---
title: "Maui County Credit Union Rates (Nov 2026): CDs to 4.25%"
description: "Maui County Credit Union rates today: savings &amp; CDs up to 4.25% APY. Every rate verified daily from the official website — no pay-to-rank. See who can join Maui County Credit Union — verified membership eligibility with the requirements and cost to join."
canonical: "https://rateapi.dev/credit-unions/hawaii/maui-county"
last-updated: "2026-11-13"
source: "https://rateapi.dev/llms.txt"
---

# Maui County Credit Union Rates (Nov 2026): CDs to 4.25%

### Auto & vehicle rates

3 offers

| Product |  Published |  Rate |  Term / condition |  Status |
| **New Auto up to 4 years old** auto_new_84mo |  — APR |  4.500% |  84 mo · new |  Standard |
| **84-Month Auto Loan** auto_any_84mo |  — APR |  4.500% |  84 mo |  Standard |
| **Used Auto 5 years to 10 years old** auto_used_60mo |  — APR |  5.250% |  60 mo · used |  Standard |
Maui County Credit Union auto & vehicle rates as of November 12, 2026

### Personal loan rates

5 offers

| Product |  Published |  Rate |  Term / condition |  Status |
| **Personal and Consolidation Loans (1 Year)** other |  — APR |  7.750% |  — |  Standard |
| **Personal and Consolidation Loans (3 Year)** other |  — APR |  8.750% |  — |  Standard |
| **Personal and Consolidation Loans (2 Year)** other |  — APR |  8.750% |  — |  Standard |
| **Personal and Consolidation Loans (4 Year)** other |  — APR |  9.750% |  — |  Standard |
| **Personal and Consolidation Loans (5 Year)** other |  — APR |  9.750% |  — |  Standard |
Maui County Credit Union personal loan rates as of November 12, 2026

### Credit card rates

1 offer

| Product |  Published |  Rate |  Term / condition |  Status |
| **Visa® Platinum, Platinum Cash Rewards and Secured** credit_card_secured |  — APR |  7.000% |  — |  Standard |
Maui County Credit Union credit card rates as of November 12, 2026

### Savings & CD rates

18 offers

| Product |  Published |  Rate |  Term / condition |  Status |
| **Checking** checking |  — APY |  0.03% |  — |  Standard |
| **Kids Club Account** savings |  — APY |  0.05% |  — |  Eligibility restricted |
| **60-Month Certificate** share_certificate_60mo |  3.00% APY |  2.96% |  60 mo |  Standard |
| **48-Month Certificate** share_certificate_48mo |  — APY |  3.00% |  48 mo |  Standard |
| **48-Month Certificate** share_certificate_48mo |  3.00% APY |  2.96% |  48 mo |  Standard |
| **36-Month Certificate** share_certificate_36mo |  — APY |  3.00% |  36 mo |  Standard |
| **36-Month Certificate** share_certificate_36mo |  3.00% APY |  2.96% |  36 mo |  Standard |
| **24-Month Certificate** share_certificate_24mo |  — APY |  3.00% |  24 mo |  Standard |
| **24-Month Certificate** share_certificate_24mo |  3.00% APY |  2.96% |  24 mo |  Standard |
| **Roth** savings |  3.00% APY |  2.96% |  — |  Standard |
| **60-Month Certificate** share_certificate_60mo |  — APY |  3.00% |  60 mo |  Standard |
| **12-Month Certificate** share_certificate_12mo |  3.25% APY |  3.20% |  12 mo |  Standard |
| **12-Month Certificate** share_certificate_12mo |  — APY |  3.25% |  12 mo |  Standard |
| **Certificate** share_certificate |  — APY |  4.17% |  — |  Standard |
| **6-Month Certificate** share_certificate_6mo |  — APY |  4.25% |  6 mo |  Standard |
| **60-Month Certificate** share_certificate_60mo |  — APY |  4.25% |  60 mo |  Standard |
| **6-Month Certificate** share_certificate_6mo |  4.25% APY |  4.17% |  6 mo |  Standard |
| **Checking* (Malama Rewards Checking*)** checking |  — APY |  4.89% |  — |  Standard |
Maui County Credit Union savings & cd rates as of November 12, 2026

### Other rates

3 offers

| Product |  Published |  Rate |  Term / condition |  Status |
| **Traditional** other |  3.000% % |  2.960% |  — |  Standard |
| **Photovoltaic Loans (Up to 5 Years)** other |  — % |  5.500% |  — |  Standard |
| **Photovoltaic Loans (5 - 10 Years)** other |  — % |  7.500% |  — |  Standard |
Maui County Credit Union other rates as of November 12, 2026

Savings and certificate yields up to 4.25% APY.

> Source: [RateAPI.dev](https://rateapi.dev/credit-unions/hawaii/maui-county) , verified from [Maui County Credit Union's official website](https://www.mauicountyfcu.org/)

Loading branch locator…

## About Maui County Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members

20.8K

Assets

$479.5M

Founded

1937

Locations reported

2

NCUA charter

1866

Charter type

Federal credit union

### Services and member support

- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Financial counseling
- Financial education
- First-time homebuyer program
- Student scholarships

Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union.

### Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

[**Valley Isle Community** Wailuku Branch · Wailuku · HI · 96793 About 1.8 miles away](https://rateapi.dev/credit-unions/hawaii/valley-isle-community) [**Maui Teachers** Maui Teachers FCU · Wailuku · HI · 96793 About 1.8 miles away](https://rateapi.dev/credit-unions/hawaii/maui-teachers) [**Wailuku** Wailuku FCU · Kahului · HI · 96732-3603 About 2.9 miles away](https://rateapi.dev/credit-unions/hawaii/wailuku) [**Kahului** Kahului FCU · Kahului · HI · 96732-2240 About 4.1 miles away](https://rateapi.dev/credit-unions/hawaii/kahului) [**Maui** Maui FCU - Main Office · Kahului · HI · 96732 About 4.4 miles away](https://rateapi.dev/credit-unions/hawaii/maui) [**Hawaiian Financial** Maui · Kahului · HI · 96732-3508 About 4.8 miles away](https://rateapi.dev/credit-unions/hawaii/hawaiian-financial)

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

## Who Can Join Maui County Credit Union

Membership eligibility from Maui County Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) .

Membership criteria are published on Maui County Credit Union's website. Check the membership page below to confirm whether you qualify.

- Location maui — HI

Verified from [Maui County Credit Union's membership page](https://www.mauicountyfcu.org/about/membership/) . Final membership determination is always made by the credit union.

## Membership rules for Maui County Credit Union

Geography 1 county · Family

3 published paths to membership, last verified August 27, 2026, quoted from Maui County Credit Union’s own published criteria.

### Geography 1

Auto-verified against the source page from the credit union’s published criteria and NCUA charter records · last verified August 27, 2026

- Maui County, HI

“NCUA call report 2026-03-31: TOM_CODE=00 (community charter); branch footprint: Maui County, HI”

> [source ↗](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data)

### Family 1

Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026

  - Family of a member grandparent, parent, stepparent, stepsibling, sibling, child, stepchild, grandchild

“You're also eligible if you are an immediate family member (grandparent, parent, stepparent, stepsibling, sibling, child, stepchild or grandchild) of a member or potential member.”

> [source ↗](https://www.mauicountyfcu.org/about/membership/)

- Family member (grandparent, parent, stepparent, stepsibling, sibling, child, stepchild, grandchild) of a member

Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union.

Is this right for Maui County Credit Union? Yes No

## Work at Maui County Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Maui County Credit Union ranks against Hawaii peers.

- See which AI assistants fetched Maui County Credit Union’s rates, and how often
- See which of your products the RateAPI API returned, and where you rank in Hawaii
- Correct anything we publish about you that is wrong

[Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=maui-county&amp;state=hawaii&amp;code=HI&amp;name=Maui%20County%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions)

## Frequently Asked Questions

### What rates does Maui County Credit Union offer?

Maui County Credit Union currently offers Auto loan, personal loan, and credit card rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website.

### How often are Maui County Credit Union rates updated?

RateAPI verifies Maui County Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026.

### Where does RateAPI get Maui County Credit Union's rate data?

Rate data is collected directly from Maui County Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

### What is Maui County Credit Union's best CD rate?

As of November 12, 2026, Maui County Credit Union offers savings and certificate (CD) yields up to 4.25% APY.

### Who can join Maui County Credit Union?

Maui County Credit Union publishes its membership criteria on its own website. RateAPI tracks 3 published membership paths covering 1 county for Maui County Credit Union, each quoted from Maui County Credit Union's own published membership criteria. Immediate family of an existing member also qualify.

## Related Rate Data

Compare Maui County Credit Union's rates against national credit-union benchmarks.

[More Hawaii credit unions](https://rateapi.dev/credit-unions/hawaii) [Hawaii auto loan rate leaders](https://rateapi.dev/auto-loan-rates/hawaii) [Hawaii personal loan leaders](https://rateapi.dev/personal-loan-rates/hawaii) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology)

### Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

[View Original Source](https://www.mauicountyfcu.org/)

### Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

[View Methodology](https://rateapi.dev/methodology)

## Track Maui County Credit Union rates

Get a free API key to query these rates programmatically, or get the daily email when Hawaii credit union rates move.

Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails)

## Use it via API

Access this data programmatically with our REST API

terminal

```
# Get rates for Maui County Credit Union
curl "https://api.rateapi.dev/credit-unions/hawaii /maui-county " \
  -H "Authorization : Bearer YOUR_API_KEY"
```

[Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp)

Branch locator

## Maui County Credit Union locations

Search, filter, and browse all 2 NCUA-reported locations.

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---

Source: https://rateapi.dev/credit-unions/hawaii/maui-county
Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp
