--- title: "CU Hawaii Credit Union Rates (Nov 2026): Mortgage 6.58%" description: "CU Hawaii Credit Union rates today: 30 year fixed mortgage 6.58% APR. Every rate verified daily from the official website — no pay-to-rank. See who can join CU Hawaii Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/hawaii/cu-hawaii" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # CU Hawaii Credit Union Rates (Nov 2026): Mortgage 6.58% ### Mortgage rates 11 offers | Product | Published | Rate | Term / condition | Status | | **30-Year Fixed** 30 year fixed | 6.584% APR | 6.500% | — | Standard | | **15-Year Fixed** 15 year fixed | 6.137% APR | 6.000% | — | Standard | | **Future Primary Residence (ARM**)** arm | — APR | 6.000% | — | Standard | | **5Yr ARM**** 5 1 arm | 6.219% APR | 6.000% | — | Standard | | **Investor Residential (ARM**)** arm | — APR | 6.500% | — | Standard | | **3 Year Introductory Rate** other | — APR | 5.500% | — | Introductory offer | | **5 Year Introductory Rate** other | — APR | 6.000% | — | Introductory offer | | **Future Primary Residence (Balloon)** other | — APR | 6.250% | — | Standard | | **Future Primary Residence** other | — APR | 6.750% | — | Standard | | **Investor Residential (Balloon)** other | — APR | 6.750% | — | Standard | | **Investor Residential** other | — APR | 7.250% | — | Standard | CU Hawaii Credit Union mortgage rates as of November 13, 2026 ### Auto & vehicle rates 2 offers | Product | Published | Rate | Term / condition | Status | | **New Auto Loan** auto_new | — APR | 4.490% | new | Standard | | **Used Auto Loan** auto_used | — APR | 4.990% | used | Standard | CU Hawaii Credit Union auto & vehicle rates as of November 13, 2026 ### Personal loan rates 2 offers | Product | Published | Rate | Term / condition | Status | | **Personal Loans (12 - 60 Months)** personal_unsecured_60mo | — APR | 5.490% | 60 mo | Standard | | **Solar (Up to $15,000)** personal_unsecured_60mo | — APR | 6.000% | 60 mo | Standard | CU Hawaii Credit Union personal loan rates as of November 13, 2026 ### Other rates 2 offers | Product | Published | Rate | Term / condition | Status | | **48 Month Term** other | — % | 5.990% | — | Standard | | **66 Month Term** other | — % | 6.990% | — | Standard | CU Hawaii Credit Union other rates as of November 13, 2026 As of November 13, 2026, CU Hawaii Credit Union offers a 30-year fixed mortgage at 6.584% APR. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/hawaii/cu-hawaii) , verified from [CU Hawaii Credit Union's official website](https://www.cuhawaii.com/) Loading branch locator… ## About CU Hawaii Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 29.6K Assets $453.2M Founded 1955 Locations reported 10 NCUA charter 24630 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Bilingual services - Student scholarships - Credit-builder products Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Hawaii County Employees** Main Office · Hilo · HI · 96720 About 9.6 miles away](https://rateapi.dev/credit-unions/hawaii/hawaii-county-employees) [**HFS** HILO OFFICE · HILO · HI · 96720-3828 About 10.4 miles away](https://rateapi.dev/credit-unions/hawaii/hfs) [**Big Island** Hilo Branch · Hilo · HI · 96720-4144 About 10.6 miles away](https://rateapi.dev/credit-unions/hawaii/big-island) [**Hawaii First** Hilo Branch · Hilo · HI · 96720 About 10.7 miles away](https://rateapi.dev/credit-unions/hawaii/hawaii-first) [**Helco** HELCO FCU · Hilo · HI · 96720 About 10.7 miles away](https://rateapi.dev/credit-unions/hawaii/helco) [**Onomea** Onomea FCU · Papaikou · HI · 96781 About 12.5 miles away](https://rateapi.dev/credit-unions/hawaii/onomea) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join CU Hawaii Credit Union Membership eligibility from CU Hawaii Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on CU Hawaii Credit Union's website. Check the membership page below to confirm whether you qualify. Verified from [CU Hawaii Credit Union's membership page](https://www.cuhawaii.com/about/membership-eligibility.html) . Final membership determination is always made by the credit union. ## Membership rules for CU Hawaii Credit Union Geography 1 county · Family 2 published paths to membership, last verified August 21, 2026, quoted from CU Hawaii Credit Union’s own published criteria. ### Geography 1 Auto-verified against the source page from NCUA regulator charter records · last verified August 5, 2026 - Hawaii County, HI “NCUA call report 2026-03-31: TOM_CODE=00 (community charter); branch footprint: Hawaii County, HI” > [source ↗](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) ### Family 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Family of a member spouse, parents, sisters, brothers, children “Any immediate family member of a CU Hawaii member. This includes spouse, parents, sisters, brothers, and children, whether living in the same household or not.” > [source ↗](https://www.cuhawaii.com/about/membership-eligibility.html) - Family member (spouse, parents, sisters, brothers, children) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for CU Hawaii Credit Union? Yes No ## Work at CU Hawaii Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where CU Hawaii Credit Union ranks against Hawaii peers. - See which AI assistants fetched CU Hawaii Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Hawaii - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=cu-hawaii&state=hawaii&code=HI&name=CU%20Hawaii%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does CU Hawaii Credit Union offer? CU Hawaii Credit Union currently offers mortgage, Auto loan, and personal loan rates. The rates shown on this page were last verified November 13, 2026 directly from the credit union's official website. ### How often are CU Hawaii Credit Union rates updated? RateAPI verifies CU Hawaii Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026. ### Where does RateAPI get CU Hawaii Credit Union's rate data? Rate data is collected directly from CU Hawaii Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What is CU Hawaii Credit Union's mortgage rate? As of November 13, 2026, CU Hawaii Credit Union offers a 30-year fixed mortgage at 6.584% APR. ### Who can join CU Hawaii Credit Union? CU Hawaii Credit Union publishes its membership criteria on its own website. RateAPI tracks 2 published membership paths covering 1 county for CU Hawaii Credit Union, each quoted from CU Hawaii Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare CU Hawaii Credit Union's rates against national credit-union benchmarks. [More Hawaii credit unions](https://rateapi.dev/credit-unions/hawaii) [Hawaii mortgage rate leaders](https://rateapi.dev/mortgage-rates/hawaii) [Hawaii auto loan rate leaders](https://rateapi.dev/auto-loan-rates/hawaii) [Hawaii personal loan leaders](https://rateapi.dev/personal-loan-rates/hawaii) [Mortgage rate benchmark](https://rateapi.dev/mortgage-rate-benchmark) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.cuhawaii.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track CU Hawaii Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Hawaii credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for CU Hawaii Credit Union curl "https://api.rateapi.dev/credit-unions/hawaii /cu-hawaii " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## CU Hawaii Credit Union locations Search, filter, and browse all 10 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/hawaii/cu-hawaii Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp