--- title: "Macon-Bibb Employees Credit Union Rates - Georgia" description: "Current vehicle loan, personal loan, and savings & cd rates from Macon-Bibb Employees Credit Union in Georgia. Updated daily with source verification. See who can join Macon-Bibb Employees Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/georgia/macon-bibb-employees-credit-union" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Macon-Bibb Employees Credit Union Rates - Georgia ### Auto & vehicle rates 28 offers | Product | Published | Rate | Term / condition | Status | | **New Auto Loan** auto_new | — APR | 5.250% | new | Standard | | **New/Current Year (Under 15,000 Miles) (36 Months)** auto_new_36mo | — APR | 5.250% | 36 mo · new | Context only | | **New/Current Year (Under 15,000 Miles) (60 Months)** auto_new_60mo | — APR | 5.400% | 60 mo · new | Context only | | **New/Current Year (Under 15,000 Miles) (48 Months)** auto_new_48mo | — APR | 5.400% | 48 mo · new | Context only | | **Used Auto Loan** auto_used | — APR | 5.500% | used | Standard | | **Used: 1 & 2 Years (36 Months)** auto_used_36mo | — APR | 5.500% | 36 mo · used | Context only | | **Used: 1 & 2 Years (48 Months)** auto_used_48mo | — APR | 5.500% | 48 mo · used | Context only | | **New/Current Year (Under 15,000 Miles) (66 Months)** auto_new_66mo | — APR | 5.500% | 66 mo · new | Context only | | **Used: 1 & 2 Years (60 Months)** auto_used_60mo | — APR | 5.750% | 60 mo · used | Context only | | **New/Current Year (Under 15,000 Miles) (72 Months)** auto_new_72mo | — APR | 5.750% | 72 mo · new | Context only | | **Used: 1 & 2 Years (66 Months)** auto_used_66mo | — APR | 6.000% | 66 mo · used | Context only | | **New/Current Year (Under 15,000 Miles) (84 Months)** auto_new_84mo | — APR | 6.500% | 84 mo · new | Context only | | **Used: 1 & 2 Years (72 Months)** auto_used_72mo | — APR | 6.650% | 72 mo · used | Context only | | **RV Loan** rv | — APR | 8.000% | — | Standard | | **Used: 5 Years & Older (36 Months)** auto_used_36mo | — APR | 8.000% | 36 mo · used | Context only | | **New 1 & 2 Model Year (36 Month)** auto_new_36mo | — APR | 8.000% | 36 mo · new | Standard | | **New 1 & 2 Model Year (48 Month)** auto_new_48mo | — APR | 8.100% | 48 mo · new | Standard | | **Used: 5 Years & Older (48 Months)** auto_used_48mo | — APR | 8.200% | 48 mo · used | Context only | | **New 1 & 2 Model Year (60 Month)** auto_new_60mo | — APR | 8.250% | 60 mo · new | Standard | | **New 1 & 2 Model Year (66 Month)** auto_new_66mo | — APR | 8.250% | 66 mo · new | Standard | | **Used: 5 Years & Older (60 Months)** auto_used_60mo | — APR | 8.600% | 60 mo · used | Context only | | **3 and Older Model Year (36 Month)** auto_used_36mo | — APR | 9.000% | 36 mo · used | Standard | | **3 and Older Model Year (48 Month)** auto_used_48mo | — APR | 9.250% | 48 mo · used | Standard | | **New 1 & 2 Model Year (72 Month)** auto_new_72mo | — APR | 9.250% | 72 mo · new | Standard | | **3 and Older Model Year (60 Month)** auto_used_60mo | — APR | 9.850% | 60 mo · used | Standard | | **New 1 & 2 Model Year (84 Month)** auto_new_84mo | — APR | 10.000% | 84 mo · new | Standard | | **3 and Older Model Year (66 Month)** auto_used_66mo | — APR | 10.000% | 66 mo · used | Standard | | **3 and Older Model Year (72 Month)** auto_used_72mo | — APR | 10.400% | 72 mo · used | Standard | Macon-Bibb Employees Credit Union auto & vehicle rates as of November 9, 2026 ### Personal loan rates 3 offers | Product | Published | Rate | Term / condition | Status | | **Share Secure** personal_secured | — APR | 3.150% | — | Standard | | **Unsecured Personal Loan** personal_unsecured | — APR | 9.000% | — | Standard | | **Signature/Unsecured Loan Rates (36 Month)** personal_unsecured_36mo | — APR | 9.000% | 36 mo | Context only | Macon-Bibb Employees Credit Union personal loan rates as of November 9, 2026 ### Savings & CD rates 9 offers | Product | Published | Rate | Term / condition | Status | | **Dividend Rates (Savings)** savings | — APY | 0.15% | — | Context only | | **Dividend Rates (Wish Account)** savings | — APY | 0.25% | — | Context only | | **6-Month Certificate** cd_6mo | — APY | 0.45% | 6 mo | Context only | | **12-Month Certificate** cd_12mo | — APY | 0.50% | 12 mo | Context only | | **18-Month Certificate** cd_18mo | — APY | 0.55% | 18 mo | Context only | | **Dividend Rates (IRA Account)** ira | — APY | 0.75% | — | Context only | | **36-Month Certificate** cd_36mo | — APY | 0.80% | 36 mo | Context only | | **48-Month Certificate** cd_48mo | — APY | 0.80% | 48 mo | Context only | | **24-Month Certificate** cd_24mo | — APY | 0.80% | 24 mo | Context only | Macon-Bibb Employees Credit Union savings & cd rates as of November 9, 2026 ### Other rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Featured Rates (APR* as low as)** other | — % | 3.150% | — | Standard | Macon-Bibb Employees Credit Union other rates as of November 9, 2026 Macon-Bibb Employees Credit Union is a credit union in Georgia. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/georgia/macon-bibb-employees-credit-union) , verified from [Macon-Bibb Employees Credit Union's official website](https://www.maconbibbecu.org/) Loading branch locator… ## About Macon-Bibb Employees Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 881 Assets $2.7M Founded 1951 Locations reported 2 NCUA charter 67688 Charter type Federally insured state-chartered credit union ### Services and member support - Online loan application - Financial counseling Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Five Star** Five Star Credit Union-Macon · MACON · GA · 31201 About 1.9 miles away](https://rateapi.dev/credit-unions/alabama/five-star) [**Macon Firemen's** MACON FIREMENS CREDIT UNION · MACON · GA · 31201-6801 About 2.1 miles away](https://rateapi.dev/credit-unions/georgia/macon-firemens) [**CGR** CGR Credit Union Pine · Macon · GA · 31201-7517 About 2.2 miles away](https://rateapi.dev/credit-unions/georgia/cgr) [**Robins Financial** Mulberry · Macon · GA · 31201 About 2.2 miles away](https://rateapi.dev/credit-unions/georgia/robins-financial) [**Baxter** Macon · Macon · GA · 31217 About 2.8 miles away](https://rateapi.dev/credit-unions/illinois/baxter) [**Midsouth Community** Hutchings College & Career Academy · Macon · GA · 31204-5904 About 3.2 miles away](https://rateapi.dev/credit-unions/georgia/midsouth-community) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Macon-Bibb Employees Credit Union Membership eligibility from Macon-Bibb Employees Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Macon-Bibb Employees Credit Union's website. Check the membership page below to confirm whether you qualify. - Employer Macon-Bibb Consolidated Gov’t, MTA, Macon-Housing Authority, Macon-Bibb EOC, Macon-Bibb Planning and Zoning, Macon-Bibb Consolidated Gov’t Verified from [Macon-Bibb Employees Credit Union's membership page](https://www.maconbibbecu.org/become-a-member/membership-requirements) . Final membership determination is always made by the credit union. ## Membership rules for Macon-Bibb Employees Credit Union Employers 6 · Family 2 8 published paths to membership, last verified August 27, 2026, quoted from Macon-Bibb Employees Credit Union’s own published criteria. ### Employers 6 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Employee of Macon-Bibb Consolidated Gov’t “Macon-Bibb Consolidated Gov’t” > [source ↗](https://www.maconbibbecu.org/become-a-member/membership-requirements) - Employee of Macon-Bibb Consolidated Gov’t - Employee of MTA “MTA” > [source ↗](https://www.maconbibbecu.org/become-a-member/membership-requirements) - Employee of MTA - Employee of Macon-Housing Authority “Macon-Housing Authority” > [source ↗](https://www.maconbibbecu.org/become-a-member/membership-requirements) - Employee of Macon-Housing Authority - Employee of Macon-Bibb EOC “Macon-Bibb EOC” > [source ↗](https://www.maconbibbecu.org/become-a-member/membership-requirements) - Employee of Macon-Bibb EOC - Employee of Macon-Bibb Planning and Zoning “Macon-Bibb Planning and Zoning” > [source ↗](https://www.maconbibbecu.org/become-a-member/membership-requirements) - Employee of Macon-Bibb Planning and Zoning - Employee of Macon-Bibb Consolidated Gov't “Must be within the credit union’s field of membership (Macon-Bibb Consolidated Gov’t, MTA, Macon-Housing Authority, Macon-Bibb EOC, Macon-Bibb Planning and Zoning, and immediate family members of employees of the listed employers).” > [source ↗](https://www.maconbibbecu.org/become-a-member/membership-requirements) - Employee of Macon-Bibb Consolidated Gov't ### Family 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Family of a member immediate family “immediate family members of employees of the listed employers” > [source ↗](https://www.maconbibbecu.org/become-a-member/membership-requirements) - Family member (immediate family) of a member - Family of someone eligible immediate family “Must be within the credit union’s field of membership (Macon-Bibb Consolidated Gov’t, MTA, Macon-Housing Authority, Macon-Bibb EOC, Macon-Bibb Planning and Zoning, and immediate family members of employees of the listed employers).” > [source ↗](https://www.maconbibbecu.org/become-a-member/membership-requirements) - Family member (immediate family) of an eligible person Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Macon-Bibb Employees Credit Union? Yes No ## Work at Macon-Bibb Employees Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Macon-Bibb Employees Credit Union ranks against Georgia peers. - See which AI assistants fetched Macon-Bibb Employees Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Georgia - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=macon-bibb-employees-credit-union&state=georgia&code=GA&name=Macon-Bibb%20Employees%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Macon-Bibb Employees Credit Union offer? Macon-Bibb Employees Credit Union currently offers vehicle loan, and personal loan rates. The rates shown on this page were last verified November 9, 2026 directly from the credit union's official website. ### How often are Macon-Bibb Employees Credit Union rates updated? RateAPI verifies Macon-Bibb Employees Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 9, 2026. ### Where does RateAPI get Macon-Bibb Employees Credit Union's rate data? Rate data is collected directly from Macon-Bibb Employees Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Macon-Bibb Employees Credit Union? Macon-Bibb Employees Credit Union publishes its membership criteria on its own website. RateAPI tracks 8 published membership paths covering 6 employers for Macon-Bibb Employees Credit Union, each quoted from Macon-Bibb Employees Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Macon-Bibb Employees Credit Union's rates against national credit-union benchmarks. [More Georgia credit unions](https://rateapi.dev/credit-unions/georgia) [Georgia auto loan rate leaders](https://rateapi.dev/auto-loan-rates/georgia) [Georgia personal loan leaders](https://rateapi.dev/personal-loan-rates/georgia) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.maconbibbecu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Macon-Bibb Employees Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Georgia credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Macon-Bibb Employees Credit Union curl "https://api.rateapi.dev/credit-unions/georgia /macon-bibb-employees-credit-union " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Macon-Bibb Employees Credit Union locations Search, filter, and browse all 2 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/georgia/macon-bibb-employees-credit-union Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp