--- title: "Maui Credit Union Rates (Nov 2026): CDs to 4.25%" description: "Maui Credit Union rates today: savings & CDs up to 4.25% APY. Every rate verified daily from the official website — no pay-to-rank. See who can join Maui Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/hawaii/maui" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Maui Credit Union Rates (Nov 2026): CDs to 4.25% ### Auto & vehicle rates 3 offers | Product | Published | Rate | Term / condition | Status | | **New Auto up to 4 years old** auto_new_84mo | — APR | 4.500% | 84 mo · new | Standard | | **84-Month Auto Loan** auto_any_84mo | — APR | 4.500% | 84 mo | Standard | | **Used Auto 5 years to 10 years old** auto_used_60mo | — APR | 5.250% | 60 mo · used | Standard | Maui Credit Union auto & vehicle rates as of November 13, 2026 ### Personal loan rates 5 offers | Product | Published | Rate | Term / condition | Status | | **Personal and Consolidation Loans (1 Year)** other | — APR | 7.750% | — | Standard | | **Personal and Consolidation Loans (3 Year)** other | — APR | 8.750% | — | Standard | | **Personal and Consolidation Loans (2 Year)** other | — APR | 8.750% | — | Standard | | **Personal and Consolidation Loans (4 Year)** other | — APR | 9.750% | — | Standard | | **Personal and Consolidation Loans (5 Year)** other | — APR | 9.750% | — | Standard | Maui Credit Union personal loan rates as of November 13, 2026 ### Credit card rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Visa® Platinum, Platinum Cash Rewards and Secured** credit_card_secured | — APR | 7.000% | — | Standard | Maui Credit Union credit card rates as of November 13, 2026 ### Savings & CD rates 18 offers | Product | Published | Rate | Term / condition | Status | | **Checking** checking | — APY | 0.03% | — | Standard | | **Christmas Savings** savings | — APY | 0.05% | — | Specialty offer | | **60-Month Certificate** share_certificate_60mo | 3.00% APY | 2.96% | 60 mo | Standard | | **48-Month Certificate** share_certificate_48mo | — APY | 3.00% | 48 mo | Standard | | **48-Month Certificate** share_certificate_48mo | 3.00% APY | 2.96% | 48 mo | Standard | | **36-Month Certificate** share_certificate_36mo | — APY | 3.00% | 36 mo | Standard | | **36-Month Certificate** share_certificate_36mo | 3.00% APY | 2.96% | 36 mo | Standard | | **24-Month Certificate** share_certificate_24mo | — APY | 3.00% | 24 mo | Standard | | **24-Month Certificate** share_certificate_24mo | 3.00% APY | 2.96% | 24 mo | Standard | | **Roth** savings | 3.00% APY | 2.96% | — | Standard | | **60-Month Certificate** share_certificate_60mo | — APY | 3.00% | 60 mo | Standard | | **12-Month Certificate** share_certificate_12mo | 3.25% APY | 3.20% | 12 mo | Standard | | **12-Month Certificate** share_certificate_12mo | — APY | 3.25% | 12 mo | Standard | | **Certificate** share_certificate | — APY | 4.17% | — | Standard | | **6-Month Certificate** share_certificate_6mo | — APY | 4.25% | 6 mo | Standard | | **60-Month Certificate** share_certificate_60mo | — APY | 4.25% | 60 mo | Standard | | **6-Month Certificate** share_certificate_6mo | 4.25% APY | 4.17% | 6 mo | Standard | | **Checking* (Malama Rewards Checking*)** checking | — APY | 4.89% | — | Standard | Maui Credit Union savings & cd rates as of November 13, 2026 ### Other rates 3 offers | Product | Published | Rate | Term / condition | Status | | **Traditional** other | 3.000% % | 2.960% | — | Standard | | **Photovoltaic Loans (Up to 5 Years)** other | — % | 5.500% | — | Standard | | **Photovoltaic Loans (5 - 10 Years)** other | — % | 7.500% | — | Standard | Maui Credit Union other rates as of November 13, 2026 Savings and certificate yields up to 4.25% APY. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/hawaii/maui) , verified from [Maui Credit Union's official website](https://www.mauicountyfcu.org/) Loading branch locator… ## About Maui Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 7.3K Assets $145M Founded 1938 Locations reported 3 NCUA charter 2562 Charter type Federal credit union ### Services and member support - Online loan application - Electronic statements - Mobile check deposit - Mobile payments - Bilingual services - Student scholarships Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Hawaiian Financial** Maui · Kahului · HI · 96732-3508 About 0.2 miles away](https://rateapi.dev/credit-unions/hawaii/hawaiian-financial) [**Aloha Pacific** Kahului Branch · Kahului · HI · 96732-3555 About 0.3 miles away](https://rateapi.dev/credit-unions/hawaii/aloha-pacific) [**Hawaii State** Kahului Branch · Kahului · HI · 96732-3553 About 0.3 miles away](https://rateapi.dev/credit-unions/hawaii/hawaii-state) [**Maui County** Branch Office - MMP · Kahului · HI · 96732-2986 About 0.5 miles away](https://rateapi.dev/credit-unions/hawaii/maui-county) [**Valley Isle Community** Main Branch · Kahului · HI · 96732 About 0.7 miles away](https://rateapi.dev/credit-unions/hawaii/valley-isle-community) [**Kahului** Kahului FCU · Kahului · HI · 96732-2240 About 0.9 miles away](https://rateapi.dev/credit-unions/hawaii/kahului) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Maui Credit Union Membership eligibility from Maui Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Maui Credit Union's website. Check the membership page below to confirm whether you qualify. Verified from [Maui Credit Union's membership page](https://www.mauicountyfcu.org/about/membership/) . Final membership determination is always made by the credit union. ## Membership rules for Maui Credit Union Geography 1 county · Family 2 published paths to membership, last verified August 21, 2026, quoted from Maui Credit Union’s own published criteria. ### Geography 1 Auto-verified against the source page from NCUA regulator charter records · last verified August 5, 2026 - Maui County, HI “NCUA call report 2026-03-31: TOM_CODE=00 (community charter); branch footprint: Maui County, HI” > [source ↗](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) ### Family 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Family of a member grandparent, parent, stepparent, stepsibling, sibling, child, stepchild, grandchild “You're also eligible if you are an immediate family member (grandparent, parent, stepparent, stepsibling, sibling, child, stepchild or grandchild) of a member or potential member.” > [source ↗](https://www.mauicountyfcu.org/about/membership/) - Family member (grandparent, parent, stepparent, stepsibling, sibling, child, stepchild, grandchild) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Maui Credit Union? Yes No ## Work at Maui Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Maui Credit Union ranks against Hawaii peers. - See which AI assistants fetched Maui Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Hawaii - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=maui&state=hawaii&code=HI&name=Maui%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Maui Credit Union offer? Maui Credit Union currently offers Auto loan, personal loan, and credit card rates. The rates shown on this page were last verified November 13, 2026 directly from the credit union's official website. ### How often are Maui Credit Union rates updated? RateAPI verifies Maui Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026. ### Where does RateAPI get Maui Credit Union's rate data? Rate data is collected directly from Maui Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What is Maui Credit Union's best CD rate? As of November 13, 2026, Maui Credit Union offers savings and certificate (CD) yields up to 4.25% APY. ### Who can join Maui Credit Union? Maui Credit Union publishes its membership criteria on its own website. RateAPI tracks 2 published membership paths covering 1 county for Maui Credit Union, each quoted from Maui Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Maui Credit Union's rates against national credit-union benchmarks. [More Hawaii credit unions](https://rateapi.dev/credit-unions/hawaii) [Hawaii auto loan rate leaders](https://rateapi.dev/auto-loan-rates/hawaii) [Hawaii personal loan leaders](https://rateapi.dev/personal-loan-rates/hawaii) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.mauicountyfcu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Maui Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Hawaii credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Maui Credit Union curl "https://api.rateapi.dev/credit-unions/hawaii /maui " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Maui Credit Union locations Search, filter, and browse all 3 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/hawaii/maui Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp