Excel

norcross, Georgia
Last verified: July 10, 2026

As of July 10, 2026, Excel offers a money_market mortgage at 1.2% APR (1.19% rate, 0 points). Auto loans available from 3.49% APR. HELOC rates from 4.99% APR. Personal loan rates from 5% APR.

Source: RateAPI.dev, verified from Excel's official website

Mortgage Rates

Rates as of July 10, 2026

money_market
1.200% APR
Rate1.190%
Points0
Money Market Account ($25,000 to $49,999.99)
money_market
1.250% APR
Rate1.240%
Points0
Money Market Account ($50,000 to $99,999.99)
money_market
1.400% APR
Rate1.390%
Points0
Money Market Account ($100,000 and above)
share_certificate_24mo
3.150% APR
Rate3.110%
Points0
Share Certificates/CDs - 2 years
share_certificate_36mo
3.150% APR
Rate3.110%
Points0
Share Certificates/CDs - 3 years
share_certificate_48mo
3.150% APR
Rate3.110%
Points0
Share Certificates/CDs - 4 years
share_certificate_6mo
3.600% APR
Rate3.540%
Points0
Share Certificates/CDs - 6 months
share_certificate_12mo
3.750% APR
Rate3.700%
Points0
Share Certificates/CDs - 1 year
money_market
5.000% APR
Rate5.000%
Points0
Money Market Account ($1,000 to $4,999.99)

Auto Loan Rates

Rates as of July 10, 2026

auto
3.490% APR
Rate3.490%
2020 & Newer Auto Loan
auto
3.490% APR
Rate3.490%
[PROMOTIONAL] Auto Loan
auto
4.200% APR
Rate4.200%
Auto Loan
auto
6.500% APR
Rate6.500%
Boats, RV and Motorcycles
credit_card_platinum
9.000% APR
Rate9.000%
Platinum VISA
credit_card
12.000% APR
Rate12.000%
Gold VISA
credit_card
16.500% APR
Rate16.500%
Classic VISA
credit_card
17.990% APR
Rate17.990%
New Start VISA

HELOC Rates

Rates as of July 10, 2026

heloc_variable
4.990% APR
Rate4.990%
[PROMOTIONAL] Home Equity Line of Credit (HELOC)

Personal Loan Rates

Rates as of July 10, 2026

personal_secured
5.000% APR
Rate5.000%
Share Secured Loans
personal_unsecured
9.000% APR
Rate9.000%
Signature Loans
ploc_variable
14.900% APR
Rate14.900%
Personal Line of Credit

Frequently Asked Questions

What rates does Excel offer?

Excel currently offers mortgage, auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified July 10, 2026 directly from the credit union's official website.

How often are Excel rates updated?

RateAPI verifies Excel's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 10, 2026.

Where does RateAPI get Excel's rate data?

Rate data is collected directly from Excel's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Excel's mortgage rate?

As of July 10, 2026, Excel offers a money_market mortgage at 1.2% APR.

What is Excel's auto loan rate?

As of July 10, 2026, Excel offers auto loans from 3.49% APR.

Related Rate Data

Compare Excel's rates against national credit-union benchmarks.

More Georgia credit unionsMortgage rate benchmarkAuto loan rate benchmarkHELOC ratesPersonal loan ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Excel
curl "https://api.rateapi.dev/credit-unions/georgia/excel" \
  -H "Authorization: Bearer YOUR_API_KEY"
Explore API DocumentationUse with Claude