--- title: "Excel Credit Union Rates - Georgia" description: "Current vehicle loan, personal loan, and credit card rates from Excel Credit Union in Georgia. Updated daily with source verification. See who can join Excel Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/georgia/excel" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Excel Credit Union Rates - Georgia ### Auto & vehicle rates 2 offers | Product | Published | Rate | Term / condition | Status | | **2020 & Newer < 85,000 miles** auto_any_84mo | — APR | 3.490% | 84 mo | Advertised floor | | **Boats, RV and Motorcycles**** boat_any_120mo | — APR | 6.500% | 120 mo | Standard | Excel Credit Union auto & vehicle rates as of November 13, 2026 ### Personal loan rates 5 offers | Product | Published | Rate | Term / condition | Status | | **Share Certificate Loan $50,000 & above** personal | — APR | 2.000% | — | Standard | | **Share Certificate Loan below $50,000** personal | — APR | 2.500% | — | Standard | | **Share Secured Loans $200 Minimum** personal_secured | — APR | 5.000% | — | Standard | | **Signature Loans $200 Minimum** personal_unsecured | — APR | 9.000% | — | Standard | | **Personal Line of Credit $200 Minimum** ploc_variable | — APR | 14.900% | — | Standard | Excel Credit Union personal loan rates as of November 13, 2026 ### Credit card rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Annual Percentage Rate for Purchases, Balance Transfers, and Cash Advances** credit_card_balance_transfer | — APR | 9.000% | — | Standard | Excel Credit Union credit card rates as of November 13, 2026 ### Other rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Save As You Pay Loan $200 Minimum** other | — % | 9.000% | — | Standard | Excel Credit Union other rates as of November 13, 2026 Excel Credit Union is a credit union in Georgia. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/georgia/excel) , verified from [Excel Credit Union's official website](https://www.excelfcu.org/) Loading branch locator… ## About Excel Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 10.4K Assets $173.2M Founded 1952 Locations reported 2 NCUA charter 7825 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Student scholarships Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Genuine Parts** Genuine Parts · Norcross · GA · 30071 About 1.3 miles away](https://rateapi.dev/credit-unions/georgia/genuine-parts) [**Associated Credit Union** Associated Credit Union · Norcross · GA · 30092-3107 About 2.2 miles away](https://rateapi.dev/credit-unions/georgia/associated-credit-union) [**Vystar** 194-Peachtree Corners · Norcross · GA · 30092 About 2.9 miles away](https://rateapi.dev/credit-unions/florida/vystar) [**Platinum** Lilburn Branch · Lilburn · GA · 30047 About 4.9 miles away](https://rateapi.dev/credit-unions/georgia/platinum) [**Georgia's Own** Lilburn Branch · Lilburn · GA · 30047-3410 About 5.3 miles away](https://rateapi.dev/credit-unions/georgia/georgias-own) [**Georgia United** Chamblee Office · Chamblee · GA · 30341 About 6.0 miles away](https://rateapi.dev/credit-unions/georgia/georgia-united) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Excel Credit Union Membership eligibility from Excel Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Excel Credit Union's website. Check the membership page below to confirm whether you qualify. - Location fulton, gwinnett, forsyth, hall — GA Verified from [Excel Credit Union's membership page](https://www.excelfcu.org/about-excel/) . Final membership determination is always made by the credit union. ## Membership rules for Excel Credit Union Geography 4 counties · Family 2 18 published paths to membership, last verified August 27, 2026, quoted from Excel Credit Union’s own published criteria. ### Geography 4 Auto-verified against the source page from the credit union’s published criteria and NCUA charter records · last verified August 27, 2026 - Forsyth County, GA - Fulton County, GA - Gwinnett County, GA - Hall County, GA “NCUA call report 2026-03-31: TOM_CODE=00 (community charter); branch footprint: Fulton County, GA; Gwinnett County, GA” > [source ↗](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) ### Family 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Family of a member “And once you join, your immediate family members become eligible to join too.” > [source ↗](https://www.excelfcu.org/about-excel/) - Family member of a member - Family of a member immediate family “And once you join, your immediate family members become eligible to join too.” > [source ↗](https://www.excelfcu.org/about-excel/) - Family member (immediate family) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Excel Credit Union? Yes No ## Work at Excel Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Excel Credit Union ranks against Georgia peers. - See which AI assistants fetched Excel Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Georgia - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=excel&state=georgia&code=GA&name=Excel%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Excel Credit Union offer? Excel Credit Union currently offers vehicle loan, personal loan, and credit card rates. The rates shown on this page were last verified November 13, 2026 directly from the credit union's official website. ### How often are Excel Credit Union rates updated? RateAPI verifies Excel Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026. ### Where does RateAPI get Excel Credit Union's rate data? Rate data is collected directly from Excel Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Excel Credit Union? Excel Credit Union publishes its membership criteria on its own website. RateAPI tracks 18 published membership paths covering 4 counties for Excel Credit Union, each quoted from Excel Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Excel Credit Union's rates against national credit-union benchmarks. [More Georgia credit unions](https://rateapi.dev/credit-unions/georgia) [Georgia auto loan rate leaders](https://rateapi.dev/auto-loan-rates/georgia) [Georgia personal loan leaders](https://rateapi.dev/personal-loan-rates/georgia) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.excelfcu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Excel Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Georgia credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Excel Credit Union curl "https://api.rateapi.dev/credit-unions/georgia /excel " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Excel Credit Union locations Search, filter, and browse all 2 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/georgia/excel Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp