--- title: "H E A Credit Union Rates - Georgia" description: "Current savings & cd rates from H E A Credit Union in Georgia. Updated daily with source verification. See who can join H E A Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/georgia/h-e-a" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # H E A Credit Union Rates - Georgia ### Savings & CD rates 4 offers | Product | Published | Rate | Term / condition | Status | | **36-Month Certificate** cd_36mo | — APY | 3.75% | 36 mo | Standard | | **48-Month Certificate** cd_48mo | — APY | 3.75% | 48 mo | Standard | | **60-Month Certificate** cd_60mo | — APY | 3.75% | 60 mo | Standard | | **72-Month Certificate** cd_72mo | — APY | 4.35% | 72 mo | Standard | H E A Credit Union savings & cd rates as of November 12, 2026 H E A Credit Union is a credit union in Georgia. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/georgia/h-e-a) , verified from [H E A Credit Union's official website](https://www.heafcu.org/) Loading branch locator… ## About H E A Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 2.9K Assets $42M Founded 1961 Locations reported 1 NCUA charter 14670 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Electronic statements - Student scholarships Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Robins Financial** Russell Parkway · Warner Robins · GA · 31088-8674 Branch in the same ZIP](https://rateapi.dev/credit-unions/georgia/robins-financial) [**Midsouth Community** Russell · Warner Robins · GA · 31088 About 1.7 miles away](https://rateapi.dev/credit-unions/georgia/midsouth-community) [**CGR** Warner Robins Branch · Kathleen · GA · 31047 About 4.6 miles away](https://rateapi.dev/credit-unions/georgia/cgr) [**Baxter** Macon · Macon · GA · 31217 About 16.1 miles away](https://rateapi.dev/credit-unions/illinois/baxter) [**Macon Firemen's** MACON FIREMENS CREDIT UNION · MACON · GA · 31201-6801 About 16.9 miles away](https://rateapi.dev/credit-unions/georgia/macon-firemens) [**Five Star** Five Star Credit Union-Macon · MACON · GA · 31201 About 17.1 miles away](https://rateapi.dev/credit-unions/alabama/five-star) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join H E A Credit Union Membership eligibility from H E A Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on H E A Credit Union's website. Check the membership page below to confirm whether you qualify. - Employer Houston County Board of Education, Central Georgia Technical College, Peach County Board of Education, Middle Georgia Regional Educational Service Agency - Association Parent-Teacher Organizations (PTO's) of most of the schools in Houston County, Houston County Retired Teachers Association - School Central Georgia Technical College Verified from [H E A Credit Union's membership page](https://www.heafcu.org/membership.php) . Final membership determination is always made by the credit union. ## Membership rules for H E A Credit Union Employers 4 · Associations 2 · Schools · Family 2 9 published paths to membership, last verified August 27, 2026, quoted from H E A Credit Union’s own published criteria. ### Employers 4 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Employee of Houston County Board of Education “Employees of the Houston County Board of Education” > [source ↗](https://www.heafcu.org/membership.php) - Employee of Houston County Board of Education - Employee of Central Georgia Technical College “Employees of Central Georgia Technical College” > [source ↗](https://www.heafcu.org/membership.php) - Employee of Central Georgia Technical College - Employee of Peach County Board of Education “Employees of the Peach County Board of Education” > [source ↗](https://www.heafcu.org/membership.php) - Employee of Peach County Board of Education - Employee of Middle Georgia Regional Educational Service Agency “Employees of Middle Georgia Regional Educational Service Agency” > [source ↗](https://www.heafcu.org/membership.php) - Employee of Middle Georgia Regional Educational Service Agency ### Associations 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Member of Parent-Teacher Organizations (PTO's) of most of the schools in Houston County “Members of the Parent-Teacher Organizations (PTO's) of most of the schools in Houston County” > [source ↗](https://www.heafcu.org/membership.php) - Member of Parent-Teacher Organizations (PTO's) of most of the schools in Houston County - Member of Houston County Retired Teachers Association “Active members of the Houston County Retired Teachers Association in Houston County, Georgia” > [source ↗](https://www.heafcu.org/membership.php) - Member of Houston County Retired Teachers Association ### Schools 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Student of Central Georgia Technical College (as written on the source page) “Students of Central Georgia Technical College” > [source ↗](https://www.heafcu.org/membership.php) - Student at Central Georgia Technical College ### Family 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Family of a member “Immediate family members of anyone in the above groups” > [source ↗](https://www.heafcu.org/membership.php) - Family member of a member - Family of a member immediate family “Immediate family members of anyone in the above groups” > [source ↗](https://www.heafcu.org/membership.php) - Family member (immediate family) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for H E A Credit Union? Yes No ## Work at H E A Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where H E A Credit Union ranks against Georgia peers. - See which AI assistants fetched H E A Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Georgia - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=h-e-a&state=georgia&code=GA&name=H%20E%20A%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does H E A Credit Union offer? H E A Credit Union is a credit union in Georgia. Rate data is currently being verified. ### How often are H E A Credit Union rates updated? RateAPI verifies H E A Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get H E A Credit Union's rate data? Rate data is collected directly from H E A Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join H E A Credit Union? H E A Credit Union publishes its membership criteria on its own website. RateAPI tracks 9 published membership paths covering 4 employers, 2 associations and 1 school for H E A Credit Union, each quoted from H E A Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare H E A Credit Union's rates against national credit-union benchmarks. [More Georgia credit unions](https://rateapi.dev/credit-unions/georgia) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.heafcu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track H E A Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Georgia credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for H E A Credit Union curl "https://api.rateapi.dev/credit-unions/georgia /h-e-a " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## H E A Credit Union locations Search, filter, and browse all 1 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/georgia/h-e-a Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp