--- title: "Hawaii Central Credit Union Rates - Hawaii" description: "Current personal loan, and savings & cd rates from Hawaii Central Credit Union in Hawaii. Updated daily with source verification. See who can join Hawaii Central Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/hawaii/hawaii-central" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Hawaii Central Credit Union Rates - Hawaii ### Personal loan rates 3 offers | Product | Published | Rate | Term / condition | Status | | **Share-Secured Loan** personal_secured | — APR | 2.600% | — | Standard | | **Unsecured Personal Loan** personal_unsecured | — APR | 4.500% | — | Standard | | **Unsecured Personal Loan** personal_unsecured | — APR | 8.500% | — | Standard | Hawaii Central Credit Union personal loan rates as of November 11, 2026 ### Savings & CD rates 3 offers | Product | Published | Rate | Term / condition | Status | | **60-Month Certificate** share_certificate_60mo | — APY | 1.51% | 60 mo | Standard | | **Certificate** share_certificate | — APY | 3.25% | — | Standard | | **12-Month Certificate** share_certificate_12mo | — APY | 3.75% | 12 mo | Standard | Hawaii Central Credit Union savings & cd rates as of November 11, 2026 Hawaii Central Credit Union is a credit union in Hawaii. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/hawaii/hawaii-central) , verified from [Hawaii Central Credit Union's official website](https://hawaiicentral.org/) Loading branch locator… ## About Hawaii Central Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 16.3K Assets $311.3M Founded 1937 Locations reported 3 NCUA charter 24839 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Electronic statements - Mobile check deposit - Mobile payments - Financial education - First-time homebuyer program - Bilingual services - Credit-builder products Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Aloha Pacific** Pauoa Branch · Honolulu · HI · 96813-1511 About 0.2 miles away](https://rateapi.dev/credit-unions/hawaii/aloha-pacific) [**Hawaii Schools** Hawaii Schools FCU - Main · Honolulu · HI · 96813-2446 About 0.8 miles away](https://rateapi.dev/credit-unions/hawaii/hawaii-schools) [**Hawaii Law Enforcement** Main Police Station Branch · Honolulu · HI · 96813 About 0.9 miles away](https://rateapi.dev/credit-unions/hawaii/hawaii-law-enforcement) [**Hawaiian Financial** Board of Water Supply · Honolulu · HI · 96813 About 0.9 miles away](https://rateapi.dev/credit-unions/hawaii/hawaiian-financial) [**Hawaiian Electric Employees** HAWAIIAN ELECTRIC EMPLOYEES FCU · HONOLULU · HI · 96813 About 1.2 miles away](https://rateapi.dev/credit-unions/hawaii/hawaiian-electric-employees) [**Hawaii State** Headquarters Building · Honolulu · HI · 96813-4726 About 1.3 miles away](https://rateapi.dev/credit-unions/hawaii/hawaii-state) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Hawaii Central Credit Union Membership eligibility from Hawaii Central Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Hawaii Central Credit Union's website. Check the membership page below to confirm whether you qualify. Verified from [Hawaii Central Credit Union's membership page](https://hawaiicentral.org/join/) . Final membership determination is always made by the credit union. ## Membership rules for Hawaii Central Credit Union Geography 1 county · Employers · Family 3 published paths to membership, last verified August 21, 2026, quoted from Hawaii Central Credit Union’s own published criteria. ### Geography 1 Auto-verified against the source page from NCUA regulator charter records · last verified August 5, 2026 - Honolulu County, HI “NCUA call report 2026-03-31: TOM_CODE=00 (community charter); branch footprint: Honolulu County, HI” > [source ↗](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) ### Employers 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Employee of Hawaii Central Federal Credit Union “Employees of this credit union” > [source ↗](https://hawaiicentral.org/join/) - Employee of Hawaii Central Federal Credit Union ### Family 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Family of a member spouse, child, sibling, parent, grandparent, grandchild, stepparents, stepchildren, stepsiblings, household member “members of their immediate families or households, and organizations of such persons. Immediate family is defined as: spouse, child, sibling, parent, grandparent, or grandchild and includes stepparents, stepchildren, stepsiblings and adoptive relationships” > [source ↗](https://hawaiicentral.org/join/) - Family member (spouse, child, sibling, parent, grandparent, grandchild, stepparents, stepchildren, stepsiblings, household member) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Hawaii Central Credit Union? Yes No ## Work at Hawaii Central Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Hawaii Central Credit Union ranks against Hawaii peers. - See which AI assistants fetched Hawaii Central Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Hawaii - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=hawaii-central&state=hawaii&code=HI&name=Hawaii%20Central%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Hawaii Central Credit Union offer? Hawaii Central Credit Union currently offers personal loan rates. The rates shown on this page were last verified November 11, 2026 directly from the credit union's official website. ### How often are Hawaii Central Credit Union rates updated? RateAPI verifies Hawaii Central Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 11, 2026. ### Where does RateAPI get Hawaii Central Credit Union's rate data? Rate data is collected directly from Hawaii Central Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Hawaii Central Credit Union? Hawaii Central Credit Union publishes its membership criteria on its own website. RateAPI tracks 3 published membership paths covering 1 county and 1 employer for Hawaii Central Credit Union, each quoted from Hawaii Central Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Hawaii Central Credit Union's rates against national credit-union benchmarks. [More Hawaii credit unions](https://rateapi.dev/credit-unions/hawaii) [Hawaii personal loan leaders](https://rateapi.dev/personal-loan-rates/hawaii) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://hawaiicentral.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Hawaii Central Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Hawaii credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Hawaii Central Credit Union curl "https://api.rateapi.dev/credit-unions/hawaii /hawaii-central " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Hawaii Central Credit Union locations Search, filter, and browse all 3 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/hawaii/hawaii-central Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp