--- title: "Idaho United Credit Union Rates: CDs to 4.23%, Vehicle 5.25%" description: "Idaho United Credit Union rates today: vehicle loans from 5.25% APR, savings & CDs up to 4.23% APY. Every rate verified daily from the official website — no pay-to-rank. See who can join Idaho United Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/idaho/idaho-united" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Idaho United Credit Union Rates: CDs to 4.23%, Vehicle 5.25% ### Auto & vehicle rates 2 offers | Product | Published | Rate | Term / condition | Status | | **New & Used Autos** auto_any | 5.250% APR | 5.250% | any | Standard | | **RV Loan** rv | 6.750% APR | 6.750% | — | Standard | Idaho United Credit Union auto & vehicle rates as of November 13, 2026 ### Credit card rates 2 offers | Product | Published | Rate | Term / condition | Status | | **Visa Platinum Preferred** credit_card_platinum | 8.900% APR | 8.900% | — | Context only | | **Platinum Credit Card** credit_card_platinum | 12.950% APR | 12.950% | — | Standard | Idaho United Credit Union credit card rates as of November 13, 2026 ### Savings & CD rates 1 offer | Product | Published | Rate | Term / condition | Status | | **6 Month Promo CD** cd_6mo | 4.23% APY | 4.23% | 6 mo | Standard | Idaho United Credit Union savings & cd rates as of November 13, 2026 Vehicle loans available from 5.25% APR. Credit card rates from 12.95% APR. Savings and certificate yields up to 4.23% APY. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/idaho/idaho-united) , verified from [Idaho United Credit Union's official website](https://www.idahounited.org/) Loading branch locator… ## About Idaho United Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 5.9K Assets $78.2M Founded 1978 Locations reported 2 NCUA charter 68361 Charter type Federally insured state-chartered credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Clarity** Corporate Office · Meridian · ID · 83642 Branch in the same ZIP](https://rateapi.dev/credit-unions/idaho/clarity) [**Horizon** Overland - Meridian · Meridian · ID · 83642-8105 Branch in the same ZIP](https://rateapi.dev/credit-unions/washington/horizon) [**Idaho Central** ST. Lukes · Meridian · ID · 83642 Branch in the same ZIP](https://rateapi.dev/credit-unions/idaho/idaho-central) [**Capital Educators** Administrative Center · Meridian · ID · 83642-6289 About 2.1 miles away](https://rateapi.dev/credit-unions/idaho/capital-educators) [**Mountain America** 0138 Meridian Franklin Rd · Meridian · ID · 83642-2904 About 2.2 miles away](https://rateapi.dev/credit-unions/utah/mountain-america) [**Potlatch No. 1 Financial** Meridian Branch · Meridian · ID · 83642 About 2.4 miles away](https://rateapi.dev/credit-unions/idaho/potlatch-no-1-financial) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Idaho United Credit Union Membership eligibility from Idaho United Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Idaho United Credit Union's website. Check the membership page below to confirm whether you qualify. Verified from [Idaho United Credit Union's membership page](https://www.idahounited.org/) . Final membership determination is always made by the credit union. ## Work at Idaho United Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Idaho United Credit Union ranks against Idaho peers. - See which AI assistants fetched Idaho United Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Idaho - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=idaho-united&state=idaho&code=ID&name=Idaho%20United%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Idaho United Credit Union offer? Idaho United Credit Union currently offers vehicle loan, and credit card rates. The rates shown on this page were last verified November 13, 2026 directly from the credit union's official website. ### How often are Idaho United Credit Union rates updated? RateAPI verifies Idaho United Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026. ### Where does RateAPI get Idaho United Credit Union's rate data? Rate data is collected directly from Idaho United Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What are Idaho United Credit Union's auto & rv loan rates? As of November 13, 2026, Idaho United Credit Union offers vehicle loans from 5.25% APR. ### What is Idaho United Credit Union's best CD rate? As of November 13, 2026, Idaho United Credit Union offers savings and certificate (CD) yields up to 4.23% APY. ### Who can join Idaho United Credit Union? Idaho United Credit Union publishes its membership criteria on its own website. ## Related Rate Data Compare Idaho United Credit Union's rates against national credit-union benchmarks. [More Idaho credit unions](https://rateapi.dev/credit-unions/idaho) [Idaho auto loan rate leaders](https://rateapi.dev/auto-loan-rates/idaho) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.idahounited.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Idaho United Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Idaho credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Idaho United Credit Union curl "https://api.rateapi.dev/credit-unions/idaho /idaho-united " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Idaho United Credit Union locations Search, filter, and browse all 2 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/idaho/idaho-united Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp