Mygeorgia Credit Union
Verified rate book
Current Mygeorgia Credit Union rates
11 published offers verified as of August 18, 2026.
Mortgage rates
8 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 30-Year Fixed30 year fixed | 6.375% APR | 6.375% | — | Standard |
| 15-Year Fixed15 year fixed | 6.125% APR | 6.125% | — | Standard |
| 10/10 ARM (up to 80% LTV)10 10 arm | 6.192% APR | 5.375% | — | Standard |
| 7/7 ARM (up to 80% LTV)7 7 arm | 6.239% APR | 5.125% | — | Standard |
| 5/5 ARM (up to 80% LTV)5 5 arm | 6.246% APR | 5.000% | — | Standard |
| 5/5 ARM (80.01% - 90% LTV)5 5 arm | 6.343% APR | 5.250% | — | Standard |
| 10/10 ARM (80.01% - 90% LTV)10 10 arm | 6.354% APR | 5.625% | — | Standard |
| 7/7 ARM (80.01% - 90% LTV)7 7 arm | 6.365% APR | 5.375% | — | Standard |
Auto & vehicle rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| My Auto Loanauto | 3.990% APR | 3.990% | — | Standard |
Credit card rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| My Credit Cardcredit_card | 7.900% APR | 7.900% | — | Standard |
Savings & CD rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| My Money Marketmoney_market | 3.00% APY | 3.00% | — | Standard |
As of August 18, 2026, Mygeorgia Credit Union offers a 30-year fixed mortgage at 6.375% APR. Auto loans available from 3.99% APR. Credit card rates from 7.9% APR. Savings and certificate yields up to 3.00% APY.
Source: RateAPI.dev, verified from Mygeorgia Credit Union's official website
Live market position · Rates as of August 19, 2026
Where Mygeorgia Credit Union ranks in Georgia
How Mygeorgia Credit Union's current published rate compares with other Georgia credit unions we track in the same product. State best and median come from RateAPI's verified rate book; only products with enough tracked lenders to rank are shown.
| Product | Published APR | Position | Vs. state best | Vs. state median |
|---|---|---|---|---|
| 30-year fixed mortgage | 6.38% | #1 of 5 · lowest in Georgia | State market leader | 13 bp better than median |
This is the public snapshot. Claim Mygeorgia Credit Union's profile to see the full product-by-product breakdown, how the gap to the state best has moved over time, and the near-misses where a small change would move you up.
See the full breakdown →Loading branch locator…
About Mygeorgia Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 20.6K
- Assets
- $256.5M
- Founded
- 1971
- Locations reported
- 9
- NCUA charter
- 68602
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- First-time homebuyer program
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Mygeorgia Credit Union
Membership eligibility from Mygeorgia Credit Union's own published criteria. How we verify this.
Membership criteria are published on Mygeorgia Credit Union's website. Check the membership page below to confirm whether you qualify.
Verified from Mygeorgia Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Mygeorgia Credit Union?
This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Mygeorgia Credit Union ranks against Georgia peers.
Frequently Asked Questions
What rates does Mygeorgia Credit Union offer?
Mygeorgia Credit Union currently offers mortgage, Auto loan, and credit card rates. The rates shown on this page were last verified August 18, 2026 directly from the credit union's official website.
How often are Mygeorgia Credit Union rates updated?
RateAPI verifies Mygeorgia Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 18, 2026.
Where does RateAPI get Mygeorgia Credit Union's rate data?
Rate data is collected directly from Mygeorgia Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Mygeorgia Credit Union's mortgage rate?
As of August 18, 2026, Mygeorgia Credit Union offers a 30-year fixed mortgage at 6.375% APR.
What are Mygeorgia Credit Union's auto loan rates?
As of August 18, 2026, Mygeorgia Credit Union offers auto loans from 3.99% APR.
What is Mygeorgia Credit Union's best CD rate?
As of August 18, 2026, Mygeorgia Credit Union offers savings and certificate (CD) yields up to 3.00% APY.
Related Rate Data
Compare Mygeorgia Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Mygeorgia Credit Union rates
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Use it via API
Access this data programmatically with our REST API
# Get rates for Mygeorgia Credit Union
curl "https://api.rateapi.dev/credit-unions/georgia/mygeorgia" \
-H "Authorization: Bearer YOUR_API_KEY"