Trugrocer Credit Union

Boise, Idaho
Last verified: August 4, 2026
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Verified rate book

Current Trugrocer Credit Union rates

24 published offers verified as of August 4, 2026.

How we verify rates

Auto & vehicle rates

3 offers
Trugrocer Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Auto Loanauto3.990% APR3.990%Standard
New/Used Vehiclesauto_any3.990% APR3.990%anyStandard
RV Loanrv3.990% APR3.990%Standard

HELOC rates

1 offer
Trugrocer Credit Union heloc rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
HELOC (Variable)heloc_variable6.250% APR6.250%Standard

Personal loan rates

3 offers
Trugrocer Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Personal Loanpersonal_unsecured9.000% APR9.000%Standard
Pay Advance Line of Credit (PAL)ploc_variable18.000% APR18.000%Standard
Overdraft Protection for Share Draft (Checking)personal18.000% APR18.000%Standard

Credit card rates

1 offer
Trugrocer Credit Union credit card rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Rewards Credit Cardcredit_card_rewards16.900% APR16.900%Standard

Savings & CD rates

13 offers
Trugrocer Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Christmas and Vacation Clubssavings0.05% APY0.05%Standard
Roth/Roth Conversion Individual Retirement Accountira0.50% APY0.50%Standard
Money Market Share Account (MMSA)* ($2500 to $24,999)money_market0.70% APY0.70%Standard
$2500 To $24,999savings0.70% APY0.70%Standard
Money Market Share Account (MMSA)* ($25,000 to $99,999)money_market0.95% APY0.95%Standard
$25,000 To $99,999savings0.95% APY0.95%Standard
Premier Money Market Share Account (PMMSA)* ($50,000 to $99,999)money_market1.10% APY1.10%Standard
$100,000 To $349,999savings1.35% APY1.35%Standard
Premier Money Market Share Account (PMMSA)* ($100,000 to $349,999)money_market1.35% APY1.35%Standard
Premier Money Market Share Account (PMMSA)* ($350,000 and up)money_market1.50% APY1.50%Standard
$350,000 And Upsavings1.50% APY1.50%Standard
Featured Rates (Money Market Account)money_market1.51% APY1.51%Standard
Featured Rates (Small Saver Certificate)share_certificate3.45% APY3.45%Standard

Other rates

3 offers
Trugrocer Credit Union other rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
24 Month To 84 Month Termsother3.990% %3.990%Standard
24 Month to 180 month termsother3.990% %3.990%Standard
Terms from 6 to 60 monthsother9.000% %9.000%Standard

Vehicle loans available from 3.99% APR. HELOC rates from 6.25% APR. Personal loan rates from 9% APR. Credit card rates from 16.9% APR. Savings and certificate yields up to 3.45% APY.

Source: RateAPI.dev, verified from Trugrocer Credit Union's official website

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About Trugrocer Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
22.6K
Assets
$319.4M
Founded
1965
Locations reported
8
NCUA charter
17127
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial education

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join Trugrocer Credit Union

Membership eligibility from Trugrocer Credit Union's own published criteria. How we verify this.

Membership via occupations (Grocery industry employee)

  • OccupationGrocery industry employee

Verified from Trugrocer Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Trugrocer Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Trugrocer Credit Union ranks against Idaho peers.

Frequently Asked Questions

What rates does Trugrocer Credit Union offer?

Trugrocer Credit Union currently offers vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Trugrocer Credit Union rates updated?

RateAPI verifies Trugrocer Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Trugrocer Credit Union's rate data?

Rate data is collected directly from Trugrocer Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Trugrocer Credit Union's auto & rv loan rates?

As of August 4, 2026, Trugrocer Credit Union offers vehicle loans from 3.99% APR.

What is Trugrocer Credit Union's HELOC rate?

As of August 4, 2026, Trugrocer Credit Union offers home equity lines of credit from 6.25% APR.

What is Trugrocer Credit Union's personal loan rate?

As of August 4, 2026, Trugrocer Credit Union offers personal loans from 9% APR.

What is Trugrocer Credit Union's best CD rate?

As of August 4, 2026, Trugrocer Credit Union offers savings and certificate (CD) yields up to 3.45% APY.

Related Rate Data

Compare Trugrocer Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Trugrocer Credit Union
curl "https://api.rateapi.dev/credit-unions/idaho/trugrocer" \
  -H "Authorization: Bearer YOUR_API_KEY"