Same household" is defined as persons living in the same residence and maintaining a single economic unit.” > [source ↗](https://www.trugrocer.com/Join/Eligibility.aspx) - Family member (household member) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Trugrocer Credit Union? Yes No ## Work at Trugrocer Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Trugrocer Credit Union ranks against Idaho peers. - See which AI assistants fetched Trugrocer Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Idaho - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=trugrocer&state=idaho&code=ID&name=Trugrocer%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Trugrocer Credit Union offer? Trugrocer Credit Union currently offers personal loan, and credit card rates. The rates shown on this page were last verified October 23, 2026 directly from the credit union's official website. ### How often are Trugrocer Credit Union rates updated? RateAPI verifies Trugrocer Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified October 23, 2026. ### Where does RateAPI get Trugrocer Credit Union's rate data? Rate data is collected directly from Trugrocer Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What is Trugrocer Credit Union's personal loan rate? As of October 23, 2026, Trugrocer Credit Union offers personal loans from 18% APR. ### Who can join Trugrocer Credit Union? Trugrocer Credit Union publishes its membership criteria on its own website. RateAPI tracks 4 published membership paths covering 2 employers for Trugrocer Credit Union, each quoted from Trugrocer Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Trugrocer Credit Union's rates against national credit-union benchmarks. [More Idaho credit unions](https://rateapi.dev/credit-unions/idaho) [Idaho personal loan leaders](https://rateapi.dev/personal-loan-rates/idaho) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.trugrocer.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Trugrocer Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Idaho credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Trugrocer Credit Union curl "https://api.rateapi.dev/credit-unions/idaho /trugrocer " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Trugrocer Credit Union locations Search, filter, and browse all 8 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/idaho/trugrocer Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp