--- title: "Simplot Credit Union Rates (Nov 2026): CDs to 4.75%, Vehicle 4.99%" description: "Simplot Credit Union rates today: vehicle loans from 4.99% APR, savings & CDs up to 4.75% APY. Every rate verified daily from the official website — no pay-to-rank. See who can join Simplot Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/idaho/simplot" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Simplot Credit Union Rates (Nov 2026): CDs to 4.75%, Vehicle 4.99% ### Auto & vehicle rates 2 offers | Product | Published | Rate | Term / condition | Status | | **Auto Loan** auto | 4.990% APR | 4.990% | — | Standard | | **RV Loan** rv | 7.240% APR | 7.240% | — | Standard | Simplot Credit Union auto & vehicle rates as of November 12, 2026 ### Savings & CD rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Certificate** share_certificate | 4.75% APY | 4.75% | — | Standard | Simplot Credit Union savings & cd rates as of November 12, 2026 Vehicle loans available from 4.99% APR. Savings and certificate yields up to 4.75% APY. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/idaho/simplot) , verified from [Simplot Credit Union's official website](https://www.simplotcu.com/) Loading branch locator… ## About Simplot Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 5.5K Assets $58.8M Founded 1955 Locations reported 2 NCUA charter 63405 Charter type Federally insured state-chartered credit union ### Services and member support - Online loan application - Electronic statements - Mobile check deposit - Financial counseling - Financial education Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Advantage Plus** Center Street · Pocatello · ID · 83201-2616 About 2.6 miles away](https://rateapi.dev/credit-unions/idaho/advantage-plus) [**Connections** Olympus · Pocatello · ID · 83201-2019 About 2.7 miles away](https://rateapi.dev/credit-unions/idaho/connections) [**Mountain America** 0122 Pocatello Yellowstone Ave · Pocatello · ID · 83201-4419 About 4.0 miles away](https://rateapi.dev/credit-unions/utah/mountain-america) [**Idaho Central** Pocatello · Pocatello · ID · 83201 About 4.0 miles away](https://rateapi.dev/credit-unions/idaho/idaho-central) [**Westmark** Pocatello Branch · Pocatello · ID · 83201 About 4.1 miles away](https://rateapi.dev/credit-unions/idaho/westmark) [**Lookout** Lookout FCU Alameda Branch · Pocatello · ID · 83201 About 4.1 miles away](https://rateapi.dev/credit-unions/idaho/lookout) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Simplot Credit Union Membership eligibility from Simplot Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Simplot Credit Union's website. Check the membership page below to confirm whether you qualify. Verified from [Simplot Credit Union's membership page](https://www.simplotcu.com/) . Final membership determination is always made by the credit union. ## Work at Simplot Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Simplot Credit Union ranks against Idaho peers. - See which AI assistants fetched Simplot Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Idaho - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=simplot&state=idaho&code=ID&name=Simplot%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Simplot Credit Union offer? Simplot Credit Union currently offers vehicle loan rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Simplot Credit Union rates updated? RateAPI verifies Simplot Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Simplot Credit Union's rate data? Rate data is collected directly from Simplot Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What are Simplot Credit Union's auto & rv loan rates? As of November 12, 2026, Simplot Credit Union offers vehicle loans from 4.99% APR. ### What is Simplot Credit Union's best CD rate? As of November 12, 2026, Simplot Credit Union offers savings and certificate (CD) yields up to 4.75% APY. ### Who can join Simplot Credit Union? Simplot Credit Union publishes its membership criteria on its own website. ## Related Rate Data Compare Simplot Credit Union's rates against national credit-union benchmarks. [More Idaho credit unions](https://rateapi.dev/credit-unions/idaho) [Idaho auto loan rate leaders](https://rateapi.dev/auto-loan-rates/idaho) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.simplotcu.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Simplot Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Idaho credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Simplot Credit Union curl "https://api.rateapi.dev/credit-unions/idaho /simplot " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Simplot Credit Union locations Search, filter, and browse all 2 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/idaho/simplot Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp