--- title: "Potlatch No. 1 Financial Credit Union Rates (Nov 2026): CDs to 3.50%" description: "Potlatch No. 1 Financial Credit Union rates today: savings & CDs up to 3.50% APY. Every rate verified daily from the official website — no pay-to-rank. See who can join Potlatch No. 1 Financial Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/idaho/potlatch-no-1-financial" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Potlatch No. 1 Financial Credit Union Rates (Nov 2026): CDs to 3.50% ### Auto & vehicle rates 7 offers | Product | Published | Rate | Term / condition | Status | | **Compare Current P1FCU Auto Loan Rates (Up to 60 Month Term)** auto_any_60mo | — APR | 5.150% | 60 mo | Standard | | **Compare Current P1FCU Auto Loan Rates (Up to 72 Month Term)** auto_any_72mo | — APR | 5.450% | 72 mo | Standard | | **60-Month Powersports Loan** powersports_any_60mo | — APR | 6.990% | 60 mo | Standard | | **72-Month Powersports Loan** powersports_any_72mo | — APR | 6.990% | 72 mo | Standard | | **60-Month RV Loan** rv_any_60mo | — APR | 6.990% | 60 mo | Standard | | **180-Month RV Loan** rv_any_180mo | — APR | 7.240% | 180 mo | Standard | | **144-Month RV Loan** rv_any_144mo | — APR | 7.240% | 144 mo | Standard | Potlatch No. 1 Financial Credit Union auto & vehicle rates as of November 12, 2026 ### Personal loan rates 1 offer | Product | Published | Rate | Term / condition | Status | | **60-Month Unsecured Personal Loan** personal_unsecured_60mo | — APR | 10.990% | 60 mo | Standard | Potlatch No. 1 Financial Credit Union personal loan rates as of November 12, 2026 ### Savings & CD rates 26 offers | Product | Published | Rate | Term / condition | Status | | **$35.00 - $100,000+** savings | — APY | 0.05% | — | Standard | | **IRA Accounts ($35.00 - $100,000+)** ira | — APY | 0.05% | — | Standard | | **Idaho Medical Savings Account** savings | — APY | 0.05% | — | Standard | | **IRA** ira | — APY | 0.05% | — | Standard | | **Business Deposit Account** savings | — APY | 0.15% | — | Eligibility restricted | | **Ascend Checking Account** checking | — APY | 0.21% | — | Specialty offer | | **Money Marketing Account** money_market | — APY | 0.45% | — | Standard | | **$500.00 - $24,999.99** savings | — APY | 0.45% | — | Standard | | **$25,000.00 - $99,999.99** savings | — APY | 0.55% | — | Standard | | **3-Month Certificate** cd_3mo | — APY | 1.25% | 3 mo | Standard | | **Certificate** cd | — APY | 1.25% | — | Standard | | **$100,000.00 - $249,999.99** savings | — APY | 1.25% | — | Standard | | **$250,000.00 - $499,999.99** savings | — APY | 1.35% | — | Standard | | **$500,000.000+** savings | — APY | 1.45% | — | Standard | | **Ascend Checking Rates 1** checking | — APY | 3.44% | — | Standard | | **$0.00 - 15,000** savings | — APY | 3.44% | — | Standard | | **Ascend Checking Rates 1** checking | 3.50% APY | 3.44% | — | Standard | | **Checking** checking | — APY | 3.50% | — | Specialty offer | | **6 Mo. Certificate** share_certificate_6mo | — APY | 3.70% | 6 mo | Standard | | **Compare Current Certificate Account Rates (6 Months)** cd_6mo | — APY | 3.70% | 6 mo | Standard | | **Compare Current Certificate Account Rates (12 Months)** cd_12mo | — APY | 3.90% | 12 mo | Standard | | **Compare Current Certificate Account Rates (24 Months)** cd_24mo | — APY | 4.10% | 24 mo | Standard | | **Compare Current Certificate Account Rates (18 Months)** cd_18mo | — APY | 4.10% | 18 mo | Standard | | **Compare Current Certificate Account Rates (36 Months)** cd_36mo | — APY | 4.20% | 36 mo | Standard | | **Compare Current Certificate Account Rates (60 Months)** cd_60mo | — APY | 4.20% | 60 mo | Standard | | **Compare Current Certificate Account Rates (48 Months)** cd_48mo | — APY | 4.20% | 48 mo | Standard | Potlatch No. 1 Financial Credit Union savings & cd rates as of November 12, 2026 ### Other rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Up to 60 Month Term** other | — % | 5.150% | — | Standard | Potlatch No. 1 Financial Credit Union other rates as of November 12, 2026 Savings and certificate yields up to 3.50% APY. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/idaho/potlatch-no-1-financial) , verified from [Potlatch No. 1 Financial Credit Union's official website](https://www.p1fcu.org/) Loading branch locator… ## About Potlatch No. 1 Financial Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 127.8K Assets $2.2B Founded 1938 Locations reported 28 NCUA charter 68700 Charter type Federally insured state-chartered credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - First-time homebuyer program - Student scholarships Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Idaho Central** Lewiston · Lewiston · ID · 83501 About 9.0 miles away](https://rateapi.dev/credit-unions/idaho/idaho-central) [**Lewis Clark** Bryden Office · Lewiston · ID · 83501 About 9.6 miles away](https://rateapi.dev/credit-unions/idaho/lewis-clark) [**Cutting Edge** Lewiston · Lewiston · ID · 83501-3559 About 11.5 miles away](https://rateapi.dev/credit-unions/oregon/cutting-edge) [**Spokane Teachers** Spokane Teachers Credit Union - Clarkston Branch · Clarkston · WA · 99403 About 12.9 miles away](https://rateapi.dev/credit-unions/washington/spokane-teachers) [**Cottonwood Community** Craigmont Branch · Craigmont · ID · 83523 About 21.5 miles away](https://rateapi.dev/credit-unions/idaho/cottonwood-community) [**Gesa** Pullman Bishop · Pullman · WA · 99163-5420 About 34.0 miles away](https://rateapi.dev/credit-unions/washington/gesa) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Potlatch No. 1 Financial Credit Union Membership eligibility from Potlatch No. 1 Financial Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Potlatch No. 1 Financial Credit Union's website. Check the membership page below to confirm whether you qualify. Verified from [Potlatch No. 1 Financial Credit Union's membership page](https://www.p1fcu.org/become-a-member) . Final membership determination is always made by the credit union. ## Membership rules for Potlatch No. 1 Financial Credit Union Family 1 published path to membership, last verified August 22, 2026, quoted from Potlatch No. 1 Financial Credit Union’s own published criteria. ### Family 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 22, 2026 - Family of a member immediate family member “P1FCU membership is also open to any immediate family member of a person who is eligible for membership in the credit union.” > [source ↗](https://www.p1fcu.org/become-a-member) - Family member (immediate family member) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Potlatch No. 1 Financial Credit Union? Yes No ## Work at Potlatch No. 1 Financial Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Potlatch No. 1 Financial Credit Union ranks against Idaho peers. - See which AI assistants fetched Potlatch No. 1 Financial Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Idaho - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=potlatch-no-1-financial&state=idaho&code=ID&name=Potlatch%20No.%201%20Financial%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Potlatch No. 1 Financial Credit Union offer? Potlatch No. 1 Financial Credit Union currently offers vehicle loan, and personal loan rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Potlatch No. 1 Financial Credit Union rates updated? RateAPI verifies Potlatch No. 1 Financial Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Potlatch No. 1 Financial Credit Union's rate data? Rate data is collected directly from Potlatch No. 1 Financial Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What is Potlatch No. 1 Financial Credit Union's best CD rate? As of November 12, 2026, Potlatch No. 1 Financial Credit Union offers savings and certificate (CD) yields up to 3.50% APY. ### Who can join Potlatch No. 1 Financial Credit Union? Potlatch No. 1 Financial Credit Union publishes its membership criteria on its own website. RateAPI tracks 1 published membership path for Potlatch No. 1 Financial Credit Union, each quoted from Potlatch No. 1 Financial Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Potlatch No. 1 Financial Credit Union's rates against national credit-union benchmarks. [More Idaho credit unions](https://rateapi.dev/credit-unions/idaho) [Idaho auto loan rate leaders](https://rateapi.dev/auto-loan-rates/idaho) [Idaho personal loan leaders](https://rateapi.dev/personal-loan-rates/idaho) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.p1fcu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Potlatch No. 1 Financial Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Idaho credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Potlatch No. 1 Financial Credit Union curl "https://api.rateapi.dev/credit-unions/idaho /potlatch-no-1-financial " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Potlatch No. 1 Financial Credit Union locations Search, filter, and browse all 28 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/idaho/potlatch-no-1-financial Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp