Platinum

duluth, Georgia
Last verified: July 10, 2026

As of July 10, 2026, Platinum offers a savings mortgage at 2% APR (2% rate, 0 points). Auto loans available from 1% APR. Personal loan rates from 3% APR. Credit card rates from 5% APR.

Source: RateAPI.dev, verified from Platinum's official website

Mortgage Rates

Rates as of July 10, 2026

savings
2.000% APR
Rate2.000%
Points0
Moderate
savings
2.000% APR
Rate2.000%
Points0
Moderate Retirement Savings
savings
2.000% APR
Rate2.000%
Points0
Moderate Savings
savings
2.000% APR
Rate2.000%
Points0
Youth Checking
savings
3.000% APR
Rate2.960%
Points0
College Savings Plan
savings
3.000% APR
Rate3.000%
Points0
Aggressive
savings
3.000% APR
Rate3.000%
Points0
Aggressive Retirement Savings
savings
3.000% APR
Rate3.000%
Points0
Aggressive Savings
share_certificate_24mo
3.000% APR
Rate2.970%
Points0
Business Share Certificate/CD - 24 months
share_certificate_36mo
3.000% APR
Rate2.970%
Points0
Business Share Certificate/CD - 36 months
share_certificate_60mo
3.250% APR
Rate3.210%
Points0
Business Share Certificate/CD - 60 months
share_certificate_6mo
3.650% APR
Rate3.600%
Points0
Business Share Certificate/CD - 6 months
share_certificate_12mo
3.750% APR
Rate3.700%
Points0
Business Share Certificate/CD - 12 months
savings
4.000% APR
Rate3.930%
Points0
High-Yield Savings
savings
4.000% APR
Rate3.941%
Points0
Youth Savings
savings
5.000% APR
Rate5.000%
Points0
Student Interest Checking
ploc_variable
7.990% APR
Rate7.990%
Points0
Business Line of Credit

Auto Loan Rates

Rates as of July 10, 2026

savings
1.000% APR
Rate1.000%
Conservative
savings
1.000% APR
Rate1.000%
Conservative Retirement Savings
savings
1.000% APR
Rate1.000%
Conservative Savings
auto_new
3.990% APR
Rate3.990%
[PROMOTIONAL] New Auto Loan
auto_used
3.990% APR
Rate3.990%
[PROMOTIONAL] Pre-Owned Auto Loan
auto_new
6.990% APR
Rate6.990%
[PROMOTIONAL] New Motorcycle Loan
auto_used
6.990% APR
Rate6.990%
[PROMOTIONAL] Used Motorcycle Loan
auto_new
7.990% APR
Rate7.990%
[PROMOTIONAL] New RV Loan
auto_used
7.990% APR
Rate7.990%
[PROMOTIONAL] Used RV Loan
credit_card
9.900% APR
Rate9.900%
[PROMOTIONAL] VISA Credit Card
credit_card
9.900% APR
Rate9.900%
[PROMOTIONAL] VISA® Credit Card
credit_card_business
9.990% APR
Rate9.990%
Business VISA® Credit Card

Personal Loan Rates

Rates as of July 10, 2026

personal_secured
3.000% APR
Rate3.000%
Share/CD Secured Loan
personal
5.000% APR
Rate5.000%
555 Loan
personal
5.990% APR
Rate5.990%
Vocational Income Program Loan
personal
5.990% APR
Rate5.990%
[PROMOTIONAL] Emergency Loan
personal
5.990% APR
Rate5.990%
[PROMOTIONAL] Student Consolidation Loan
personal
5.990% APR
Rate5.990%
[PROMOTIONAL] Student Deferred Loan
personal
6.990% APR
Rate6.990%
[PROMOTIONAL] Student Loan
personal_unsecured
7.250% APR
Rate7.250%
[PROMOTIONAL] Personal Loan
personal_unsecured
7.250% APR
Rate7.250%
[PROMOTIONAL] Signature Loan

Credit Card Rates

Rates as of July 10, 2026

savings
5.000% APR
Rate5.000%
Platinum Rewards Checking

Frequently Asked Questions

What rates does Platinum offer?

Platinum currently offers mortgage, auto loan, personal loan, and credit card rates. The rates shown on this page were last verified July 10, 2026 directly from the credit union's official website.

How often are Platinum rates updated?

RateAPI verifies Platinum's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 10, 2026.

Where does RateAPI get Platinum's rate data?

Rate data is collected directly from Platinum's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Platinum's mortgage rate?

As of July 10, 2026, Platinum offers a savings mortgage at 2% APR.

What is Platinum's auto loan rate?

As of July 10, 2026, Platinum offers auto loans from 1% APR.

Related Rate Data

Compare Platinum's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Platinum
curl "https://api.rateapi.dev/credit-unions/georgia/platinum" \
  -H "Authorization: Bearer YOUR_API_KEY"