--- title: "Platinum Credit Union Rates (Nov 2026): CDs to 4.40%" description: "Platinum Credit Union rates today: savings & CDs up to 4.40% APY. Every rate verified daily from the official website — no pay-to-rank. See who can join Platinum Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/georgia/platinum" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Platinum Credit Union Rates (Nov 2026): CDs to 4.40% ### Auto & vehicle rates 6 offers | Product | Published | Rate | Term / condition | Status | | **Pre-Owned Auto Loan** auto_used | — APR | 4.240% | used | Standard | | **New Auto Loan** auto_new | — APR | 4.240% | new | Standard | | **Used Motorcycle Loan** motorcycle_used | — APR | 6.990% | used | Standard | | **New Motorcycle Loan** motorcycle_new | — APR | 6.990% | new | Standard | | **Used RV Loan** rv_used | — APR | 7.990% | used | Standard | | **New RV Loan** rv_new | — APR | 7.990% | new | Standard | Platinum Credit Union auto & vehicle rates as of November 12, 2026 ### Personal loan rates 3 offers | Product | Published | Rate | Term / condition | Status | | **Share/CD Secured Loan** personal_secured | — APR | 3.000% | — | Standard | | **Emergency Loan** personal | — APR | 5.990% | — | Standard | | **Signature Loan** personal_unsecured | — APR | 7.750% | — | Standard | Platinum Credit Union personal loan rates as of November 12, 2026 ### Student loan rates 2 offers | Product | Published | Rate | Term / condition | Status | | **Student Consolidation Loan** student | — APR | 5.990% | — | Standard | | **Student Loan** student | — APR | 6.990% | — | Standard | Platinum Credit Union student loan rates as of November 12, 2026 ### Credit card rates 2 offers | Product | Published | Rate | Term / condition | Status | | **Credit Card** credit_card | — APR | 9.900% | — | Standard | | **Business Credit Card** credit_card_business | — APR | 9.990% | — | Standard | Platinum Credit Union credit card rates as of November 12, 2026 ### Savings & CD rates 16 offers | Product | Published | Rate | Term / condition | Status | | **Platinum Rewards Checking $500 - $999.99 $1,000 - $4,999.99 $5,000 & above** checking | — APY | 0.05% | — | Standard | | **Student Interest Checking $500 - $999.99 $1,000 - $4,999.99 $5,000 & above** checking | — APY | 0.05% | — | Eligibility restricted | | **Business Share Savings $100 - $2,499.99 $2,500 - $9,999.99 $10,000 - $49,999.99 $50,000 & above** share_savings | — APY | 0.25% | — | Eligibility restricted | | **Money Market Savings $0 - $4,999.99 $5,000 - $9,999.99 $10,000 - $49,999.99 $50,000 - $99,999.99 $100,000 & above** money_market | — APY | 0.50% | — | Standard | | **Youth Checking Up to $1,000 Above $1,000** checking | — APY | 2.00% | — | Eligibility restricted | | **College Savings Plan** savings | — APY | 2.96% | — | Standard | | **High-Yield Savings $0 - $250,000 $250,000.01 - $500,000 $500,000.01 - $1,000,000 Over $1,000,000** savings | — APY | 3.93% | — | Standard | | **Youth Savings Up to $2,500 Above $2,500** savings | — APY | 3.94% | — | Eligibility restricted | | **6 months $1,000 - $9,999 $10,000 - $24,999 $25,000 - $99,999 Above $100,000** cd_6mo | 4.00% APY | 3.94% | 6 mo | Standard | | **36 months $1,000 - $9,999 $10,000 - $24,999 $25,000 - $99,999 Above $100,000** cd_36mo | 4.00% APY | 3.94% | 36 mo | Standard | | **60 Months $1,000 - $9,999 $10,000 - $24,999 $25,000 - $99,999 Above $100,000** cd_60mo | 4.00% APY | 3.94% | 60 mo | Standard | | **12 months $1,000 - $9,999 $10,000 - $24,999 $25,000 - $99,999 Above $100,000** cd_12mo | 4.15% APY | 4.09% | 12 mo | Standard | | **15 months $1,000 - $9,999 $10,000 - $24,999 $25,000 - $99,999 Above $100,000** cd_15mo | 4.25% APY | 4.18% | 15 mo | Standard | | **24 months $1,000 - $9,999 $10,000 - $24,999 $25,000 - $99,999 Above $100,000** cd_24mo | 4.40% APY | 4.33% | 24 mo | Standard | | **18 months (SPECIAL) $1,000 - $9,999 $10,000 - $24,999 $25,000 - $99,999 Above $100,000** cd_18mo | 4.40% APY | 4.33% | 18 mo | Standard | | **Family Legacy Certificate Account** cd | — APY | 5.00% | — | Standard | Platinum Credit Union savings & cd rates as of November 12, 2026 ### Other rates 3 offers | Product | Published | Rate | Term / condition | Status | | **Business Line of Credit** business | — % | 7.990% | — | Standard | | **555 Loan** other | — % | 5.000% | — | Standard | | **Vocational Income Program Loan** other | — % | 5.990% | — | Standard | Platinum Credit Union other rates as of November 12, 2026 Savings and certificate yields up to 4.40% APY. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/georgia/platinum) , verified from [Platinum Credit Union's official website](https://www.platinumfcu.org/) Best statewide position **#2 of 28** Personal Loan (unsecured, best offer) Percentile band **Top 8%** among comparable GA offers Products tracked **3** in this dated snapshot Best-position spread **296 bp better than state median** 99 bp from state best | Product | Published rate | State rank | State best | State median | Position vs. median | | New Auto Loan (best offer, cars) | 3.99% APR | #3 of 14 · top 22% | 3.40% | 5.25% | 126 bp better than state median | | Used Auto Loan (best offer, cars) | 3.99% APR | #2 of 11 · top 19% | 2.70% | 5.50% | 151 bp better than state median | | Personal Loan (unsecured, best offer) | 5.99% APR | #2 of 28 · top 8% | 5.00% | 8.95% | 296 bp better than state median | Published rate position by comparable product on August 1, 2026 Loading branch locator… ## About Platinum Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 13.8K Assets $389.9M Founded 1999 Locations reported 6 NCUA charter 24631 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial education - Bilingual services - Student scholarships - Credit-builder products Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Delta Community** Johns Creek · Johns Creek · GA · 30097-1543 Branch in the same ZIP](https://rateapi.dev/credit-unions/georgia/delta-community) [**Vystar** 180-Suwanee · Suwanee · GA · 30024-1249 About 3.0 miles away](https://rateapi.dev/credit-unions/florida/vystar) [**Eagle Express** Vital Records · Johns Creek · GA · 30024 About 3.2 miles away](https://rateapi.dev/credit-unions/mississippi/eagle-express) [**Georgia United** Sugarloaf Office · Duluth · GA · 30097-4356 About 3.3 miles away](https://rateapi.dev/credit-unions/georgia/georgia-united) [**Metro Medical** Co-Op Shared Branching Network · Duluth · GA · 30097 About 3.9 miles away](https://rateapi.dev/credit-unions/texas/metro-medical) [**P & S** Shares Service Center · Duluth · GA · 30097 About 3.9 miles away](https://rateapi.dev/credit-unions/utah/p-s) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Platinum Credit Union Membership eligibility from Platinum Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Platinum Credit Union's website. Check the membership page below to confirm whether you qualify. - Association Shia Imami Ismaili Muslim Community Verified from [Platinum Credit Union's membership page](https://www.platinumfcu.org/about-us/) . Final membership determination is always made by the credit union. ## Membership rules for Platinum Credit Union Associations · Family 2 published paths to membership, last verified August 22, 2026, quoted from Platinum Credit Union’s own published criteria. ### Associations 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 22, 2026 - Member of Shia Imami Ismaili Muslim Community “Today Platinum Federal Credit Union serves the Shia Imami Ismaili Muslims residing in the United States of America.” > [source ↗](https://www.platinumfcu.org/about-us/) - Member of Shia Imami Ismaili Muslim Community ### Family 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 22, 2026 - Family of a member immediate family “Once you join, you and your IMMEDIATE FAMILY members who join have a lifetime membership” > [source ↗](https://www.platinumfcu.org/about-us/) - Family member (immediate family) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Platinum Credit Union? Yes No ## Work at Platinum Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Platinum Credit Union ranks against Georgia peers. - See which AI assistants fetched Platinum Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Georgia - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=platinum&state=georgia&code=GA&name=Platinum%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Platinum Credit Union offer? Platinum Credit Union currently offers vehicle loan, personal loan, student loan, and credit card rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Platinum Credit Union rates updated? RateAPI verifies Platinum Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Platinum Credit Union's rate data? Rate data is collected directly from Platinum Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What is Platinum Credit Union's best CD rate? As of November 12, 2026, Platinum Credit Union offers savings and certificate (CD) yields up to 4.40% APY. ### Who can join Platinum Credit Union? Platinum Credit Union publishes its membership criteria on its own website. RateAPI tracks 2 published membership paths covering 1 association for Platinum Credit Union, each quoted from Platinum Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Platinum Credit Union's rates against national credit-union benchmarks. [More Georgia credit unions](https://rateapi.dev/credit-unions/georgia) [Georgia auto loan rate leaders](https://rateapi.dev/auto-loan-rates/georgia) [Georgia personal loan leaders](https://rateapi.dev/personal-loan-rates/georgia) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.platinumfcu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Platinum Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Georgia credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Platinum Credit Union curl "https://api.rateapi.dev/credit-unions/georgia /platinum " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Platinum Credit Union locations Search, filter, and browse all 6 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/georgia/platinum Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp