Georgia's Own

atlanta, Georgia
Last verified: July 11, 2026

As of July 11, 2026, Georgia's Own offers a cd mortgage at 1.5% APR (1.5% rate, 0 points). Auto loans available from 4.2% APR. HELOC rates from 6.5% APR. Personal loan rates from 7.49% APR.

Source: RateAPI.dev, verified from Georgia's Own's official website

Who Can Join Georgia's Own

Membership eligibility from Georgia's Own's own published criteria. How we verify this.

Membership via employers (partner companies)

Cost to join: About $5.

Verified from Georgia's Own's membership page. Final membership determination is always made by the credit union.

Mortgage Rates

Rates as of July 11, 2026

cd
1.500% APR
Rate1.500%
Points0
Own Your Rate CD
cd
2.900% APR
Rate2.870%
Points0
Certificates of Deposit (CDs)
cd
3.500% APR
Rate3.450%
Points0
Flex CD
savings
7.000% APR
Rate7.000%
Points0
Savings Secured
ploc_variable
12.000% APR
Rate12.000%
Points0
Line of Credit/Overdraft Line of Credit

Auto Loan Rates

Rates as of July 11, 2026

auto
4.200% APR
Rate4.200%
Auto Model Years 2025 or newer
auto
4.300% APR
Rate4.300%
Auto Model Years 2022-2024
auto
4.500% APR
Rate4.500%
Auto Model Years 2016-2021
auto
6.040% APR
Rate6.040%
Marine Model Years 2022 or newer
auto
6.040% APR
Rate6.040%
Motor Homes Model Years 2025 or newer
auto
6.200% APR
Rate6.200%
Auto Model Years 2006-2015
auto
7.270% APR
Rate7.270%
Motorcycles Model Years 2023 or newer
auto
7.650% APR
Rate7.650%
ATV/Jet Ski
auto
8.070% APR
Rate8.070%
Motorcycles Model Years 2016-2022
credit_card_student
17.490% APR
Rate17.490%
Student Visa
credit_card_platinum
17.490% APR
Rate17.490%
Visa Platinum
credit_card_platinum
19.490% APR
Rate19.490%
Visa Signature
credit_card
21.490% APR
Rate21.490%
Visa Classic
credit_card_secured
21.490% APR
Rate21.490%
Visa Classic Secured

HELOC Rates

Rates as of July 11, 2026

ploc_variable
6.500% APR
Rate6.500%
ReadiEquity Line of Credit

Personal Loan Rates

Rates as of July 11, 2026

personal
7.490% APR
Rate7.490%
Lifestyle Loan

Frequently Asked Questions

What rates does Georgia's Own offer?

Georgia's Own currently offers mortgage, auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified July 11, 2026 directly from the credit union's official website.

How often are Georgia's Own rates updated?

RateAPI verifies Georgia's Own's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 11, 2026.

Where does RateAPI get Georgia's Own's rate data?

Rate data is collected directly from Georgia's Own's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Georgia's Own's mortgage rate?

As of July 11, 2026, Georgia's Own offers a cd mortgage at 1.5% APR.

What is Georgia's Own's auto loan rate?

As of July 11, 2026, Georgia's Own offers auto loans from 4.2% APR.

Related Rate Data

Compare Georgia's Own's rates against national credit-union benchmarks.

More Georgia credit unionsMortgage rate benchmarkAuto loan rate benchmarkHELOC ratesPersonal loan ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Georgia's Own
curl "https://api.rateapi.dev/credit-unions/georgia/georgias-own" \
  -H "Authorization: Bearer YOUR_API_KEY"
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