Interstate

jesup, Georgia
Last verified: July 10, 2026

As of July 10, 2026, Interstate offers a 15-year-fixed mortgage at 7.5% APR (7.5% rate, 0 points). Auto loans available from 3.75% APR. HELOC rates from 6.5% APR. Personal loan rates from 2% APR.

Source: RateAPI.dev, verified from Interstate's official website

Mortgage Rates

Rates as of July 10, 2026

15-year-fixed
7.500% APR
Rate7.500%
Points0
Land 15 Years – Over $50K
5-1-arm
6.500% APR
Rate6.500%
Points0
5 Years Less/5 Year ARM

Auto Loan Rates

Rates as of July 10, 2026

auto_any_60mo
3.750% APR
Rate3.750%
Auto (2022 and newer models) - 36-60 months
auto_any_75mo
4.650% APR
Rate4.650%
Auto (2022 and newer models) - 61-75 months
auto_any_84mo
4.990% APR
Rate4.990%
Auto (2022 and newer models) - 84 months
auto_any_60mo
4.990% APR
Rate4.990%
Recreational (2022 and newer models) - 36-60 months
auto_any_36mo
5.000% APR
Rate5.000%
Auto Rates & Recreational (2021-2016) - 36 months
auto_any_48mo
5.500% APR
Rate5.500%
Auto Rates & Recreational (2021-2016) - 48 months
auto_any_75mo
5.500% APR
Rate5.500%
Recreational (2022 and newer models) - 61-75 months
auto_any_60mo
6.000% APR
Rate6.000%
Auto Rates & Recreational (2021-2016) - 60 months
auto_any_84mo
6.500% APR
Rate6.500%
Recreational (2022 and newer models) - 84 months
auto_any_72mo
7.000% APR
Rate7.000%
Auto Rates & Recreational (2021-2016) - 72 months
credit_card
9.900% APR
Rate9.900%
Mastercard

HELOC Rates

Rates as of July 10, 2026

heloc_variable
6.500% APR
Rate6.500%
HELOC 5 Years-80% LTV
heloc_variable
6.750% APR
Rate6.750%
HELOC 7 Years- 80% LTV
heloc_variable
6.750% APR
Rate6.750%
HELOC 80% LTV Adjustable

Personal Loan Rates

Rates as of July 10, 2026

personal_secured
2.000% APR
Rate2.000%
Certificate Secured Loan
personal_secured
4.000% APR
Rate4.000%
Share Secured Loan
personal_secured_72mo
9.900% APR
Rate9.900%
Other Collateral 2015 & Older - 36-72 months
ploc_variable
9.900% APR
Rate9.900%
Personal or Line of Credit - 36 months
ploc_variable
9.900% APR
Rate9.900%
Personal or Line of Credit - 48 months
ploc_variable
9.900% APR
Rate9.900%
Personal or Line of Credit - 60 months

Frequently Asked Questions

What rates does Interstate offer?

Interstate currently offers mortgage, auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified July 10, 2026 directly from the credit union's official website.

How often are Interstate rates updated?

RateAPI verifies Interstate's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 10, 2026.

Where does RateAPI get Interstate's rate data?

Rate data is collected directly from Interstate's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Interstate's mortgage rate?

As of July 10, 2026, Interstate offers a 15-year-fixed mortgage at 7.5% APR.

What is Interstate's auto loan rate?

As of July 10, 2026, Interstate offers auto loans from 3.75% APR.

Related Rate Data

Compare Interstate's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Interstate
curl "https://api.rateapi.dev/credit-unions/georgia/interstate" \
  -H "Authorization: Bearer YOUR_API_KEY"