--- title: "Georgia Power Valdosta Credit Union Rates - Georgia" description: "Current mortgage, vehicle loan, heloc, personal loan, and savings & cd rates from Georgia Power Valdosta Credit Union in Georgia. Updated daily with source verification. See who can join Georgia Power Valdosta Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/georgia/georgia-power-valdosta" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Georgia Power Valdosta Credit Union Rates - Georgia ### Mortgage rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Land Loan** other | — APR | 4.000% | — | Standard | Georgia Power Valdosta Credit Union mortgage rates as of November 12, 2026 ### Auto & vehicle rates 9 offers | Product | Published | Rate | Term / condition | Status | | **Over $20,000.00** auto_any_72mo | — APR | 6.500% | 72 mo | Standard | | **Auto Loan** auto | — APR | 6.500% | — | Standard | | **Under $15,000.00** auto_any_36mo | — APR | 6.500% | 36 mo | Standard | | **Under $20,000.00** auto_any_36mo | — APR | 6.500% | 36 mo | Standard | | **Over $15,000.00** auto_any_60mo | — APR | 6.500% | 60 mo | Standard | | **New Recreational Vehicles (ATVs, Motorcycles, Tractors, etc.)** rv_new | — APR | 7.000% | new | Standard | | **Over $25,000.00 (2011 & Above)** auto | — APR | 7.500% | — | Standard | | **Over $25,000.00** auto_any_84mo | — APR | 7.500% | 84 mo | Standard | | **Used Recreational Vehicles (ATVs, Motorcycles, Tractors, etc.)** rv_used | — APR | 8.000% | used | Standard | Georgia Power Valdosta Credit Union auto & vehicle rates as of November 12, 2026 ### HELOC rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Home Equity Loan (Fixed)** heloc_fixed | — APR | 7.000% | — | Standard | Georgia Power Valdosta Credit Union heloc rates as of November 12, 2026 ### Personal loan rates 2 offers | Product | Published | Rate | Term / condition | Status | | **Share Certificate Secured Loan** personal_secured | — APR | 2.000% | — | Standard | | **Unsecured Personal Loan** personal_unsecured | — APR | 10.500% | — | Standard | Georgia Power Valdosta Credit Union personal loan rates as of November 12, 2026 ### Savings & CD rates 5 offers | Product | Published | Rate | Term / condition | Status | | **Christmas Club Share Account** share_savings | — APY | 0.20% | — | Specialty offer | | **IRA Passbook Account** ira | — APY | 0.30% | — | Standard | | **Share Certificates (6 months Under $50,000.00 $50,000.00 - $99,000.00 $100,000.00 and Over)** share_certificate_6mo | — APY | 0.35% | 6 mo | Standard | | **Share Certificates (12 months Under $50,000.00 $50,000.00 - $99,000.00 $100,000.00 and Over)** share_certificate_12mo | — APY | 0.55% | 12 mo | Standard | | **Share Certificates (24 months Under $50,000.00 $50,000.00 - $99,000.00 $100,000.00 and Over)** share_certificate_24mo | — APY | 0.75% | 24 mo | Standard | Georgia Power Valdosta Credit Union savings & cd rates as of November 12, 2026 Georgia Power Valdosta Credit Union is a credit union in Georgia. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/georgia/georgia-power-valdosta) , verified from [Georgia Power Valdosta Credit Union's official website](https://www.gpvfcu.com/) Loading branch locator… ## About Georgia Power Valdosta Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 2.8K Assets $22.9M Founded 1958 Locations reported 1 NCUA charter 12291 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Locoga** Georgia Power Valdosta Federal Credit Union · Valdosta · GA · 31601-5166 About 3.8 miles away](https://rateapi.dev/credit-unions/georgia/locoga) [**First Commerce** Valdosta Mall Financial Center · Valdosta · GA · 31601-8448 About 4.8 miles away](https://rateapi.dev/credit-unions/florida/first-commerce) [**Southeastern** Baytree Rd Branch · Valdosta · GA · 31602 About 5.1 miles away](https://rateapi.dev/credit-unions/georgia/southeastern) [**Valdosta Teachers** MAIN OFFICE · Valdosta · GA · 31601-3904 About 5.4 miles away](https://rateapi.dev/credit-unions/georgia/valdosta-teachers) [**Southern Pine** Main office · Valdosta · GA · 31601-0871 About 6.3 miles away](https://rateapi.dev/credit-unions/georgia/southern-pine) [**Madison Education Assoc.** Main Office · Madison · FL · 32340-2540 About 21.5 miles away](https://rateapi.dev/credit-unions/florida/madison-education-assoc) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Georgia Power Valdosta Credit Union Membership eligibility from Georgia Power Valdosta Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership via employers (Georgia Power Company +53 more) or the Home Builders Association of South Georgia +1 more - Employer Georgia Power Company, ACE Electric, Inc., Ambling Companies, American Drill Bushing, Astro Exterminating Services, Inc., Automative Transfers, Inc., B&H Lawn & Handyman Service, C. C. Dickson Company, City of Hahira, City of Remerton, Colson Printing Company, Corbett Electrical Construction, Inc., Cowart Electric and Industrial Contractors, Inc., Davis Air Conditioning, Flythe Land Maintenance, Inc., G&M Plumbing, Georgia Gulf Sulfur Corporation, H & H Insurance, H & S Supply, Hutchinson Chiropractic Center, J. Glenn Gregory and Associates, J-M Manufacturing Company, Inc., J. Scott Summers, D.M.D., P.C., LM Hydraulic, Lee & Associates, Accountants, Lowndes County Employees, Mediacom, Mighty Kleen, Morgan Stanley Smith Barney, NAPA Auto Supply, Pharmacy Alternatives, Pregnancy Support Clinic, Ray & Son Heating and A/C, Regal Marine, Rowe Air Conditioning, Sabrina Auto Sales, Inc., SAFT Corporation, SAM'S Club, Smith Tire Company, Inc., St. Barnabas Episcopal Church, Sonny's Real Pit Bar-B-Q, South Georgia Pecan Company, South Georgia Plumbing, Southern Home Care Services, Southern OB/GYN, Thomas Auto Service, Thomas Collision, Inc., Tillman Insurance Agency, Inc., T. M. Poly Film, Inc., Total Technology Integrators, LLC, Treatment Center of Valdosta, U.S. Marine-Bayliner Division, U.S. Press, Valdosta Toyota, Inc. - Association Home Builders Association of South Georgia, Valdosta/Lowndes County Chamber of Commerce Verified from [Georgia Power Valdosta Credit Union's membership page](https://www.gpvfcu.com/who-can-join) . Final membership determination is always made by the credit union. ## Work at Georgia Power Valdosta Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Georgia Power Valdosta Credit Union ranks against Georgia peers. - See which AI assistants fetched Georgia Power Valdosta Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Georgia - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=georgia-power-valdosta&state=georgia&code=GA&name=Georgia%20Power%20Valdosta%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Georgia Power Valdosta Credit Union offer? Georgia Power Valdosta Credit Union currently offers mortgage, vehicle loan, HELOC, and personal loan rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Georgia Power Valdosta Credit Union rates updated? RateAPI verifies Georgia Power Valdosta Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Georgia Power Valdosta Credit Union's rate data? Rate data is collected directly from Georgia Power Valdosta Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Georgia Power Valdosta Credit Union? Membership via employers (Georgia Power Company +53 more) or the Home Builders Association of South Georgia +1 more ## Related Rate Data Compare Georgia Power Valdosta Credit Union's rates against national credit-union benchmarks. [More Georgia credit unions](https://rateapi.dev/credit-unions/georgia) [Georgia mortgage rate leaders](https://rateapi.dev/mortgage-rates/georgia) [Georgia auto loan rate leaders](https://rateapi.dev/auto-loan-rates/georgia) [Georgia HELOC rate leaders](https://rateapi.dev/heloc-rates/georgia) [Georgia personal loan leaders](https://rateapi.dev/personal-loan-rates/georgia) [Mortgage rate benchmark](https://rateapi.dev/mortgage-rate-benchmark) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.gpvfcu.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Georgia Power Valdosta Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Georgia credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Georgia Power Valdosta Credit Union curl "https://api.rateapi.dev/credit-unions/georgia /georgia-power-valdosta " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Georgia Power Valdosta Credit Union locations Search, filter, and browse all 1 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/georgia/georgia-power-valdosta Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp