--- title: "Hawaii Schools Credit Union Rates - Hawaii" description: "Current auto loan, personal loan, student loan, credit card, and savings & cd rates from Hawaii Schools Credit Union in Hawaii. Updated daily with source verification. See who can join Hawaii Schools Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/hawaii/hawaii-schools" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Hawaii Schools Credit Union Rates - Hawaii ### Auto & vehicle rates 2 offers | Product | Published | Rate | Term / condition | Status | | **Used Vehicle Loan 4,5** auto_used | — APR | 3.650% | used | Standard | | **New Vehicle Loan 4,5** auto_new | — APR | 3.650% | new | Standard | Hawaii Schools Credit Union auto & vehicle rates as of November 13, 2026 ### Personal loan rates 3 offers | Product | Published | Rate | Term / condition | Status | | **Share-Secured Loan** personal_secured | — APR | 1.500% | — | Standard | | **Personal Loan 4,5** personal_unsecured | — APR | 6.790% | — | Standard | | **Personal Line of Credit** ploc_variable | — APR | 8.000% | — | Standard | Hawaii Schools Credit Union personal loan rates as of November 13, 2026 ### Student loan rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Tuition Loan 4,5** student | — APR | 5.790% | — | Standard | Hawaii Schools Credit Union student loan rates as of November 13, 2026 ### Credit card rates 2 offers | Product | Published | Rate | Term / condition | Status | | **Visa PLATINUM PLUS Credit Card⁶** credit_card_platinum | — APR | 7.900% | — | Standard | | **Platinum Credit Card** credit_card_platinum | — APR | 9.500% | — | Standard | Hawaii Schools Credit Union credit card rates as of November 13, 2026 ### Savings & CD rates 14 offers | Product | Published | Rate | Term / condition | Status | | **$25.00 To $9,999.99** savings | — APY | 0.05% | — | Standard | | **$0.00 To $9,999.99** savings | — APY | 0.05% | — | Standard | | **$10,000.00 To $49,999.99** savings | — APY | 0.05% | — | Standard | | **$50,000.00 and Over** savings | — APY | 0.10% | — | Standard | | **6-Month Term (Regular Share Certificates Only)** share_certificate_6mo | — APY | 1.00% | 6 mo | Standard | | **Holiday Club Savings²** savings | — APY | 3.00% | — | Specialty offer | | **12-Month Certificate** cd_12mo | — APY | 3.00% | 12 mo | Standard | | **18-Month Certificate** cd_18mo | — APY | 3.20% | 18 mo | Standard | | **24-Month Certificate** cd_24mo | — APY | 3.40% | 24 mo | Standard | | **36-Month Certificate** cd_36mo | — APY | 3.60% | 36 mo | Standard | | **48-Month Certificate** cd_48mo | — APY | 3.80% | 48 mo | Standard | | **60-Month Certificate** cd_60mo | — APY | 4.00% | 60 mo | Standard | | **Kids Club Savings¹** savings | — APY | 5.00% | — | Eligibility restricted | | **Super Saver Certificate²** cd | — APY | 5.00% | — | Standard | Hawaii Schools Credit Union savings & cd rates as of November 13, 2026 ### Other rates 5 offers | Product | Published | Rate | Term / condition | Status | | **1-Year Rate Fixed** other | — % | 5.000% | — | Standard | | **3-Year Rate Fixed** other | — % | 5.000% | — | Standard | | **5-Year Rate Fixed** other | — % | 5.500% | — | Standard | | **Loan-To-Value 80% 7,8** other | — % | 6.500% | — | Standard | | **Loan-To-Value 90% 7,8** other | — % | 7.500% | — | Standard | Hawaii Schools Credit Union other rates as of November 13, 2026 Hawaii Schools Credit Union is a credit union in Hawaii. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/hawaii/hawaii-schools) , verified from [Hawaii Schools Credit Union's official website](https://www.hawaiischoolsfcu.org/) Loading branch locator… ## About Hawaii Schools Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 3.4K Assets $76.7M Founded 1936 Locations reported 1 NCUA charter 1785 Charter type Federal credit union ### Services and member support - Electronic statements - Mobile payments - Student scholarships Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Aloha Pacific** Pauoa Branch · Honolulu · HI · 96813-1511 About 0.2 miles away](https://rateapi.dev/credit-unions/hawaii/aloha-pacific) [**Hawaii Central** Harkness Branch · Honolulu · HI · 96813-2402 About 0.9 miles away](https://rateapi.dev/credit-unions/hawaii/hawaii-central) [**Hawaii Law Enforcement** Main Police Station Branch · Honolulu · HI · 96813 About 0.9 miles away](https://rateapi.dev/credit-unions/hawaii/hawaii-law-enforcement) [**Hawaiian Financial** Board of Water Supply · Honolulu · HI · 96813 About 0.9 miles away](https://rateapi.dev/credit-unions/hawaii/hawaiian-financial) [**Hawaiian Electric Employees** HAWAIIAN ELECTRIC EMPLOYEES FCU · HONOLULU · HI · 96813 About 1.2 miles away](https://rateapi.dev/credit-unions/hawaii/hawaiian-electric-employees) [**Hawaii State** Headquarters Building · Honolulu · HI · 96813-4726 About 1.3 miles away](https://rateapi.dev/credit-unions/hawaii/hawaii-state) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Hawaii Schools Credit Union Membership eligibility from Hawaii Schools Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Hawaii Schools Credit Union's website. Check the membership page below to confirm whether you qualify. - Employer State of Hawaii's Department of Education, Hawaii State Teachers Association (HSTA), Hawaii Federation of Teachers, National Education Association - Association State of Hawaii's Board of Education Verified from [Hawaii Schools Credit Union's membership page](https://www.hawaiischoolsfcu.org/eligibility) . Final membership determination is always made by the credit union. ## Membership rules for Hawaii Schools Credit Union Employers 8 · Associations · Schools · Family 11 published paths to membership, last verified November 8, 2026, quoted from Hawaii Schools Credit Union’s own published criteria. ### Employers 8 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified November 8, 2026 - Employee of State of Hawaii's Department of Education “Any employee/retiree of the State of Hawaii's Department of Education” > [source ↗](https://www.hawaiischoolsfcu.org/eligibility) - Employee of State of Hawaii's Department of Education - Retired employee of State of Hawaii's Department of Education “Any employee/retiree of the State of Hawaii's Department of Education” > [source ↗](https://www.hawaiischoolsfcu.org/eligibility) - Retiree of State of Hawaii's Department of Education - Employee of Hawaii State Teachers Association (HSTA) “Any employee/retiree of the Hawaii State Teachers Association (HSTA)” > [source ↗](https://www.hawaiischoolsfcu.org/eligibility) - Employee of Hawaii State Teachers Association (HSTA) - Retired employee of Hawaii State Teachers Association (HSTA) “Any employee/retiree of the Hawaii State Teachers Association (HSTA)” > [source ↗](https://www.hawaiischoolsfcu.org/eligibility) - Retiree of Hawaii State Teachers Association (HSTA) - Employee of Hawaii Federation of Teachers “Any employee/retiree of the Hawaii Federation of Teachers” > [source ↗](https://www.hawaiischoolsfcu.org/eligibility) - Employee of Hawaii Federation of Teachers - Retired employee of Hawaii Federation of Teachers “Any employee/retiree of the Hawaii Federation of Teachers” > [source ↗](https://www.hawaiischoolsfcu.org/eligibility) - Retiree of Hawaii Federation of Teachers - Employee of National Education Association “Any employee/retiree of the National Education Association” > [source ↗](https://www.hawaiischoolsfcu.org/eligibility) - Employee of National Education Association - Retired employee of National Education Association “Any employee/retiree of the National Education Association” > [source ↗](https://www.hawaiischoolsfcu.org/eligibility) - Retiree of National Education Association ### Associations 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified November 8, 2026 - Member of State of Hawaii's Board of Education “Any member of the State of Hawaii's Board of Education” > [source ↗](https://www.hawaiischoolsfcu.org/eligibility) - Member of State of Hawaii's Board of Education ### Schools 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified November 8, 2026 - Belongs to public school campuses (as written on the source page) “Any student/participant of any education and activity program conducted on public school campuses such as the A+ after school program and after school language programs” > [source ↗](https://www.hawaiischoolsfcu.org/eligibility) - Student at public school campuses (class, not a named organization) ### Family 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified November 8, 2026 - Family of someone eligible parent, grandparent, spouse, sibling, child, grandchild, household member “An immediate family member — comprising a parent or grandparent, spouse, sibling, child or grandchild, or household member — of any qualifying individual” > [source ↗](https://www.hawaiischoolsfcu.org/eligibility) - Family member (parent, grandparent, spouse, sibling, child, grandchild, household member) of an eligible person Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Hawaii Schools Credit Union? Yes No ## Work at Hawaii Schools Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Hawaii Schools Credit Union ranks against Hawaii peers. - See which AI assistants fetched Hawaii Schools Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Hawaii - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=hawaii-schools&state=hawaii&code=HI&name=Hawaii%20Schools%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Hawaii Schools Credit Union offer? Hawaii Schools Credit Union currently offers Auto loan, personal loan, student loan, and credit card rates. The rates shown on this page were last verified November 13, 2026 directly from the credit union's official website. ### How often are Hawaii Schools Credit Union rates updated? RateAPI verifies Hawaii Schools Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026. ### Where does RateAPI get Hawaii Schools Credit Union's rate data? Rate data is collected directly from Hawaii Schools Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Hawaii Schools Credit Union? Hawaii Schools Credit Union publishes its membership criteria on its own website. RateAPI tracks 11 published membership paths covering 8 employers, 1 association and 1 school for Hawaii Schools Credit Union, each quoted from Hawaii Schools Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Hawaii Schools Credit Union's rates against national credit-union benchmarks. [More Hawaii credit unions](https://rateapi.dev/credit-unions/hawaii) [Hawaii auto loan rate leaders](https://rateapi.dev/auto-loan-rates/hawaii) [Hawaii personal loan leaders](https://rateapi.dev/personal-loan-rates/hawaii) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.hawaiischoolsfcu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Hawaii Schools Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Hawaii credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Hawaii Schools Credit Union curl "https://api.rateapi.dev/credit-unions/hawaii /hawaii-schools " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Hawaii Schools Credit Union locations Search, filter, and browse all 1 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/hawaii/hawaii-schools Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp