--- title: "Maui Teachers Credit Union Rates - Hawaii" description: "Current auto loan, heloc, personal loan, student loan, and savings & cd rates from Maui Teachers Credit Union in Hawaii. Updated daily with source verification. See who can join Maui Teachers Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/hawaii/maui-teachers" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Maui Teachers Credit Union Rates - Hawaii ### Auto & vehicle rates 4 offers | Product | Published | Rate | Term / condition | Status | | **Share/Signature** auto | — APR | 4.000% | — | Standard | | **New Auto 90% Financing** auto_new | — APR | 4.000% | new | Standard | | **New Auto 100% Financing** auto_new | — APR | 4.500% | new | Standard | | **Used Auto 90% Financing Rates are determined by the repayment terms** auto_used | — APR | 5.000% | used | Standard | Maui Teachers Credit Union auto & vehicle rates as of November 12, 2026 ### HELOC rates 1 offer | Product | Published | Rate | Term / condition | Status | | **HELOC (Fixed)** heloc_fixed | — APR | 5.500% | — | Standard | Maui Teachers Credit Union heloc rates as of November 12, 2026 ### Personal loan rates 4 offers | Product | Published | Rate | Term / condition | Status | | **Share-Secured Loan** personal_secured | — APR | 2.000% | — | Standard | | **Signature Loan** personal_unsecured | — APR | 4.500% | — | Standard | | **Solar Heater Loan** personal | — APR | 4.500% | — | Standard | | **Vacation Loans Must provide travel itinerary** personal | — APR | 5.000% | — | Standard | Maui Teachers Credit Union personal loan rates as of November 12, 2026 ### Student loan rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Student Loan Consolidations - 60 Months 180 Months** student | — APR | 4.000% | — | Standard | Maui Teachers Credit Union student loan rates as of November 12, 2026 ### Savings & CD rates 3 offers | Product | Published | Rate | Term / condition | Status | | **12-Month Certificate** share_certificate_12mo | — APY | 1.00% | 12 mo | Standard | | **18-Month Certificate** share_certificate_18mo | — APY | 3.00% | 18 mo | Standard | | **6-Month Certificate** share_certificate_6mo | — APY | 4.00% | 6 mo | Standard | Maui Teachers Credit Union savings & cd rates as of November 12, 2026 Maui Teachers Credit Union is a credit union in Hawaii. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/hawaii/maui-teachers) , verified from [Maui Teachers Credit Union's official website](https://www.mauiteachersfcu.com/) Loading branch locator… ## About Maui Teachers Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 1.3K Assets $36.5M Founded 1936 Locations reported 2 NCUA charter 1817 Charter type Federal credit union ### Services and member support - Online loan application - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Bilingual services - Credit-builder products Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Maui County** Wailuku Branch · Wailuku · HI · 96793 Branch in the same ZIP](https://rateapi.dev/credit-unions/hawaii/maui-county) [**Valley Isle Community** Wailuku Branch · Wailuku · HI · 96793 About 1.8 miles away](https://rateapi.dev/credit-unions/hawaii/valley-isle-community) [**Wailuku** Wailuku FCU · Kahului · HI · 96732-3603 About 2.9 miles away](https://rateapi.dev/credit-unions/hawaii/wailuku) [**Kahului** Kahului FCU · Kahului · HI · 96732-2240 About 4.1 miles away](https://rateapi.dev/credit-unions/hawaii/kahului) [**Maui** Maui FCU - Main Office · Kahului · HI · 96732 About 4.4 miles away](https://rateapi.dev/credit-unions/hawaii/maui) [**Hawaiian Financial** Maui · Kahului · HI · 96732-3508 About 4.8 miles away](https://rateapi.dev/credit-unions/hawaii/hawaiian-financial) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Maui Teachers Credit Union Membership eligibility from Maui Teachers Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership via employers (Department of Education) or occupations (certified, employed substitute teachers) - Location Maui - Employer Department of Education - Occupation certified, employed substitute teachers **Cost to join:** About $11 (a $1 membership fee plus a $10 minimum deposit). Verified from [Maui Teachers Credit Union's membership page](https://www.mauiteachersfcu.com/join-2) . Final membership determination is always made by the credit union. ## Membership rules for Maui Teachers Credit Union Schools · Family 2 3 published paths to membership, last verified August 21, 2026, quoted from Maui Teachers Credit Union’s own published criteria. ### Schools 1 Human-reviewed quoted from the credit union’s own published criteria · last verified August 21, 2026 - Student of Hawaii Technology Academy Charter School “Students and faculty of Hawaii Technology Academy Charter School All above must be within the County of Maui.” > [source ↗](https://www.mauiteachersfcu.com/join-2) - Student at Hawaii Technology Academy Charter School ### Family 2 Human-reviewed quoted from the credit union’s own published criteria · last verified August 21, 2026 - Family of a member grandparents, parents, step-parents, siblings, step-siblings, children, adopted children, step-children, grandchildren “Immediate family members of a member or potential member may join our credit union. Immediate family members are defined as grandparents, parents, step-parents, siblings, step-siblings, children, adopted children, step-children, and grandchildren.” > [source ↗](https://www.mauiteachersfcu.com/join-2) - Family member (grandparents, parents, step-parents, siblings, step-siblings, children, adopted children, step-children, grandchildren) of a member - Family of a member household member “Membership is also open to persons who reside in the same "household" with a member.” > [source ↗](https://www.mauiteachersfcu.com/join-2) - Family member (household member) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Maui Teachers Credit Union? Yes No ## Work at Maui Teachers Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Maui Teachers Credit Union ranks against Hawaii peers. - See which AI assistants fetched Maui Teachers Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Hawaii - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=maui-teachers&state=hawaii&code=HI&name=Maui%20Teachers%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Maui Teachers Credit Union offer? Maui Teachers Credit Union currently offers Auto loan, HELOC, personal loan, and student loan rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Maui Teachers Credit Union rates updated? RateAPI verifies Maui Teachers Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Maui Teachers Credit Union's rate data? Rate data is collected directly from Maui Teachers Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Maui Teachers Credit Union? Membership via employers (Department of Education) or occupations (certified, employed substitute teachers) RateAPI tracks 3 published membership paths covering 1 school for Maui Teachers Credit Union, each quoted from Maui Teachers Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Maui Teachers Credit Union's rates against national credit-union benchmarks. [More Hawaii credit unions](https://rateapi.dev/credit-unions/hawaii) [Hawaii auto loan rate leaders](https://rateapi.dev/auto-loan-rates/hawaii) [Hawaii HELOC rate leaders](https://rateapi.dev/heloc-rates/hawaii) [Hawaii personal loan leaders](https://rateapi.dev/personal-loan-rates/hawaii) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.mauiteachersfcu.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Maui Teachers Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Hawaii credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Maui Teachers Credit Union curl "https://api.rateapi.dev/credit-unions/hawaii /maui-teachers " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Maui Teachers Credit Union locations Search, filter, and browse all 2 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/hawaii/maui-teachers Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp