--- title: "Clarity Credit Union Rates - Idaho" description: "Current auto loan, personal loan, and credit card rates from Clarity Credit Union in Idaho. Updated daily with source verification. See who can join Clarity Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/idaho/clarity" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Clarity Credit Union Rates - Idaho ### Auto & vehicle rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Auto Loan** auto | — APR | 5.490% | — | Standard | Clarity Credit Union auto & vehicle rates as of November 13, 2026 ### Personal loan rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Unsecured Personal Loan** personal_unsecured | — APR | 10.000% | — | Standard | Clarity Credit Union personal loan rates as of November 13, 2026 ### Credit card rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Platinum Credit Card** credit_card_platinum | — APR | 9.900% | — | Standard | Clarity Credit Union credit card rates as of November 13, 2026 Clarity Credit Union is a credit union in Idaho. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/idaho/clarity) , verified from [Clarity Credit Union's official website](https://www.claritycu.com/) Loading branch locator… ## About Clarity Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 19.3K Assets $231.4M Founded 1948 Locations reported 7 NCUA charter 68295 Charter type Federally insured state-chartered credit union ### Services and member support - Online loan application - Electronic statements - Mobile check deposit - Financial counseling - Financial education - Bilingual services - Student scholarships - Credit-builder products Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Horizon** Overland - Meridian · Meridian · ID · 83642-8105 Branch in the same ZIP](https://rateapi.dev/credit-unions/washington/horizon) [**Idaho Central** ST. Lukes · Meridian · ID · 83642 Branch in the same ZIP](https://rateapi.dev/credit-unions/idaho/idaho-central) [**Capital Educators** Administrative Center · Meridian · ID · 83642-6289 About 2.1 miles away](https://rateapi.dev/credit-unions/idaho/capital-educators) [**Mountain America** 0138 Meridian Franklin Rd · Meridian · ID · 83642-2904 About 2.2 miles away](https://rateapi.dev/credit-unions/utah/mountain-america) [**Potlatch No. 1 Financial** Meridian Branch · Meridian · ID · 83642 About 2.4 miles away](https://rateapi.dev/credit-unions/idaho/potlatch-no-1-financial) [**Trugrocer** Admin Office · Meridian · ID · 83642 About 2.5 miles away](https://rateapi.dev/credit-unions/idaho/trugrocer) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Clarity Credit Union Membership eligibility from Clarity Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Clarity Credit Union's website. Check the membership page below to confirm whether you qualify. - Location ada, boise, canyon, gem, owyhee, payette, valley — ID Verified from [Clarity Credit Union's membership page](https://www.claritycu.com/about-us/become-a-member.html) . Final membership determination is always made by the credit union. ## Membership rules for Clarity Credit Union Geography 7 counties · Family 2 30 published paths to membership, last verified August 27, 2026, quoted from Clarity Credit Union’s own published criteria. ### Geography 7 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Ada County, ID - Boise County, ID - Canyon County, ID - Gem County, ID - Owyhee County, ID - Payette County, ID - Valley County, ID “If you live, work, worship, or attend school in Ada, Boise, Canyon, Gem, Owyhee, Payette, or Valley counties you are eligible for membership.” > [source ↗](https://www.claritycu.com/about-us/become-a-member.html) ### Family 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Family of a member direct family member “Direct family members of a current Clarity member are also eligible to join.” > [source ↗](https://www.claritycu.com/about-us/become-a-member.html) - Family member (direct family member) of a member - Family of a member family “Direct family members of a current Clarity member are also eligible to join.” > [source ↗](https://www.claritycu.com/about-us/become-a-member.html) - Family member (family) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Clarity Credit Union? Yes No ## Work at Clarity Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Clarity Credit Union ranks against Idaho peers. - See which AI assistants fetched Clarity Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Idaho - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=clarity&state=idaho&code=ID&name=Clarity%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Clarity Credit Union offer? Clarity Credit Union currently offers Auto loan, personal loan, and credit card rates. The rates shown on this page were last verified November 13, 2026 directly from the credit union's official website. ### How often are Clarity Credit Union rates updated? RateAPI verifies Clarity Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026. ### Where does RateAPI get Clarity Credit Union's rate data? Rate data is collected directly from Clarity Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Clarity Credit Union? Clarity Credit Union publishes its membership criteria on its own website. RateAPI tracks 30 published membership paths covering 7 counties for Clarity Credit Union, each quoted from Clarity Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Clarity Credit Union's rates against national credit-union benchmarks. [More Idaho credit unions](https://rateapi.dev/credit-unions/idaho) [Idaho auto loan rate leaders](https://rateapi.dev/auto-loan-rates/idaho) [Idaho personal loan leaders](https://rateapi.dev/personal-loan-rates/idaho) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.claritycu.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Clarity Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Idaho credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Clarity Credit Union curl "https://api.rateapi.dev/credit-unions/idaho /clarity " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Clarity Credit Union locations Search, filter, and browse all 7 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/idaho/clarity Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp