--- title: "Kahului Credit Union Rates (Nov 2026): Auto 4.25%, CDs to 4.25%" description: "Kahului Credit Union rates today: auto loans from 4.25% APR, savings & CDs up to 4.25% APY. Every rate verified daily from the official website — no pay-to-rank. See who can join Kahului Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/hawaii/kahului" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Kahului Credit Union Rates (Nov 2026): Auto 4.25%, CDs to 4.25% ### Auto & vehicle rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Auto Loan** auto | 4.250% APR | 4.250% | — | Standard | Kahului Credit Union auto & vehicle rates as of November 12, 2026 ### Personal loan rates 3 offers | Product | Published | Rate | Term / condition | Status | | **Unsecured Personal Loan** personal_unsecured | — APR | 6.750% | — | Standard | | **Debt Consolidation Loan** personal | — APR | 8.750% | — | Standard | | **Overdraft Line of Credit** personal | — APR | 9.250% | — | Standard | Kahului Credit Union personal loan rates as of November 12, 2026 ### Credit card rates 1 offer | Product | Published | Rate | Term / condition | Status | | **VISA® Classic** credit_card | — APR | 7.990% | — | Standard | Kahului Credit Union credit card rates as of November 12, 2026 ### Savings & CD rates 9 offers | Product | Published | Rate | Term / condition | Status | | **18-Month Certificate** share_certificate_18mo | 3.00% APY | 2.96% | 18 mo | Standard | | **60-Month Certificate** share_certificate_60mo | 3.00% APY | 2.96% | 60 mo | Standard | | **24-Month Certificate** share_certificate_24mo | 3.50% APY | 3.44% | 24 mo | Standard | | **36-Month Certificate** share_certificate_36mo | 3.75% APY | 3.69% | 36 mo | Standard | | **6-Month Certificate** share_certificate_6mo | — APY | 4.05% | 6 mo | Standard | | **6-Month Certificate** share_certificate_6mo | 4.15% APY | 4.07% | 6 mo | Standard | | **12-Month Certificate** share_certificate_12mo | 4.25% APY | 4.17% | 12 mo | Standard | | **100% Share** other | — APY | 2.50% | — | Standard | | **50% Share** other | — APY | 4.75% | — | Standard | Kahului Credit Union savings & cd rates as of November 12, 2026 Auto loans available from 4.25% APR. Savings and certificate yields up to 4.25% APY. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/hawaii/kahului) , verified from [Kahului Credit Union's official website](https://www.kahuluifcu.com/) Loading branch locator… ## About Kahului Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 4K Assets $79.5M Founded 1955 Locations reported 1 NCUA charter 10399 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Bilingual services Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Hawaiian Financial** Maui · Kahului · HI · 96732-3508 About 0.2 miles away](https://rateapi.dev/credit-unions/hawaii/hawaiian-financial) [**Aloha Pacific** Kahului Branch · Kahului · HI · 96732-3555 About 0.3 miles away](https://rateapi.dev/credit-unions/hawaii/aloha-pacific) [**Maui** HO'OKELE PARTNER STATION · Kahului · HI · 96732 About 0.3 miles away](https://rateapi.dev/credit-unions/hawaii/maui) [**Hawaii State** Kahului Branch · Kahului · HI · 96732-3553 About 0.3 miles away](https://rateapi.dev/credit-unions/hawaii/hawaii-state) [**Maui County** Branch Office - MMP · Kahului · HI · 96732-2986 About 0.5 miles away](https://rateapi.dev/credit-unions/hawaii/maui-county) [**Valley Isle Community** Main Branch · Kahului · HI · 96732 About 0.7 miles away](https://rateapi.dev/credit-unions/hawaii/valley-isle-community) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Kahului Credit Union Membership eligibility from Kahului Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Kahului Credit Union's website. Check the membership page below to confirm whether you qualify. - Location Maui — HI Verified from [Kahului Credit Union's membership page](https://www.kahuluifcu.com/) . Final membership determination is always made by the credit union. ## Membership rules for Kahului Credit Union Geography 1 county 1 published path to membership, last verified August 5, 2026, from NCUA regulator charter records. ### Geography 1 Auto-verified against the source page from NCUA regulator charter records · last verified August 5, 2026 - Maui County, HI “NCUA call report 2026-03-31: TOM_CODE=00 (community charter); branch footprint: Maui County, HI” > [source ↗](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Kahului Credit Union? Yes No ## Work at Kahului Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Kahului Credit Union ranks against Hawaii peers. - See which AI assistants fetched Kahului Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Hawaii - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=kahului&state=hawaii&code=HI&name=Kahului%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Kahului Credit Union offer? Kahului Credit Union currently offers Auto loan, personal loan, and credit card rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Kahului Credit Union rates updated? RateAPI verifies Kahului Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Kahului Credit Union's rate data? Rate data is collected directly from Kahului Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What are Kahului Credit Union's auto loan rates? As of November 12, 2026, Kahului Credit Union offers auto loans from 4.25% APR. ### What is Kahului Credit Union's best CD rate? As of November 12, 2026, Kahului Credit Union offers savings and certificate (CD) yields up to 4.25% APY. ### Who can join Kahului Credit Union? Kahului Credit Union publishes its membership criteria on its own website. RateAPI tracks 1 published membership path covering 1 county for Kahului Credit Union, each quoted from NCUA charter records. ## Related Rate Data Compare Kahului Credit Union's rates against national credit-union benchmarks. [More Hawaii credit unions](https://rateapi.dev/credit-unions/hawaii) [Hawaii auto loan rate leaders](https://rateapi.dev/auto-loan-rates/hawaii) [Hawaii personal loan leaders](https://rateapi.dev/personal-loan-rates/hawaii) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.kahuluifcu.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Kahului Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Hawaii credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Kahului Credit Union curl "https://api.rateapi.dev/credit-unions/hawaii /kahului " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Kahului Credit Union locations Search, filter, and browse all 1 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/hawaii/kahului Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp